Member Info for milnrowmug

Only every 6w, we don't want that, send it all back!

Get real: cheer up.

RazzaB, yes I do consider the vaccines have led to thousands fewer deaths. Sadly, a less-vaccinated large population is currently showing a worse outcome. There are no hard, analysed statistics to prove my point, nor yours.

Bricks, think I remember you said you'd sold out, 5-6m back, more? Selling at that loss is big risk: holding might be less risky. Unless you're poised to buy back in a twinkling, cheaper. Good luck in all your endeavours.

Also badly down, lost a few £k on paper here, lot less than your actual, still in. Clearly different approaches, horses courses etc.. Que sera.

Thanks 9t & Happy Christmas: just curious when plastic notes mentioned.

Err, the notes I meant were banknotes. (?) Forget snp, they want the €. In England & Wales we have plastic notes from BoE. Scottish notes are from the Clydesdale, Royal, or The Bank. Anyone know if they are polymer or dead tree? A NI correspondent? Stille Nacht, do you think we'll have a Christmas truce? It won't last Boxing Day out.

Scottish posters, are your notes plastic now or still paper?

You mean cadh/cash? Gwyn, what spelling are you hung up on? PAUL1, yes it will be £1, maybe next year maybe later. Imo will be £3 one day, PARTY DAY! However I accept JOkin's theory versus his detractors: this is being fiddled with.

Eeh, no probs. I just believed my first post on this was worth saying. Way, way back, the first cash isa annual allowance was £3k, advertised to reduce to £1k pa thereafter. 1992? I forget. It was such a runaway success they kept £3k pa for a while, then increased. As a matter of public policy, we encourage people to save for the future: tax breaks now are cheaper than picking up the pieces later. I have visited countries where the poor with no family support are left to die in the street; this is not one such, hope never shall be, and there's a cost to welfare. Cynics might add, they rob it all back to pay for a retirement "home", but funds might give you some options.

As Martin Lewis, MSE/MME endlessly reminds, isa is not an account, it is a wrapper.

In the end its a balance between encouraging prudent saving, versus tax breaks for those who don't need them (most of us I suspect).

No, you keep up Chitty, current cash isa rates; Barclays 1y 4%, Virgin Money 2y 4.11%, UBL 3y 4.25%, Hinckley&RugbyBS 5y 4.25%. This is not investment advice.

All, the £20k pa allowance is available for shares units &/or cash, and, unlike previously, can be transferred to and from cash. Chitty might regard the £20k as "Barely worth the paper", but I appreciate it and expect many others do. My original point was, can you justify this size of tax break for the already-well-off?

For those of us who can't fit all our trading and investments into the isa & sipp allowances, note that next tax year is expected to bring a reduction of more than half in cgt allowance. I wonder if this will bring in more than it costs to administer?

Micky, do cheer up.

Frankly, I was a bit shocked when it went up to £20k pa, that is more benefit for the rich than for those who really need encouragement to save. I worried that a future Labour government might jeopardise the whole n/isa/tessa concept while trying to reform the £20k: well, hasn't happened yet.

I guess 1p would be grounds for a pretty good party, for those who bought 0.07p February last year.

Furion, you're assuming the country and people will reap rewards, rather than the minister who gives a written permit under ss.(2)? This is Africa.

Let's just say unlikely? He is wrong to claim "should hit0.6p today"; you to say madness & drivel. Look at the record, this can turn fast on little.

Think it was. But......?

Think you're right, some of today's removed, none of mine nor those I addressed; any recollection what they said? Any rudeness or other bad?

While 10:26:03 is a real sell imo.

Although I admit it MIGHT not be a real sell.

I too wish they wouldn't: however imo it was justified in this case, as sp in hundredths of a penny meant small% movements could not be described accurately.

JOkin, is that actually 33m?

JHemm, like Heid, you confuse different "pollution". Particulate discharge, especially in built-up areas, can damage human health. Taking fossil fuels, rather than recent absorbtions, to additional atmospheric CO2 can alter planetary climate, leading to multiple species extinctions. OK, neither great, but....