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Denby, Condolences for your loss. I know this is probably a stupid question but have you sent them, and have they received, all the documents that they need to complete processing the claim? When you call them that only starts the process. You still need to provide them with an original death certificate plus any other document they might request before the claim will be paid. Also, I know it's a bit of prosaic, but have you checked who the nominated recipient is on the insurance policy and how payment is normally made (is payment made by cheque or bank transfer). If the payment was nominated to be paid directly into the deceased's bank account, then you might want to check with their bank whether any payment has been received (presuming access to the bank account has now been stopped); if the funds have been paid direct into the deceased's bank account you can still request that the bank provide the funds to pay the funeral costs, on provision of an appropriate invoice, without the need for probabte to be granted (as I understand). Have you spoken to Aviva since? Have they given you any explanation for the delay?
Sorry, I used the slang term for cigarettes and got ***! Clearly LSE doesn't use an AI chat bot ;-)
w4, i think the reference to a reduction in investment in certain sectors was in reference to pension schemes under aviva management and (supposed) virtue posturing. it's somewhat damned if you do and damned if you don't imho. if large investors are increasingly looking to move out of guns, ***s, oil, mining, booze etc. you can either ignore the trend or get ahead of the game. the reality is that, despite the occasional market-lead uplifts e.g. increased demand for commodities in (say) china, wars, gas/oil spikes etc, many of these sectors continue to trade on high yields because they've been unable to sustain these market gains in-between times and there's been an increasing shift in the market over (say) the last 10+ years towards the us model of chasing capital growth rather dividends (and selling shares to generate income). at the moment the us model is tending to win out in term of overall return but that could change.
WE HAVE had A BAD EXPERIENCE WITH THIS COMPANY THEY DO QUITE A LOT OF THINGS BY PHONE
WE have had a bereavement early in December the 3rd and we have a funeral in just over 1 Weeks time and we were told by phone that we would receive the funds on the 8/12/233 so we could use this to pay for part of the funeral on the 11/12/23 IT is NOW 21 days since the TRAGIC LOSS OF A RELATION AND WE CANNOT PAY ALL THE funeral costs DUE TO AVIVAs bad administration AVOID THIS company, for insurance.
Have been out of touch for some days due to illness, now resolved, and have ploughed through a mass of verbiage about our esteemed leader Amanda and her actions/o[policies, some of it quite vitriolic, but without being able to ascertain the reason
Would appreciate a thumbnail sketch of the origin of this latest chapter in the Aviva Story
(I did pick up on the reduction in investment in certain sectors and that disturbs me somewhat. How can a handful of chaps/chappesses round a table assume that their shareholders hold the same views, shareholders who are expecting their BoD to make the best returns, not play ducks and drakes with their money)
“ Whats your overview on phnx, why buy it when lgen is predictable stable high divi, just asking!”
From The Sunday Times, 14 March 2023 -
“ Pushing through a near-4 per cent rise in the dividend to 50.8p leaves the shares offering a dividend yield of 8.6 per cent...
… How sustainable is that dividend? Phoenix has business generating £12.1 billion of free cash, after the repayment of debt and interest costs. That would cover the present £500 million cost of the annual dividend as it stands for more than 20 years without Phoenix writing any new business or M&A deals.”
Apple News - https://apple.news/A8qC9h5ShQ8ScNEyB27aNyw
Web - https://www.thetimes.co.uk/article/dependable-dividend-a-big-attraction-for-phoenix-group-holdings-xh7xbhq0c
Nolo
interesting, sold aviva bought lgen phenix
Whats your overview on phnx, why buy it when lgen is predictable stable high divi, just asking!
Edge this is a v good board, sometimes offtopic convo on alternatives to aviva like funds to do the same job (rising hi divi).
The board which is super annoying is vod, where many of the posts are a guess at next day or friday price.. just a guess and no reasoning.
It’s not just aviva , standard life (phnx) refrained from investing anything in my pension in BAE on the grounds they dont support nuclear weapons.
So they’ve missed an opportunity that had progressive investment taken place would have greatly benefited me on current price.
No one asks do I have an issue with nuclear . Why do they operate on that basis lol
That's what I thought until I logged in this morning. Some of the content belongs more in X (formerly Twitter) or some other social media forum - not here. I want to read analysis and views on Aviva - too much to ask?
Allatsea,
None of us want to go back to the old school network way of running things (my wife’s great uncle was one of the worst governors of the Bank of England in a century and appointed because of who he was and where he went to school etc.)
What we want and have got close to in recent years is a meritocracy and I don’t want to see that progress undone. I want the best people in the job regardless of where they went to school, their race, sex or orientation.
For what it’s worth, a rather speculative mention of blanc in relation to BP chair:
https://www.thetimes.co.uk/article/688efd4c-9063-428a-869d-437985d583ce?shareToken=0cc97a0125d5fd9a9f97ac5cf26b976f
A couple of months ago, I received a letter about the small pension that I held with Aviva. It told me that they were going to move out of certain investments - fossil fuels, tobacco, armaments from memory. At this point, I transferred this pension across to my SIPP on the basis that Aviva were not doing what I EXPECTED them to do - i.e. get the very best return for my investment. If they want to signal their virtue, they're welcome to do so, but not with MY money.
I have also held for some time an investment in AVIVA in my SIPP. Upon reading of the views of AB, I have now sold this too. Again, if they want to signal their virtue etc etc.
I don't care a fig about colour, politics, gender etc etc - I simply expect the BEST person for the job. A meritocracy, if you like. I would suggest to AVIVA that they let the politicians do the politics, and you stick to making money!
If ever there were arguments against old white men, then Adrian Montague, Andrew Moss, Bob Scott are they. The bad old days.
The fact is that one can overlook a ceo posturing in front of an audience if they are delivering the goods. The problem here is that it has reinforced my worry that Blanc has her eye on the wrong ball and for that reason I have not been overweight in AV to the extent that I am in LGEN and PHNX.
Both of whom have had a multiple of AV’s Santa rally.
However, this was the final straw and so this morning I sold my long held AV position and split it between LGEN and PHNX.
GLA
Isn’t this a forum for sharing Aviva intel and interest 🤷🏻♂️
According to the Office of National Statistics, the 'white British' in London are now less than 36%. So, who is the minority there? Check for yourself.
A reasoned explanation of your viewpoint would be of more interest rather than gratuitous insults.
Nd
Never have I read such a lot of nonsense. You really do need to take yourself in hand.
I think Rod Liddle summarises the whole thing admirably in the ST today.
Nd
Amanda is behind the times. In June this year, the US Supreme Court stopped entries into US universtities based on race and gender and the trend is moving this way in other areas. The reason behind this is that it prevents the country becoming a meritocracy. And we can all see the direction the UK is going at the moment.
My maths is just fine Rooba, as are my investments. But thanks for worrying about them for me.
Not a single one of you can bring yourself to admit that there has been a bias in favour or white men throughout your careers. Are you wondering whether you really were that good?! A policy looking to achieve a better balance, without resorting to quotas (as Rooba you misrepresented Aviva's policy), is a good thing.
And Bugerov, you're correct that any target does influence behaviour, as does simply having a business plan. But given that nothing was changing without such targets I'm afraid the very people who are having a fit about this are the very ones who have caused the necessity for such targets!
Gym 121 I will transfer the money to a bank and receive interest on Aviva. I do have Rolls Royce, picked up at 89 pence. I am more interested in the long term dividend albeit the Capital Gain is good. I do hold Lloyds and intend keeping them for the long term, again for the long term.
My biggest loss is TRP (Tower Resources). Whilst my holding is small, this is like betting on the Grand National outsider. So far a 50% loss! If it comes in the gains will be very high. The chances of this is small, only if you are prepared to lose the lot, which could quite easily happen.
Glaxo (Emma Walmsley) I have held for sometime, the dividend modest, however, I have enormous faith in the lady. Should she leave Glaxo, I shall be following her move (no, I am not a stalker!). Good leaders are hard to find, I believe she is a very good leader.
Well said Bugerov, and thanks for pointing out that guitarsolo doesen't understand basic maths - ie. if you increase the proportion of something, it MUST reduce the proportion of something else. I dread to think what his investments must look like if he can't grasp that!
Anyway - I've had my say, and its obvious that some of us will never agree.
Bye.
Nick.. intrigued at where u will invest. maybe u shoulsd leave a little in here in case takeover. not many shares where much of the income is known years ahead.. aviva lgen.
Have u got rolls r... difficult decide if get out 300pc up this year but submerines nuclear reactor tech could be used by councils and up further.