Member Info for Taverham

No, of course not.

Tests - yes.

In addition to the comments made on this thread, which I agree with, I would add that hitting the 25% tax free pension initial take would in a way suppress consumer spending. Almost everyone who takes a lump sum goes out and spends it on a new car, kitchen or camper van etc . which boosts the economy. Just because the chancellor will be spending hers on a luxury sea fron apartment somewhere in the med, which is no good for the UK it does'nt mean every one else does!

US retail sales were good and Walmart shares are up 8% as their figures were also good!

Just bought another £3k fingers crossed.

At some point this will be taken over by a larger group imo because it has long term relationships and contratcs with some great leisure companies and its technological prowess will be attractive in parallel fields. So for me the big question is should I buy more on current weakness - answer yes!

Reading the mail article it seems to me that the risk to the general population is low given it is predominantly male sex workers who are at risk. I guess there will be significant concern in the house of commons but that is another story.

Our wealth was built on cheap energy and we have relinquished that to India and China. Maintaining our living standards with the import of cheap labour has backfired, selling our state owned assets is complete and all we have left now is the wealth that boomers built up and in some cases retained during the 'good times'. The chancellor is going after that to finance the net zero folly and general spending. We have a few grim years ahead and the only bright spot for me is watching the labour party push the self destruct button.

Market leaders in a growth market deserves a premium rating - no worries here.

Results look below average - considering how well fltr did . Sp will stand still at best imv .

STP, if the usd collapses we will be plunged into poverty because debts will be called in from all over the place, there will be a run on gbp and since that previous idiot labour chancellor Brown sold off a large portion of our gold reserves we have,nt got a lot to back up our currency. We run a deficit fiscally and in our trade so my spending spree will be tinned food!

Deby, I don't think you are moaning , just pointing out the uncomfortable facts of life in modren britain for the established tax paying society.Political ideology is the driver for current government policy and the electorate are no longer being served by the politicians rather we are seen as trouble makers for voicing an opinion over what we want for OUR country.

LTI and rpi was 3.6%.Which illustrates why rpi is being phased out in 2030 to be replaced by cpih - yet more massaging of data by the government! I expect some bond holders will mount a legal challenge however!

Denby, you are not alone in finding things hard and believing that you should have a better life. I look at my kids and realise they , like their peers had no chance of buying a 3 bed house at 22 like i did and have no chance even now in their late twenties . My eldest has an absolute top science degree from one of the worlds finest universities and still recievs a salary only about half of what she needs to buy anything. We have collectively become poorer and simultaneously more unequal suppressing wages at the bottom with low paid migrants who we subsidise with taxpayer money whilst paying outlandish sums to those nearer the top , effectively bribing our journalists with equally high pay to keep quiet. We badly need to re set our priorities as a society imv. I will end there and take some more medication. atb.

Val, I think the VAT position is more complicated as HMRC may argue that within the settlement the money we 'recieved ' in cluded VAT and we then paid out even more dosh because of our failings. The tax man will look for every angle unfortunately and I can foresee a 'vat tribunal' getting involved here.

Denby, for the avoidance of doubt , I was being sarcastic . I am ouraged that the left keep saying we are one of the richest countries in the world [ now 6th behind India ] and can therefore afford the burden of the legal and illegal immigrants and yet provide one of the lowest pensions to our own people about which they say nothing. How many of the leftist protestors who turned out against the rioters /protestors /concerned ordinary folk took to the streets on behalf of our pensioners ? None and that explains how the labour party are getting away with their nasty anti uk policies.

To add balance to my attack on the stupidity of labour, this is what the Tories did wrong according to one of their former ministers, John Redwood.

'There were the large sums being spent on energy subsidies as they intervened heavily to switch from coal and gas generated electricity to solar and wind. There were the over the top domestic energy subsidies for the better off as well as for those on low incomes. The Truss plan gave double subsidy to most MPs, as anyone with two homes qualified for two subsidies. There were the large loans to Councils to let them buy up property investment empires. There were the grants to Councils to take road capacity out. There was overseas aid for bad schemes and for some developing economies with their own budget capacity. There was the large expenditure on housing for illegal migrants, and the big cost of housing and public service provision for low income and no income legal migrants. There was the wasteful HS 2 project and the escalating losses of the nationalised railway.'

Shutting down our oil and gas production will result in lost billions to the treasury because the epl will have nothing to tax. Also our emmissions will rise because of the enrgy wasted importing electricty AND the interest payments alone on the new cabling will add crippling amounts to UK consumer bills. We have never before witnessed such an act of economic self harm in this country, except perhaps wasing billions housing economic migrants but that's another story...

Deby, the old age pension at £12,500 must easily be enough to live on , it is around half the living wage so why are pensioners complaing? Of course they could get really cold this winter with not heating allowance but that is OK if they post something on FB like ' why are these foreigners living in warm hotels and getting 3 meals a day when I can't afford to eat' they will get locked up for hate speech and get a warm bed and 3 meals a day. So labour will be looking after them......

The easy win for the chancellor is to put 25% on council tax bands f and above . CPI excludes housing costs so it will not be inflationary and the few votes they lose from the rich will be more than made up from the Green party voters who love hitting the 'rich'. The same self interest applies to taxing north sea oil workers based in Aberdenn out of a job and wasting the cash on net zero. Beyond that how about charging pensioners national insurance, they won't labour again having lost the winter fuel allowance - so again a no brainer for the no brain labour authoritarian mob.

I am not in the telecomms business but did take 25% tax free from a db scheme, joined another db scheme from which I also took the 25% and then later paid cash into my own dc scheme - if that helps.