RE: Some advice please.18 Feb 2020 07:42
"If you earn less than the 40% tax rate band, you can use the difference up to the band at the lower rate also."
Yes,
And as an aside, if given the choice, if you take half of the gain in march, for example, and the other half after 6 April, you will utilise two CGT allowances, giving you c.£25000 of the gain tax free.