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94.06 -2.54 (-2.63%)

Bid:

93.82

Ask:

93.88

Spread: 0.06 (0.064%)

Market Cap: £54.76b

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10th March 2026

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@MrGreenLight Before moving to Ashton, we lived on Scottie Road in Vauxhall with my grandparents (who are now deceased). I don't know where they went to school I'm afraid. At the time, my dad was a communications officer in the Navy, serving on various ships including the Ark Royal. He was stationed for a time in Malta alongside Prince Philip, during which time my mother was a member of the wives' club alongside Princess Elizabeth, shortly before she became Queen. They often did the washing-up together! My mother was completely gobsmacked when she later heard her friend had become Queen, as Elizabeth's true identity had been kept a secret on the base in Malta.

When I was born, my mum worked at Littlewoods Pools in Wavertree (I think). While she was at work, my grandma looked after my elder brother and me. My granddad worked as a docker and struggled with alcoholism.

We eventually left Liverpool when my dad left the Navy. While my parents looked for a home they could afford, they finally found a three-bed semi in the process of being built in Ashton for £3,000. While it was being completed, we spent a couple of years living on a caravan park near Burtonwood Airbase nr Warrington, which at the time was being used by the USAF. The house was finally finished in 1964 and we moved in; it had no heating other than a coal fire in the living room, but it did have indoor plumbing, its own bathroom, and a small garden. My parents lived there for the rest of their lives.

After leaving the navy, my dad secured a job as a departmental manager at Owen Owen in Liverpool, selling furniture and carpets. The role came with a company car, a rarity in those days, a Bond mini car. My dad was even a little bit naughty with that car and used to race it in rallies and we still giggle at the family photos!

Ashton was within easy commuting distance via the East Lancs Road, and it offered a much better environment than Vauxhall, which was one of the less salubrious areas of Liverpool at the time, characterised by back-to-back houses with no indoor plumbing and shared outdoor lavvies.

By today's standards, those old Vauxhall conditions are unimaginable. Those were the days when some people could actually afford to buy their own home, though most rented. It makes me wonder: how many people today would be happy to buy a house if they were offered a two-up, two-down back-to-back with no heating or indoor plumbing, where they had to share outdoor toilet and bathing facilities with their neighbours?

Or even a property like my parents: a three-bed semi with a basic kitchen, no appliances, single glazing, no insulation, no floor coverings, a simple bathroom, and no central heating, leaving it all up to them to fit themselves over the coming years as funds allow? It was 1974 before we finally had central heating installed. Do you think these may solve the housing crisis after all listening to some today our parents and grandparents had it all offered to them on a p

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Only showing the five most recent posts. Click here to view the whole thread.

Only showing the five most recent posts. Click here to view the whole thread.

Useful to remember Lloy spend only half of their gross profit on funding our dividends - the other half is spent on reducing the number of Total voting Rights - therefore increasing the value of each and every remaining share - hence the SP increase :-)

Total Voting Rights

28th Feb 2022 71,047,437,994

28th Mar 2022 70,305,970,390 -742m

31st Mar 2022 70,176,792,699 -129m

30th Apr 2022 69,666,692,662 -510m

31st May 2022 69,647,400,492 -19m

30th June 2022 69,042,821,945 -605m

29th July 2022 68,479,354,394 -563m

31st Aug 2022 68,243,054,666 -236m

30th Sept 2022 67,804,960,981 -439m

31st Oct 2022 67,269,682,667 -535m

30th Nov 2022 67,278,416,588 +9m

3rd Jan 2023 67,287,852,204 +9m

31st Jan 2023 67,406,788,337 +119m

28th Feb 2023 67,386,199,641 -200m - year total- MINUS 3.661bn shares

28th Mar 2023 66,686,047,352 -700m

31st Mar 2023 66,615,936,756 -71m

30th Apr 2023 66,006,787,187 -609m

31st May 2023 65,652,037,259 -354m

23rd June 2023 64,961,222,997 -691m

30th June 2023 64,640,297,474 -321m

31st July 2023 64,359,436,417 -281m

31st Aug 2023 63,540,750,749 -819m

29th Sept 2023 63,546,314,345 +6m

31st Oct 2023 63,557,085,373 +11m

30th Nov 2023 63,562,569,090 +5m

29th Dec 2023 63,569,225,662 +7m

31st Jan 2024 64,086,434,019 +517m

29th Feb 2024 64,089,844,132 +3m - year total- Minus 3.297bn

28th Mar 2024 63,716,020,308 -373m

30th Apr 2024 63,217,141,122 -500m

31st May 2024 62,883,084,950 -334m

28th Jun 2024 62,517,339,691 -366m

31st Jul 2024 62,333,694,388 -184m

31st Aug 2024 61,859,141,342 -474m

30th Sep 2024 61,482,503,126 -377m

31st Oct 2024 61,176,466,541 -306m

30th Nov 2024 60,609,645,770 -567m

31st Dec 2024 60,617,012,971 +8m

31st Jan 2025 60,753,502,794 +136m

28th Feb 2025 60,757,294,380 +4m - year total- Minus 3.332bn

31st Mar 2025 60,524,347,066 -233m

30th Apr 2025 60,142,756,773 -383m

30th May 2025 60,241,067,057 +98m

30th Jun 2025 60,026,000,000 -215m

31st Jul 2025 59,864,290,819 -238m

31st Aug 2025 59,602,243,740 -262m

31st Sep 2025 59,284,055,657 -318m

31st Oct 2025 59,147,969,616 -137m

28th Nov 2025 58,933,895,530 -214m

31st Dec 2026 58,885,743,602 -48m

30th Jan 2026 59,008,437,233 +123m

27th Feb 2026 59,029,409,081 +21m - year total- Minus 1.728bn

31st Mar 2026 58,626,223,143 -403m

30th Apr 2026 58,497,706,369 -129m

Only showing the five most recent posts. Click here to view the whole thread.

Only showing the five most recent posts. Click here to view the whole thread.

This depends if you see success as a snapshot national figure or a little more detailed on a local level. Below is something I read recently concerning our own NHS Trust. I'm sure if you view the figures for your own area NHS Trust you will see similar outcomes.

The current performance of the Wye Valley NHS Trust illustrates a notable divergence from broader national trends, particularly regarding elective care and diagnostic efficiency. Nationally, the NHS waiting list for consultant-led elective care remains high, recorded at approximately 7.3 million in late 2025, representing only a marginal 4% decrease since mid-2024 (Feinmann, 2026). While the national proportion of patients waiting over 52 weeks has fallen to 2.2%, the Wye Valley Trust has historically outperformed this benchmark, maintaining lower percentages of long-term waits and achieving elective recovery at a pace exceeding many urban counterparts (Feinmann, 2026). This regional success in elective care is often attributed to local waiting list initiatives and the implementation of specific care models that mitigate the productivity declines seen in larger, more complex trusts (Tealdi, 2026; Hurndall, 2026).

A more significant correlation exists in the realm of diagnostic services, where national performance continues to struggle against a 1% target for six-week waits. As of November 2025, 21.7% of patients nationally were waiting more than six weeks for key diagnostic tests, such as MRIs or CT scans (Feinmann, 2026). In contrast, recent data for the Wye Valley Trust shows a significantly more robust recovery, with diagnostic delays falling to nearly half the national average (approx. 11.4%). This suggests that the Trust's operational efficiency in secondary care has partially decoupled from the national trend of "stubbornly high" diagnostic backlogs, likely due to variations in local demand and resource allocation within rural health economies (Levene, 2026).

However, the correlation between national and local performance remains strong in Urgent and Emergency Care (UEC). Despite improvements in elective surgery, emergency departments across England continue to miss response targets, with record-high attendances reported throughout late 2025 and early 2026 (Lampard, 2026). Wye Valley has not been immune to these systemic pressures; it was recently identified among the 80% of trusts reporting the necessity of "corridor care" for emergency patients due to capacity constraints (Borland, 2025). This indicates that while Wye Valley is successfully managing planned treatments better than the national average, it remains vulnerable to the same acute pressures and staffing absences that have hindered emergency performance across the wider NHS (Tealdi, 2026).

Only showing the five most recent posts. Click here to view the whole thread.

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