Member Info for RoxburyHouse

Morning guys, I do all this on my iPhone and sometimes it has a mind of its own. (My dyslexia doesn’t help!).

If this goes down anymore Selecta then I will be gradually buying more for sure.

It’s just a matter of time before I’m 100% in for sure.

I really do believe Saga is going to come good.

Andy? Who the 4ks Andy? Ha ha

I give up.

£4.40? Ha ha £3.33 Andy £3.40 of course but you knew that!

I sold the remainder of my Card shares this morning quickly on impulse when I was quoted £4.33 for Saga. By the time the sale went through it had risen to £4.40 for 5000 but I’m still happy.

55% of my portfolio is now Saga and I am fighting the urge to just go all in.

Funny story.

About 5months ago whilst staking out my local “The Works” shop I spotted how busy the “Card Factory” was so decided to invest.

Problem was that the queues outside where massive but hardly anybody was in the shop so I decided to video this and send it with a complaint to their head office. Omg what a mistake.

So there I was in the local shopping Center phone in hand being as discrete as I possibly could quickly walking whilst videoing the queue and then waving the phone around scanning the empty aisles inside the shop.

All going well until on the very last window there was this really rough woman on her phone (with no mask on) who shouted at the top of her voice “HEY ARE YOU VIDEOING ME?”

OMG

It was awful.

To cut a long story short she would not accept my apology and I ended up scuttling out the shopping centre wishing the ground would swallow me up.

I’m sure I heard the words “SECURITY” being shouted in the distance as I left ha ha

So if you are going to check out your local Card Factory shop hobione be careful! lol

Can’t celebrate it much because everywhere is closed but me and the wife had a lovely walk round the beautiful City of Durham.

The highlight for my wife was the cathedral.

Me? The Card Factory shop bang in the middle in prime position. The staff were in there reorganising the shelves and stacking them with new stock.

Wife had to drag me away as I had my hands cupped against the window trying to see what they were doing. Ha ha

Oh and JoeSoap don’t make the mistake I made with my wife’s Isa by txfering 19 of the 20 grand back to her bank account by accident and then immediately a couple of minutes later tried to put it back and it wouldn’t let me! ha ha dohhhhh!

If you are looking at other shares then think about retail and recovery because the shops are going to re open before our ships set sail so there should be ample time to do a bit of “Juggling” lol

Oh JoeSoap just do the complete opposite to me and you should be ok.

Doofus reckons it’s going to dip at the end of the 3rd week in March and your dilemma is that I agree with him. My reason is that people sell before the end of the tax year and then reinvesting in the first week of the new tax year.

I would hedge my bet and buy £10 grands worth NOW @ £3.66 then 10 tomorrow and the remainder on Friday.

So that is what I would do which means you are better off waiting until next week! Ha ha

Does anybody remember my Zig or Zag question a few weeks ago ie Day Trading?

Can’t remember the numbers exactly but I tried to second guess which way the share price was going to swing so could accumulate more shares.

It was something like £2.50 when I sold 2 big chunks to buy back cheaper so I Zigged but the share price Zagged to £4!

Last week I Zagged by buying at £4.03 and the share price Zigged to £3.70 ish.

Couldn’t make it up man ffs.

Moral of the story is just don’t bother trying to guess which way the share price is going and sit tight because it’s just not possible.

Might just have one last go.....

Thanks guys, really appreciate you taking time out to help/advise.

Yes Culco I got in in the 20’s but have bought more since so my average is 30p.

Agree Rogue and I know Smorty has them also - the gang of 3! Ha ha

I always try and think outside the box and my reasons where thinking that everyone being bored would turn to arts & crafts and jigsaws.

Obviously no good when the shops are closed during lockdown but the couple who own it are the same people who created and then sold the Card Factory so like Sir Roger seriously switched on individuals.

They started the on line side before Covid and have fine tuned it regularly since and I get daily emails with their offerings and they certainly don’t come across as if they are bored?

Just like Saga the preceding couple of years preCovid were not great and that is what initially caught my attention. It’s like a “double” recovery stock if they pull it off.

Amazon seems to be addressed by creating a loyal fan base and loyalty discount card. Could be wrong but I feel like they are lining it up to sell to hobbycraft?

Thanks for being honest Banbury that’s what I wanted and wouldn’t expect anything less from you. Really appreciated.

Ok I know none of us truly know what we are doing but I wouldn’t mind a second opinion from some of you guys on “The Works”.

This is not a ramp. It makes no difference to me whether anybody here buys any.

Saga is my biggest holding but I also have a six figure sum invested in the Works and although I’m not questioning my investment I just can’t understand how I am the only one who sees what a bargain it is? (currently at 43p.)

Please please nobody buy on my recommendation because I have made some corking blunders but am I disillusioned or what?

I am extremely well researched with it so I feel like I know what I am doing but there is no chat and nobody over there so thought I would ask some of you guys who’s opinion I respect. Banbury?

No probs if no one can be bothered.

Cheers.

Saga Privatisation?

Is it necessarily a bad thing?

What’s everyone’s thoughts on this?

On the basis that Sir Roger has successfully done this before then why wouldn’t he? and why didn’t he do it when he injected his £100m cash injection?

Hindsight is a wonderful thing (as anyone in this games knows) and I would imagine if he could go back he’d wish he had outbid the 33p PE offer at the time.

I would be happy with a £5+ bid for the company but the LTH would not of course.

If I was him I would hang on to the buildings (and Titan) and sell them after the takeover not before which makes me think that he is not going to bother.

Is he waiting for the cruises to resume? and if so he knows he will have to pay more so why wait?

Good morning everybody.

JoeSoap here’s a sad story story that should help you kick that awful smoking habit.

My dad smoked and died of lung cancer at the age of 47. I was only a baby so have no memory of him.

Throughout my life I was always envious of my friends who all had dads.

If you are young and reading this go and give your dad a big hug because you are so lucky.

In those days smoking was cool though and nobody knew how damaging it was but now it’s a complete different story.

Replace cigarettes and beer with exercise and water immediately from this day onwards JoeSoap and get the full enjoyment of all that £ you have made from Saga taking that lovely family on many many holidays and when you die aged 100 you can raise a glass and say “Thank you RoxburyHouse”!

JoeSoap and everybody else here please take note of what TFE has just said in the post above.

You are entitled to upto £20,000 each per tax year in a tax free Share Isa and would be a fool to not take advantage of this.

I don’t think you have to sell your shares though? I think you can txfer them? Worst case you have to sell them and then txfer the £ directly into the Isa and rebuy them back.

I think that is what Doofus is in about in the last week of March when everyone does this so the share price drops and then they rebut them back in the new financial year so the share price increases?

Could be wrong. Usually am.

Hey JoeSoap we are same age! (1960) similar holding I now have 50,335 and the equivalent £ in other shares. Yes as soon as the market “recovers” properly ie cruising resumes and the high st opens then my trading platform is getting closed and im I’m out of this game (I think!). Lol

It’s been an amazing year with so many opportunities but I think the easy money has now been made.

12 months before Covid (Jan 2019) with 2 ships cruising Saga’s Mcap was £840.0m which equates to a share price now of roughly £6.

Anything after £6 is going to be a hard slog IMO so my plan is to swing my £ back into property. Physically though not in Shares.

Plans change though don’t they and tbh I’m not 100% sure what to do next. The bulk of mine is in a share Isa so it just seems daft to close that part down so might just close the trade side. Who knows?

JoeSoap I’m sure your wife, son and grandson would rather have you than some daft Shares?

Lose the tabs and drink and join me on the Bolton Ironman!

Well done Beachbum. Respect and thank you for sharing your story.

From what I can make out we have 2 very distinct groups of people here.

We have guys like myself and yourself who have spotted an opportunity when Covid struck so have only opened accounts in the last 12 months and then genuine long term holders who have been doing this for a long time.

The common denominator for the long term holders seems to be either links to the industry or a passion for cruising.

Personally my biggest worry is how to get out of all of this. I have tried a couple of times and it’s not as easy as you think.

I am keeping my fingers crossed that when the market fully recovers and opportunities subside I can quietly sell up and close my account.

Anyone else care to share their story?

Share Dealing.

How/why did you get involved in this?
Do you regret it?
What’s your plan?
Have you got one?
What’s your exit strategy?

My plan when I first got involved back in March 2020 was to make more than the paltry £25 to £50 I was getting every month on the premium bonds.

I’m now trapped and convinced I can make a £Million. Lol

Well done JoeSoap so the hills it is!

Rogue there is no ‘after Saga’ for me. I won’t be looking for anything else.

I mention the figure of £6 purely because that is my guesstimate of what the share price will be when cruising resumes. It could be higher or lower but I just don’t have the hunger (or desire) to stay on this emotional rollercoaster for a minute longer than I need to.

The only fly in the ointment for me is share dealing (gambling) is quite addictive isn’t it?

Even these discussions boards are addictive! Lol

Same here. Added considerably in the last couple of weeks also. I have a really good feeling about WRKS.

Yes the million $ question is when does anybody sell up?

I’m only in this game temporarily and because of Covid and the chance to make a quick buck.

Saga for me along with the other main shares in my portfolio Wrks, Card and Shoe are all recovery stocks and once recovered my plan is to head for the hills.

The problem I never anticipated was how addictive this is.

So if you top skim Saga you either put the £ back into your bank account which so far I have found Impossible to do or you put it into another share that you think has got more potential?

I wonder if anybody here has managed to do what they originally set out to do?

I’m beginning to think that the only way out of this and I mean truly out is what happened to me in the dot com boom bust and lose everything.

I was addicted then but never touched a share for over 20 years after that experience.

The worst part of all of this is that it is driven by greed and I have made an absolute fortune but I want more. Oh dear.