Member Info for robleo

Dan, One thing i'm sure of is i will keep making mistakes, as you know Lloyds has been my biggest share holding and been in the red for years, finally they came back in profit a few weeks ago, so i sold 20% off at 52p for fear they would drop back into the red, but more than likely they will keep on rising now, hopefully Vodafone will soon have their good time soon, let's hope the may results will give it a kick up the bum

best of luck guys

AbjectPerformer, It probably will to be fair it's a solid company, just disappointing to see it under performing at the moment

It's a bit of a confidence booster when you see a share reaching a new high before the big dividend payout each year, and obviously the opposite when you see it reducing

Dan, yes i do think the only way is up, but how long it will take and by how much is anybody's guess, you know how i feel about all eggs in one basket, but let's hope it is rewarding for us all, i'm still hoping the wife get's a big win on the premium bonds, but she probably wouldn't share it with me anyway :-(

Welcome back Mikey, just like the good old days when we thought this was a bargain at a £1 lol

Phyl, I think the brokers have their own motives, you can't deny the fact though that this has been on a decline since January 2022 you only have to look at the 3 year charts, whilst Aviva is currently on a 5 year high, the dividends have been very good here, but if you take inflation into account you would expect a higher sp, also a little concerned which way the new CEO may take this, not saying this is a bad share to be invested in, but not so impressed with it lately

Dan, I better correct that, the ongoing charge for that fund is 0.08% which is very low

Dan, Maybe it’s just me, but over the years I’ve had a better return from funds than I’ve been able to achieve from shares

If it’s of any interest to you or anyone else I have listed my funds below I use H/L website, you can check the performance charts over the last 5 years plus the ongoing charges, I choose low cost tracker funds

Charges, as you know hl are not the cheapest, there is a holding charge of 0.45% for holding funds and shares, so no difference there

Legal & general funds have very low charges, for instance

Legal & general international index fund, had accumulative growth of 85% over the last 5 years and the ongoing charges are 0.85 %

Also there are no charges for buying or selling funds with hl

As for Vodafone, I would be happy just to see it pushing towards 80p for now, let’s hope xxx is right

Leg&gen international index/fidelity index world/fundsmith equity/hl select uk growth/leg&gen future world/leg&gen global technology/leg&gen global 100 index/leg&gen us index/rathbone global opportunities/

Hi Soton, yes i like this one, it's one of those shares i have bought and sold a few times in the past and always been lucky to make a profit on, I have an average of 3.90 that's not including dividends received, i hold the bulk of these in my sipp but also hold them in an isa, I think i may do a compromise and hold onto the ones in my sipp and if it rises anymore sell off the shares in my isa and use for a holiday, we're only young once lol

best of luck

Clued, I'm not going to disagree with you on that, also another thought that's making me very reluctant to sell is if inflation and interest rates drop as is predicted it could give UK shares a further boost, but? this is at a very high price at the moment and anything can happen, i'm sure you know how it goes, you hold and it drops right back taking away your gains, you sell and it keeps on rising

good position to be in with this share at the moment though

Anegada, The reason i suggested you do a comparison for yourself is because you said you wanted a long term investment for a child, I manage my own pension in a sipp with HL, and i have 9 funds in my portfolio 8 international and one UK based, in my opinion they are generally less volatile than individual shares and in many cases can outperform ,most of my funds have returned around 70% growth in the last 5 years apart from one which has retuned 37% it's probably no surprise to most that the poorest performer is the UK fund with HL, if you want to do a comparison for yourself my two core holdings are Fundsmith and legal & general international index, but there are hundreds to choose from, keep in mind it's much easier to look up how how a fund or share has performed in the past than it is to predict how they will perform in the future, just an alternative for you to think about

best of luck

AbjectPerformer, you wouldn't want to be buying at this price, the question is to hold or sell, this could drop back to under £4 some time after exdiv, but maybe it won't, if only we could have a peek into the future

Anegada, If you don't mind me just making a suggestion, you may want to consider the 5 or 10 year return on an international fund against your expected returns on any individual dividend share

Dan, That's exactly what I wanted to hear, let's hope so then

Cheers

Dan, as a very long hold investor, i expect a better prediction from you, seriously though just making everyone aware of the next hurdle here, good results will give this a bit of a boost and bring confidence, bad results will obviously do the opposite

just something to be aware of

xxx, do keep in mind there has been a recession

Something nobody is talking about here is the Final results in May, I wouldn't get too excited just yet, I am hoping we see a rise in sp here before the results

Zac, I agree with you, I have been increasing on my funds in the last 6 months even added another 3, and my portfolio is looking better than it's ever done, currently have 9 funds 7 have growth around 70-80% over the last 5 years the lgen global technology i think was around 195% and i have 1 UK based fund HL select UK growth, it probably comes as no surprise to anyone that the UK one only grew by 37%, still have a bit of tidying up to do with my shares, managed to sell off 20% of my Lloyds shares at a bit of profit as they have been under performing for years, just a bit more trimming down to do with a few others hopefully ending up with about 70% funds and 30% dividend shares, got fed up of looking at individual shares going into the red all the time

Just a lot of assumptions at the moment, have they ever mentioned buybacks, but with a new ceo this is a bit of a journey into the unknown, that's one of the reasons I would like to reduce a bit here

Xxx, Next event as far as i know is Final results 14 May 2024

Spikeyj, your so particular with your attention to detail? only joking mate

Let's hope we can all make some money for our gambling sins

Happy Bank Holiday all

Dan, A long term hold is a short term hold gone wrong, we are only young once mate, of course we all want it to go up as quickly as possible so we can be rewarded, let's all be honest here, but i get LTIs point about them buying back at a lower price

Anyway not a bad finish to the day, let's hope it can move on towards the 80s

Have a good Bank holiday all