RE: negative;'s ..........11 Aug 2020 13:44
I'm a WASPI so until they go Back to 60, I'm on 1/2 my pension as Straight income. I will seek to maximise my CG closer to time, but the rate is 10% until I hit the higher income band, and then it is 20%. Also remember that the first £2k of divi income is tax free too.
I have already used up this year's ISA allowance. I do plan to move them across as an when I can over the next few years .