Member Info for rupans

From their website:

https://www.saga.co.uk/insurance/campaign/car-insurance?scid=ppc-b|ser|motor|na|Google|na|Brand_Core_HK|Brand_Core_Car_Insurance|exact%20|saga_car_insurance&gclsrc=aw.ds&gad_source=1&gad_campaignid=17862509005&gbraid=0AAAAAD-931ov57KeIcfbnPrFb6ag6zDn7&gclid=Cj0KCQjw2IDFBhDCARIsABDKOJ69EwY-Byxu-QBJfVZKO-EF3xUUXYubJ6GqbQqYc7v8yXYkVTwp7AAaAvo8EALw_wcB

It states that Saga is trusted by more than 1 million customers

However in the results ending in 31st Jan it said that there wer 605k policies in force.

So either we have had astronomical growth in policy sales or .... some kind of advertising fiddle.

Can someone explain ...

FG,

the answer to your question:

Does that make this a screaming buy?.....

yes absolutely ... and for many more reasons than you listed.

I have diamond hands on mine :-)

Hi Rogue,

Thanks mate. I topped up too today. chart looks like there will be a consistent rise till the 24th September.

I note your comment about write down which may or may not be.

However there are a lot of positive tailwinds ...

TUI announced a reversal to the positive for summer bookings and sales ... for both cruise and holidays

Admiral put in some strong car insurance numbers ....

This increases the likelihood of Saga meeting the underlying goal of £100m per year and looks likely to be brought forward.

In this case the sp would look incredibly cheap by any metric.... looking forward to this passing the 200p mark soon.

Good news keeps coming through ...

https://www.reuters.com/markets/europe/insurer-admirals-half-year-profit-jumps-67-strong-uk-motor-insurance-business-2025-08-14/

Should provide a good read through for Saga.

https://www.rte.ie/news/business/2025/0813/1528180-tui-quarterly-results/

Looking very good :-)

But who knows with the market ....

This would be good for Saga's fixed 3 year insurance product:

https://www.actuarialpost.co.uk/article/car-insurance-premiums-continue-dramatic-fall-25158.htm

Not sure how this is effected with upcoming Ageas deal. This maybe the reason we got the unexpected £10 million dividend from the underwriting business

Alnwick,

I totally agree and it looks like there has been a surge in bookings for travel and cruises. As TUI has upgrdaed its guidance after only a few months of previous update:

https://www.tuigroup.com/en/newsroom/news/tui-raises-its-fy-2025-underlying-ebit-guidance-to-now-be-in-the-range-9-11-prior-7-10-at-constant-currency

Saga is really going to have some good numbers ;-)

Looks like we will be meeting soon at Alnwick Castle .... look forward to my dungeon.

Ppywdga,

Thank you for dragging me to reality a bit.

I note there is a large volume of sells today ... hoping that Edose is here to soak them up ;-)

Whether it is £400 or £500 it means that there is a lot of profit which will fall to the bottom line.

So why is the sp so low ....

But comparing like for like looks like a 10% increase in prices in 2026 compared to 2025.

Actually the prices can vary a lot depending on the cruise and time of year.

Can get very cheap cruises to the canaries during december ...

Hi,

Just been looking at cruise prices in 2026 for Saga and there seems to be a very large jump in prices ...

Around £400+ per person per night for the lowest grade rooms.

Alnwick you were great at analysing this stuff any comments. I think because lots of cruises were getting sold out this year there has been quite a hefty jump in prices ...

Not sure LSE displays all the trades. I know that ADVFN does (or I think it does). Also I think large purcheses can be delayed by up to 24hrs before being displayed.

Well done buying yesterday. This is going to fly .... upwards

Is Edose buying in again??

It did look like the sells are petering out. Hopefully Edose will start buying up again.

265 would be very nice

Some large share trades today ...

not sure what is going on.

Hi,

I am a new investor. I here there was an FT article ... what was the gist of it please?

Looking for a long term holding here

STOCKBUSTER,

No. Roger bought some newly issued shares at 27p. Then there was a general equity placing at 12p (or 180p after 15 to 1 placing) for all share holders including Roger. The share price was around 13p at the time of placing ....

Robleo,

yes that was probably a good decision as I started off with a relatively small amount and kept averaging down. I could have made a lot more elsewhere.

However now that I am back in just, hoping for much greater gains. Which I do believe will happen as I have analysed this company to death ... over the years.

Think £4.00 will happen relatively soon (by next year)

Peter,

2 large reasons:

1. Insurance division both underwriting and sales becoming more competitive (due to online comparisons etc) and due to lack of size being written down ...

2. Large equity placing in August September 2020 which would have diluted the company at 180p. This was a complex placing so would need to read details. During covid cash was needed to survive so whether equity issue or debt it would mean it was dilutive to shares