Member Info for QueenElvis

Morning Grayling. I've got oil pouring out of my ears like the whole world and so has my mum-in-law. Fortunately she reads the Sunday Post and the Daily Mail as the Glasgow Herald pages have become too big for her to cope with so all she is aware of is that there are benefits scroungers in abundance and Pa Broon's marrows have done well this year. I try to keep a well balanced portfolio in the hope that if some stuff is down at any given time then other stuff will be flourishing. I oscillate between thinking it is good to buy stuff when it is bombed out and when it is going through a purple patch. Still that's the emails popping in my in box from my favourite department store advising me that now is the time to buy school uniforms - well in Scotland anyway - so maybe the May sellers will be returning on St. Leger's day. Can understand your caution everywhere though - buy in haste, repent at leisure atb.

was not what I was expecting.

The results being "slightly better than expected" was a quotation from a Reuters piece by Sara Young http://uk.reuters.com/article/2015/07/30/uk-rolls-rolls-royce-hldg-results-idUKKCN0Q40IM20150730 Nobody - including a new chief executive or Zak Mir can confirm anything about what the future may hold for any company. I'm afraid we all have to stab in the dark about that even Mystic Meg.

by an older woman! My friend was a civil servant like your wife. She requested her civil service pension early and got it at 50. Now self-employed and keeps a house here and one abroad defending poor souls accused of tax fraud which she used to investigate. I suppose if you have stopped investing you could opt out of all these drips and scrips where offered and just take the divis in cash. I remember my mum getting 10% I think on one of her building society accounts and certainly remember mortgage interest rate of 15.75% and Miras atb

and slightly better than expected results has not been enough to tempt Grayling I fear and s/he's off to seek his fortune in oil and others? Maybe we're doomed Captain.

for most.

https://www.gov.uk/apply-tax-free-interest-on-savings/tax-free-savings CB? Clydesdale bank? I hope they have modernised their recruitment policies to fit in with the modern era lol

Hello again Grayling - my only motive in popping on to this bb yesterday was to wish a holder well though this share has offered good trading opportunity over the last day or so. I saw the sun this morning and was going out for the day but it quickly disappeared and instead I am indoors watching a few shares while working. I doubt whether it is worth you and I going into our pasts here as it was so long ago lol and there are so few posts on this bb that my history will still be here for all to see. What might be of interest though is that we have been talking about scrips, crips and drips divis elsewhere. Oddly enough, I first bought into this share at a time when I was reading somebody on another bb talking about them in relation to rsa and how great they were. No sooner had I bought in than the divi was axed and the poster stopped talking about rsa on the other bb lol. Bonz kind of guided us all through the rights issue and was not at all cross with me when I sold for a small profit the morning the rights shares hit my account and I think I was lucky that my brokers had been quite quick to credit the rights shares to my account in the morning because there were groans from others in the afternoon if I remember rightly.. You are right some shares need light trading, some need heavy trading and some little or none to eke a profit depending on when the individual first invested. The skill for the individual is in deciding when to do what and when to do nothing. I think the trouble is that sometimes people don't say what on earth they are doing with a share and that often gives a false impression to others. I'm on the verge of selling a share I have held for a while. Will I get flak on the bb if I say that. Might just slip off quietly into the sunset like so many others do. Nice uplift though in the price here for the long suffering holders. atb.

Hi Grayling, right I think I see what you're saying. If crips, drips and scrips are no good to then it's an issue affecting many shares for you and not something that is unique to rolls Royce shares. I elected for c shares here to be converted to cash which was a problem free process. Think the whole isa thing is a yawn - with some brokers charging you for them to keep any eye on a stocks and shares isa for you. Withrdew my funds from Legal and General isa fund as they took hefty fees and split it over three projects with fees for each. Not sure a cash isa is much good either with budget changes on tax on savings interest. In the case of your particular brokers, I think they offer reduced commission rates once a month for a certain length of time and they offer longer reduced commission rate spells for their most loyal and successful traders and investors.

Yesterday Blackrock buying and nice little tick up this morning. Off to enjoy the day.

Buy buy boys. As you know mine were always in a nominee account and I had to contact the greedy broker more than once about passing on the discount vouchers to me and I sold weeks ago and paid the selling commission. Money's been sitting in my tsb classic plus getting 5% interest on £2,000. Going to go for one of these Santander 123 cards I think lol. Nice handy cheque at this time for you bonz - loads of bargains around and things on the floor. More Tesco or rolls Royce lol.

Grayling Couldn't follow the thread of the recent changes to shell's dividends policy. Gave me a headache and giving up and going to bed. Will look at it again once the bg thing is out the way. Couldn't work out if it was scrip or drip they had scrapped but didn't like the sound of this from the website "Under the Programme shareholders can increase their shareholding in RDS by choosing to receive new shares instead of cash dividends, if approved by the Board. Only new A Shares will be issued under the Programme, including to shareholders who currently hold B Shares." I thought most Brits held the B shares.

Sorry to hear that but I suppose shares move up and down and you are usually canny elsewhere and buy at a keen price so if its only two or three where you've bought high and scraped breakeven rather than made lots then that's not bad going and better than a loss. I suppose I have cottoned on to the fact that long-term investing in a share for some means doing a little light trading of it as well when warranted. atb.

Hi Grayling, Bonz is your man for the crips, drips and scrips info. I tend to take the divi money as income. I thought rdsb had scrapped its scrip divi scheme and emabarked on a share buyback programme - and we all know my views on those. Not sure about rdsa and again bonz is your man for info on withholding tax and all that stuff. atb.

Still got the rights ones no doubt.

A bit cold this year in Balmaha for taking your long johns off and throwing them at anybody. First reported crime in years in Canna. Loads of hand knitted Tom Weir style hats taken. Bought some island toiletries to lend some support to the fragile economy. Very callous thieves. Away for a Sainsbury's burger lol to heat me up.

Bit of a flicker this morning. Now off in search of statue of Tom and walking the West Highland Way.

Back from holidays. Suspect lego is on his. "see weir dropping further in the short term" Possibly so HCh.JS but at least this and adn on my watch list now as I know what they do and that they have phoenix like qualities. Whereas cup aka csi I have no idea and the first was a dodo. atb

Chocolate heaven little choc white and brown mice and frogs and handmade perfection with lucky tatties. My perfect day out. My most knowledgeable boss ever called Arran God's own country. Praise indeed from an agnostic.

BTW Grayling I bought some Rolls Royce today. I sold some in April. As another poster said the divi is not bad at this price. It might get cut then again loads of complete munters out there paying no divi.