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Dc just imagines that they announce their intention to restart the dividend at the old rate in q4 or next year this would move us to 300+ in a matter of weeks and start an upward trend.
Even better in my view would be a commitment like many companies do pay a percentage of 40% or 50% of profits pre-tax from 2020 onwards in dividends.
I can dream

I am no expert but common sense says if you run a company which goals are to make money and the BOE wants to charge me money I would simply just remove it.
Not every central bank will go negative either.

If anything the results showed how safe the company is compared to many Other companies so why would anyone Run for the hills.
That would make the shorters happy.
You could argue that if rate go negative more people will invest in stocks.
People do not like holding cash for long As it never going to make you money in the Short term or long term.

On a different day this might of gone up 5 to 10 %+
If the dow opens up later very low and if the FTSE remains negative and the USA weekly job figures are bad this could bring AV to negative, or if job figures have improved a lot and DOW turns opens positive and drags the FTSE up then AV could go above 5%+ My 2 pennies worth

Better sales were good would of like to see an updated version on the Solvency II cover.
On 31 March, Aviva's Solvency II cover ratio‡# is estimated at 182%.
The last update was 13th march at 175% with dividends so was 182% why not end of April or from last week it near 2 months out of date.

Will the DOW drag us north into positive territory by the end of the day, it could happen with a lot of luck.

I doubt,t we going to see anything this year.
I would be happy with the dividend yield staying the same starting next year as I am all in again.
Let us hope today improves and there is an amazing day tomorrow.

Could have been better could have been a lot worst let us hope tomorrow brings us a better day, it has felt like a rollercoaster ride today.

looks like the market don,t know which way to go from a strong start to negative back to positive now, could go either way

Sold a huge chunk at 240.5 today thought it might have dropped at the very end of the day but it rallied instead, tomorrow could be very costly for me, you play the game you win some you lose some.
Futures up 0.37 at the moment.
GL all for tomorrow

Let us hope it stays near or above 4% and tomorrow is a good day

At the moment least it is in the right direction Baby steps upwards towards 250 then 275 then to 300 +

I have sent my question in for the AGM I have had a reply saying need to send the proof part ect with no idea if it gets answered, how does it work do they randomly just pick questions to be answered?
My question
Hi is it the BOD goal with the best of intention to return to the dividend rate of 2019 or to improve it in 2021 if profits allow.

Fear of losing money.
The lack of information from BOD
When/If the dividend will come back and will it be cut. I think this could make the difference if we go back to £4+ if the 30.9p is retained.
The solvency 11 last updates on 16 march I think at 175% plus 6% dividend so 181% coverage. Where are we now I'm guessing around 190% but no idea in reality?
How much money could be paid out on policies? A big unknown.
How much money will AV make? A big unknown tho my guess will be on pensions down some no new jobs being created, and less payout on home and car, etc but making a ton on new life insurances being sold.
On existing funds self-generating 2.3 billion if I have read it correctly? That going to take a huge hit as many stocks ect not paying dividends and many shares have gone down unless the funds are somewhere safe. A big unknown for me
Is the company safe? yes from what I can see and understand.
Should the company be broken up? nope, fingers in many pies are better than just in 1 pie.
Should the BOD be brave? If they still have 10 to 20 billion in funds + borrowing extra funds what an opportunity for the brave to create a big take over of another company they could buy RBS for say 15 to 20 billion or BARCS for more or another insurance company.
My 2 pennies worth from what i understand and if I understand it correctly

I think net assets 423p share would include that the only thing you could remove would be the Intangible Assets as it not real money but this would be on prices of everything at the beginning of the year, I guess the risk would be if everything drops by 50% assets could drop to say 200 billion depending what it is invested in, while liabilities could be the same 400 billion.
Feel free to correct me as I am no expert.
This is why I like these chats there are always people with way more knowledge than me.

I think the dividend is nearer 13.5 % at these prices at 30.9p if it goes back to the amount announced before it was stopped.
I am no expert on the in and outs of insurances but would I be right in thinking that they have 423 p per share net asset and near 20 billion net cash and tradeable as of the start of the year .
The coverage Solvency II cover ratio 206% on final results now probably near 190 ish after stopping the dividend and market improvements since 175% coverage announcement.
From what others had said the cover for pandemics seems to be rather limited on AV policies.
When they do have to pay out would their assets drop but all so would not their liabilities all so go down?
Let say for argument sake they have 460bilion in assets and 440billion in liabilities, and it a disaster on the payout and they pay out 100 billion, they would drop 100 billion in assets but would they not all so drop 100 billion in liabilities and keep the 20 billion in cash and tradeable or is there a percentage rule on what counts as liabilities or is it 100% of coverage of a policy
that is counted as liabilities.??

My question would of been do intend to maintain the dividend level if profits allow and not cut the dividend next year.

long time to go yet but at moment futures 0 .93 up.

A nice 4% to 5% rise would be good.
Over the last few months, it does seem to spike up to and around 260 ish before it starts to drop to around 230 as someone else here said, let us hope it don,t like to break this pattern id be happy with 260 again.

What a huge swing in SP this has been did not expect this when it was mega down earlier