Albert says....28 Jul 2016 08:42
""Surely, if it is all bad luck, that must surely change... at some point?""
Do you know the definition of insanity? I'm not saying this to "have a go" at you, but just to point out why your fundamental belief may be flawed, anyway, here we go,
"Insanity: doing the same thing over and over again and expecting different results." - Albert Einstein quotes from BrainyQuote.com."
To me that indicates that it isn't all "bad luck". It could be down to "clever management" (For them, not us). But Albert is a tough one to argue against.
Are we expecting the BoD to down grade their houses soon? I don't think so... they'll be alright.
Any way, I wish you success although seriously doubt it will come from these Snouts-In-The-Trough, who have done nicely out of many.