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I would love to buy in on the week before they announce the new CEO !!

The large Shareholders didn't support the Share when it crashed ! Only Woodford was left on his own with maybe Invesco ? But what does bode well is a reduced SP as of now and those Fund Managers coming back in which they have. They will choose the CEO obvs / but I feel the buy price 880p although good stab / could drop to low 8's knowing as I do. I may be wrong but the likely hood of another mini Crash of �1 could occur Given the fact that the Numbers are not to be revealed 2017. They have not resolved their problems. They COULD have got worse. Buy 880 / Sell 920 be careful. Fund Managers Short each other. All in it together Short Term i.e. 1-3 years. So I wait until low 8's. Future success will depend on diversification into other Financial Services i.e. Insurance again. One thing is certain / the conditions are right and Provident can become Capital of the North. So Long - Term 5 years. GLA.

The amount of mis trust on here is amazing. You can trust me. Ask me any Question I have lot of knowledge. I am trying to tell you that there is a fair chance this will fall but if you read my Posts Long Term is excellent. Not avail now until 6pm. Why wouldn't I wait till low �8's if I believe this could happen ? Just being honest. You need to trust more 'cos I am a genuine nice person so up to you. Cheers.

A CEO will come in when it has truly hit the depths and the full truth and status is known. They painted a pretty picture about HC on FRI 13th but deflected the fact that they lost 225.000 Customers in 10 weeks ! They simply reported current standings at 500.000. Anyway as I've said before the �110m Profit arm of the business will return about �30m / Annum long term. But a massive Loss is coming for 2017 and into 2018. Once the Market has the EXACT LOSS figures then THAT is when the rebuild and CEO can happen. The NEW CEO has to have Gravitas as nothing else will do. So it is worth the wait. I am still waiting in the wings for low �8.

Exactly JM. Completely agree. The Fund Managers play within the 1%. Woodford esp. We are at their mercy.

Spellcheck / ... and to be made.

I am not a Shorter lol. Read my previous Posts. What would anyone call a SP bombing from �30 to �20 and then to �4.50 ? It made BBC news. In fact I think it was the biggest FTSE 100 fall in a day in history. I have a vested interest in this Share's success. Just trying to help people get full picture and I always try to remain balanced as a lot of money lost android be made ! Let's see if I'm right about ex CEO. Give it a Month.

Cabot / upon research are a Debt Recovery Company. All most certainly remote. PFG HC Customers had balances of say 2-6k. 200k Customers ( see PFG statements ) have either fled to a Competitor or just gone during the Train Wreck in Aug. Of the remaining Customers I cannot believe they are solid as a rock, having been subject to a inc in take up of longer term loans. So we shall see what happens with PFG ex CEO and if he goes to Cabot ? You would have to say if he does then he will have a marked advantage / and as I've said before he is talented. HC was only responsible for 30% of PFG profits before the wreckage. It was contributing �110m out of the �340m. Vanquis is ok and should remain strong long term. PFG have dabbled in Insurance before so perhaps opportunity there. I am happy to remain on the sidelines and wait and see where ex CEO goes / because this could be a not previously accounted for Negative on the SP. I would look to reduce my exposure and take some short term profit if it was there / whilst keeping in there if I was in. Until I see very low 8's I will keep watching. Watch it go through the roof now .. Hope this helps and I still maintain a good Share for the medium term ( 3 yr ). The Market almost needs them to succeed to allow others to succeed.

Please take notice. The Market place for Non Standard Lending Market may have a permanent Shift Change starting NOV ( these things usually take 3 yr to embed ). I hear people on here joking about P Crook but if you read my early Posts I defended his ability saying he built a SP from �7 to �30 by inc Profit from �130m to �330m by developing the Vanquis brand which was non existent 2007. I also said the decisions in the lead up to the Train Wreck were too bad to be true. It seems an IPO Cabot Credit backed by Goldman and Morgan Stanley will be launched as early as NOV. And guess who is the front runner ? PFG will always be around and you think why don't they fix it and adapt ? They will no doubt / but the answer is it is much easier to start with a Blank sheet of paper. My advice is to consider the future of this Market but I still feel �1.3B MCap still ha spot to go to �2B. Cabot know doubt whatever they do ? Will run it like Amazon. They may not even enter PFG market but we shall see ...

The Big Holders are Woodford 20% Invesco 20% possibly and Deutshe 5%. I would have to dig to confirm exactly. This SP has me perplexed. It's Value NOW should be way higher than �9 but I fear it could drop guys in the Short Term after now deciding there will be more HC bad news. I am content with the Vanquis situation. And lack of CEO for time being.

Spellcheck. Their place is in 250.

To get into FTSE 100 you have to have a top 100 Market Cap of UK listed Companies. When PFG finally made it in last 2 years / their Market Cap was about �4 Billion / and Share a Price about �30. They were inc Profit Up to �340m / year. Now Share Price has crashed due to Various and Market Cap is �1.3 Billion. I firmly predict they will never make it back into FTSE 100. There place is in the 250.

Ok here goes.... Just MY OPINION of course. Deep breathe. POSSIBLY the Vanquis saga is not as big as what is feared by Private Investors and media. The outcome will follow within a REASONABLE time frame. People could say 6 months ? Regard Brighthouse... Well .... They have been POSSIBLY been mis selling since first product sold / charging Over Price for Low Quality goods and then the add on protection cost so �14 million ?? PFG are not a patch on them because they sell Credit / where as BH sell overpriced Goods then Credit and then Protection on top. The FCA have a DUTY ( possibly ) to create a competitive Market Place for the Non Mainstream Lending Market. PFG have always offered a straight forward Product. Any doubters ? Just ask. �8 to �9 is a fair Entry point for PI. IMO you are safe at this level.

The Sells vs Buys could be Woodford playing around with the 1% margin 20-21%. Wouldn't surprise me to then see another Fund i.e. Invesco / inc their Share above a 1% tomorrow or soon. I am not saying they work together lol.

There are 2 remaining Unknowns which will have a drastic effect on the SP. The Negative regard FCA findings on Vanquis. Vs the Positive should they find an appropriate new CEO. The latter may take time but if they get that decision right / then watch the SP rise consistently and up to �16 in 3 yr. Until then I see this SP bobbing as it is / but ultimately the Investment Funds who bombed it will be re assessing to return and any Entry point below �9 will switch them on surely to a long term 4% Dividend with option to influence higher / given the 1.3b Low Current Market Cap. This is the key to a Sharp uplift at some point in next 12 Month to above �11. That would mean a 25% inc on your money. And this scenario is more possible than not possible IMO.

And you are good with the Charts. I trust you now on that info. Keep the trends coming. It doesn't matter if you get some wrong. I can tell you state with good intent as do I. My purpose of my view is that so many people have been killed with what has happened here / and also people relying on Dividends in their retirement as this was a Banker Share. I believe if these people hold on and Invest sensibly / then over 18 month period this will not be quite the Train Wreck as was witnessed. It will be a Cher moment If I could turn back time lol..

Chartist2 Cheers for kind Comments. I have a lot of respect for Woodford. It seems like many institutions have conspired to firstly create some pressure / and secondly, shove him down further. But I like the dog that he is and his RESILIENCE is and will prove OUTSTANDING. Ok so what do I think and know of Woodford influence on this SP ? Both Woodford and his best mates INVESCO own 40% and more of this Company. Indeed they own 40% of the Market with their Competitors. Somehow / and I will never fully understand / Woodford was shafted over the downfall of this SP. And by whom ? Don't know ? As I said before Chartist / the decisions made in this Company were too bad to be true. You do not create a new Business Model and put in so few Resources and testing etc on a �110m Profit Business. Anyway ... And then the FCA with the threat of mis selling on flagship Vanquis. Then the CEO who knows how to build a Share Price from �7 to �30 by inc Profits from �130m to �330m ( and he bought �1m worth with his own cash ) leaves in a heartbeat. You are kidding me right ? Anyway conspiracy over. I am following Woodford because like the dog he is This is his time to show the cloak and dagger club that he will not be over taken. Woodford will decide himself when he takes a backward step. Nobody else. This SP is going to get back to Credibility �16 and along the way Woodford will be first in and major influence on Appointments and FCA and Cutting Costs and Excellent Service Levels to the CM. I believe I am 90% right and I follow Woodford.

I just think when they have paid all their Bills and surely this cannot drag on for a 12 Month ? Then they will clear their decks / cut their labour costs / as Home Credit staff 60/80% new to the business / potential to drive towards Blockchain technology ? And I think they owe Woodford. Ask for a Special Dividend yee may receive... Esp with foregoing the Interim in OCT. We shall see next 18 month.

Being a traditionally 4% Dividend paying Stock / I wouldn't put it past them to bob in some Special Dividends in between the Interim and Finals. We could be as short as 6 Month away from this but maybe 12. It will be a small token of faith to restore a tenth of Credibilty. PFG have NEVER failed to make a Profit at end of Financial Year April. Fast forward 1 year from now sp �9 lol.

Chartist2. With Woodford just buying over the % i.e. : 20.09. That tells me he has increased his long term position. And also he will have his Team all day long Buying and Selling right up to the 20.99% / until he decides to alter his long term position and break through the % again. So for next Month or so this Share will be up and down like a fiddlers. Woodford will know when the Negatives are coming and he will work within that % Selling. But he will not reduce his long term decision in a hurry. Cos he will know in advance when the Dividend is to be re instated as this is a Cash in Cash out business and always will be. That is when we first see solid Double Digit SP. I am 90% sure I am right.