Member Info for Crossley

Knew it, but didn’t have the minerals to go through with it. Could have taken an easy 40-45p out of this if sold at 2.25pm. That’s three groundhog days running, that I have known to….

Afternoon,

I personally shall be keeping one eye on the SP at 2:30. There was definitely profit taking from the US side when their markets opened. The rebound was so strong. A repeat?…

Morning,

£23.50 is key here now..

Best of luck

Good afternoon Meconopsis,

Thanks for the response. I’ve just posted to the blog. I presume you are still there? I’d be very interested on your much more learned opinion on what I’ve posted. Particularly my views on the big 4.

Have a great weekend…

Evening Meconopsis, hope all is well your end.

If I may ask, where are you pulling the information from to assess these evaluations for the three please?..

But if you take price per book value then MNG would need another 25% share price rise to get to the valuation levels of LGEN and PHNX.

Morning, nice beginning to the week here. I've been in NWG since the huge drop on the day of Q3 results 2023 (-17% I think it was). Usually by now, and considering the gains, along with huge dividends I've received on my initial investment,18.9% this year, I would normally be long gone by now. This time I've taken a different approach with NWG. I've been assessing NatWests fair share price based on a constant 5% yield to help and try and keep me invested. Apart from a quick half hour or so, out at Q3 this year on the open, for a calculated trade, it has so far worked. After Q3 results, I'd a very bullish (at the time) price of £6.96 on FY results. I've now had the weekend to see where my calculations went wrong. Or did they? My attributable profits FY figure was set at £5.607b. The figure came in at £5.479b. A £128m difference. £121m of this can be put down to additional costs in Q4 this year to last. Notable items +£52m, Impairment loses -£136m and Litigation at -£37m. Taking all these figures into account I've still got a figure of £6.80. The attributable returns I'd based, was at the stated 50%, although the true pay out figure came in at 47.5%, hence fair value is now set at £6.50. I think this is more than fair enough, looking at the return to shareholders by way of buybacks. I've had a look at analysts figures for 2026, and calculated these with a 'measly' reduction in shares in issue of 116.3m, through the £750m buyback. My new target figure has now increased to £7.53, 24.67% above the current share price of £6.04. I'm happy the business is looking to move away, for now, from such huge sums towards buybacks and look to invest for the future towards fee-based income and diversify revenue away from a heavier reliance on net interest income. The future still looks bright to me.

Happy to be educated on any of the above, if there is any inaccuracies

Afternoon Lucky. Oh if only I’d have listened to my own words. £1.72 to £6.96 would have been the perfect ride. The greed got the better of me. I still think our update was better than Barc’s. Their US side didn’t look so good to me. On the three month chart we have some 13-14% to make up on Barc and Lloyds. Hopefully when the dust settles and all that..

Looks good to me, but who knows what’ll happen at 8am. Total rev £16.6, eps 68p, ROTE 19.2% dividend 23p (32.5p full y)

Best of luck

Brutal that. Had all sorts of prices on various app’s on the close. £10.82, £10.89 even a £11.08. Took ages for my confirmation document to come thru on AJ Bell.

Spent almost an hour looking into the heading on this subject yesterday and the effects it might have on my holding in Aviva. I learned so much in that time I never even knew about AV, and what they are doing to counteract. It seems to be doing the rounds. The share price drops on Relx & Experian lately has been absolutely incredible…

£10.895 on the close

Added at 4:19. High volatility = 5 mins pause

Never mind last years 15.5p, I’m expecting more than 22.7p

A nice spring (Aviva) to the SP this morning

“I feel some correction is due and have de-risked though that call has been wrong so far with shares continuing to rise!”

I know that feeling all too well Rumpel, the same thoughts seriously hampered return figures last year. Although, one mustn’t complain, was still a great year, and one of the main reasons for hunting down that 3.75%. The opportunity will arise, at some point. Happy hunting

Afternoon Rumpel,

Hope all is well! Tbh, I’ve only had my IG isa open a few weeks, with the intention of using only for individual stocks. My main objective, was to reduce my costs (expecting zero) and make my uninvested cash work harder (IG currently 3.75%). After speaking to various friends and colleagues, IG seemed a good choice. I’ve only made a few trades to date but all is well so far. They did come highly recommended, even before their costs had been cut. I’ve not tried limit orders, although, I was awake far too early to drag myself out of bed this morning so gave some thought to your question. It appears(from the net, not always to be believed I know,but) you’re not the only one this has happened to with 212. I stumbled across that 212 have a 95% policy(so have to leave 5% in cash?) If you were unaware, Free trade is now under the IG umbrella.

So far so good for me with them. If IG continues to please, i will be moving my AJ Bell account over in the future. I also read earlier that IG has a 99.8% go through rate on limit orders. Hope this is of some help, or at least a starting point. By a quirk of coincidence, IG chat has popped up in conversation over on the PHNX chat. It might be worth asking over there? In the meantime..-

https://uk.stockbrokers.com/review/ig-group

IG? Think they also pay 3.75% on uninvested cash. Highly rated

In case you’re unaware of the eighth wonder Scotland?..

https://www.theflyingfrisby.com/p/einsteins-8th-wonder-compound-interest?utm_campaign=post&utm_medium=web

Hi Scotland. All your figures are correct. If you think about it, everybody buys any shares at differing prices, so could be looked at as personal dividend. Sites can only go on current yield. The 8.24% against the 8% is because it’s paid quarterly. So 2% every three months. The extra is the compound effect. If you get your calc out and put 100 plus 2 %. 102, plus 2%, 104.04, plus 2%, 106.12, plus 2%, 108.24. That’s where the compound comes in. Hope that sorts it for you?

Morning, hope it’s bright and sunny over there Cosmo. It still amazes me how many people rely on outside sources for dividend yield.

Nice one Bob, I’ve been building further here to hopefully, and expectedly, give me the best total return in ‘26 out of here, M&G and PHNX(which I also hold). Best of luck moving forward

On a side note, might we see bond rates spike on Monday now Burnham is heading back into town?…