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In agreement with you Jings .. A lot I would like to say .. Wise before is better than wise after .. I do not except that the Government along with the HMRC that they are not capable of dramatically reducing or stopping Tax Avoidance by new robust legal laws.. Nothing is 100% but P.A.Y.E tax payers are becoming pawns to big earners and big companies .. Our slip shod tax system is years out of date and not reflecting the incomes of the current day at all levels ... We are informed by the media countless times that certain people and companies are legally allowed to get away with some avoidance .... So I question why our MPs are failing to do their duty and stop it all or change the laws to minimise such a loss of so much tax revenue .. Year after year .. The whole principle of fair play has disappeared on this issue and shamefully the electorate are far too soft to kick up enough or any fuss about it .. Voting now appears to be mainly for those than can or think they can benefit from doing so.. .. And 40% often feel they don't in voting turnouts You might as well say depending on how expensive the type of car you drive .. Then you maybe allowed to break the speed limits on UK roads ...Tax Avoidance is a crazy allowed concept of injustice to the majority that are legally enforced to pay with no option.. Neep says £1.5 Trillion Nat Debt .. And It has been reported up to £30 Billion lost in many forms of Tax Avoidance every year.. There are even legal businesses set up to help some avoida tax.. Why do MPs allow this legal con to fester if it is not avoidance allowed it is tax incentives including little or no tax.. It has all got totally out of hand.. And so much wealth is made from the tax loss into the wrong people's pockets.. The rich must be saying to those on P.A.Y.E. Keep paying the tax.... Or keep taking the tablets .. Or I wonder how the poor tax folk are getting on... The wealth gap a hundred feet wide 50 years ago ..must be a mile wide today.. Just about sums up the tax laws of the UK today... IMO ... SOMETHING WILL GIVE ONEDAY... ...keep smiling ..behind gritted teeth...

The basic issuse is the UK required finances are not met by tax revenues received or collected. Balancing the books is the job of the chancellor and who ever is paid to do so... Just like I have to balance My income. We all make mistakes or cercustances change beyond our control but to live within my means is paramount... Likewise the government finance dept... I cannot understand allowing the migrant population to increase when the UK is in so much national debt logic tell anyone that it will make matters worse... The status of millionaires from anywhere in the world buying London properties and inflating prices while 9 to 12 people can be living in a 3 bed terraced house shown on a TV prog and evicted with their children .. Because of unaffordable rents or refuse to pay.. And then go to the local council to be given accommodation .. The system is totally crazy the costs of thousands a year doing the same must be horrendous I have lost the plot now as to what the nat debt really is £180 Billion or £1.2 Trillion ..how while in so much debt 45 Billion is considered for more debt on the new H2 rail system.. While funding is cut for basic services .. NHS schools and so on.. I makes me think why when there is so much wealth in the UK how did it ever come to be we have so much Nat Debt ..tax avoidance would probably have lost the UK 100 Billion over the past 10 years ... The UK is a minefield of different systems according to your wealth status or religion .. The whole UK system needs to be simplified and enforced to all.. It is totally ridiculous so many departments do not always know what other departments do or do different things... NHS car parking charges in the UK YES .. Wales and Scotland NO.. What's this all about ... the list goes on and on.. As the population increases so do the problems, and the Nat Debt increases and will probably never be paid off... Was there ever a time when there was no Nat Debt.. Night all time for bed... ATB...

Very interesting post... Museums cellars and other properties full of valuable items if sold could pay off the national debt.. Well considering the amount of basic services and businesses sold off and the countless other things that we do not know about sold to foreigners and the amount of yearly profits taken out of the UK concerning these companies .. Considered a loss of money to the UK and asserts ... Why do they buy our assests and the UK do not buy theirs in return.. You get my point.. This said after all this being sold off it hasn't done the UK much good in making the UK average persons lot any better. So I would assume if the artifacts and whatever in museums was sold off and cleared the national debt, that would reduce the UK assest even more and another 10 years later no doubt more debt would be accrued because I am not sure taxation collected does not meet the amount required, to run the country and the amount of money needed to upgrade and replace so much of our infrustuture after decades of neglect... It would probably be alarming to know how many businesses and the amount of the general public rely on debt and mortgage debt to live on.. ... The UK probably could not servive without debt I will stop here ...

Why the sudden drop just for RBS into negative territory starting around 3.30pm anyone have any idea...

Interest history posting.... Trouble is that the likes of me have no influence on these matters ..Learning from history is one thing, but each next generation thinks they know better than the last, and with more and more money involved with each generation and technology making constant changes to many things..... Money and power go hand in hand.... or money talks ... which has been the case for countless years Oil I suppose maybe used less in the future if Electric cars growth takes off in the next 10 years... will possibly start another direction in the change in travel type of use..... and more computerisation Some of which you posted is with us today , if in a different guise.. so history it seems gives some the notion to do similar things in other ways bigger that can affect far many more, more quickly... globally... Have seen so much in my lifetime and still learning... about human nature.. clever, good, unfair and wicked...

Have to agree with many of your points on your long post... It will interesting to see the UK opening tomorrow after a DOW reversal from a low of being down 550 points to end down 250 points .. Hard to think this is the bottom, but it would be nice .. See how China performs overnight .. Fingers crossed.. ATB all

DOW DOWN 440 at 5pm ... Anyone of the opinion that RBS will possibly hit 200p by April in the current volatile climate

The question looking forward .. If the Oil price did hit $20 over the next year ... One can only wonder what would be the possible impact the UK in many areas would suffer from .. Pensions being one and saving rates and continuing low rates will only force house prices higher .. Dow opened down another 290 as I post this now

Another bad start to the markets... Question is the situation getting worse than one could ever expect.. Oil prices and China the main problems, and pessimistic thoughts growing.. The BBC this morning saying a big growing of the amount of people in debt in the UK .. Overdrafts growing and struggling to pay rents .. Cut back on earnings is affecting the ability to pay mortgages that were affordable 2 years ago. If this is going to be a horrendous year for the markets and if Oil drops to $20 in coming months the sell off will obviously continue .. Uncertainty is ruling big time at the moment... How many companies and shops end up going to the wall this year and as UK steel workers shed jobs recently and Tesco annouced cuts of hundreds of office jobs recently... Any of yours thoughts for the next 6 months of the UK market .. If what has happened after the first 3 weeks of damage of this year ... if it continues for another 10 weeks to the end of the UK financial year in April things Will be in major trouble to many...

When things look too good to be true.. they usually are...So I had this passed to me today ... Another scam or what ..... have a look ..listen to the bit of chat E-Bay figures in the box under second screen ... do not seem to add up to a win .. not 185 up... but 3 down ... or is that me.. http://pastoral.ucsh.cl/joy.php?chance=11b5v9skppfry2

Sorry do not understand your posting ... not into Rap music Good start today, we need a positive period

As Stagecoach says this could well be a testing year... Like Churchill said along the lines and simular theme of... How can so few, create so much hardship, to so many. A nice chap always sticking up 2 fingers to the world and getting away with it.. ... V. For Victory he said .. I cannot help but think how he may have thought about turning his fingers around the other way in today climate if he was still here ... Frost here Great Yarmouth overnight .. But NO snow laying yet... Meanwhile any thoughts about tomorrow's opening in the UK

Yes agree with you ... CNBC Channel pundits mentioning quite a few things yesterday ... Feds interest rate rise may have been a mistake.. On other said another rise will benefit the financials,.... Oil could go to $25, in a very uneasy market ..... USA job numbers may rise after Pre xmas fall .... The market could be positive for year at the last quarter... I'm Some Banks reporting next week in the USA as the reporting season starts , and Russia feeling the affect of the Oil price reduction Just a few points mentioned Hopefully next week will not be the same as this week... Better rather than any further correction downward worse start to a year for many years..forgotten the exact year they said... The good times need to start coming back on many fronts UK and Global... It is all so very depressing on the news everyday".. Seems like 75% negative... ATB

CNBC Channel saying that Iran sanctions being lifted, could bring half a billion more barrels of Oil a day into the already flooded market ..... Financials hit hard lately and today with money involved with the Oil market ... ATB

Not the best outcome for you after 2 years effort... Shame you did not sell yesterday .. Still you may well on a winner.. Things certainly look bleak .. How the price of Oil can cause so much trouble .. And the amount of dependence on it is frightening ... All ... CNBC channel mentioned that USA Wal Mart may close 390 small stores.. and the Dow is down 500 plus at the moment .. Hold your breath for a better week next week .. GLA...

Not the best outcome for you after 2 years effort... Shame you did not sell yesterday .. Still you may well on a winner.. Things certainly look bleak .. How the price of Oil can cause so much trouble .. And the amount of dependence on it is frightening ... All ... CNBC channel mentioned that USA Wal Mart may close 390 small stores.. and the Dow is down 500 plus at the moment .. Hold your breath for a better week next week .. GLA...

Still on the downward mood... Question is are we looking at 250p... 225p or 200p ... Impossible... Possible or probable... Is the world economy and it's problems that problematic and bad .... Slowly defining the future finances of the future and continue the increasing the wealth gap, by creating more unaffordability to those on the average wage and below.. The population growth and people living longer has put stress on the NHS, Schools, Railways and many City and Motorway Roads and the top stress the cost of living accommodation So many people in the UK had no money 10 years ago and they have got most of it left ...sums up the situation more people are in ... than others realise... 100p drop last year from 400p ... Is another 100p drop coming this year.. It has already dropped from 300p ... So that is 28p towards the next 100p drop this year... Whatever is happening now or will happen this year... As NeepHead said... Does not inspire ones thoughts.. Good luck all... Looks like we may well need it...

Traveller.....1K profit is better than a 1K loss... World Uncertainty is dangerous for your wealth World Uncertainty out of control and panic can be double dangerous.. Just so many NEGATIVES at the moment.... a worrying sign...could be a lot worse in 6 months time... Question is this all controlled or is it out of control... where is the feel good factor around the world

Doesn't inspire.. maybe an understatement.. So many woefully worry comments from many different quarters.. Immigration, Oil, China, Euro Exit.. issues that were not a problem 10 years ago Hope we have more luck with the tide turning ...than King Canute did... Trouble is how many months or years to wait... I think the problems may prove more costly than many imagine.. So much has changed the past 15 years UK and Global.... a whole new ball game maybe starting to be played ...with different rules... Lack of confidence could well be another issue .........hard to see the light at the end of the unknown length of the tunnel in the current climate.... Have Hope .. Have Faith.... and logically think to yourself where things are heading.... and with many different opinions it just confuses things even more....depending on your status and wealth... Meanwhile we just wait....as time changes everything...

The better times of say 15 years ago have not been equalled currently to most of us..... and the future does not appear to be improving with retail and house buying, ... and debt is reported to be at high levels again along with loans and bank overdrafts....... As I have said before that Great Yarmouth has over 20 empty shops and now a report saying that seaside resorts and GY have a higher than average Divorce rate.... maybe the stress of a lower standard of living in these areas and seasonal part time work probably doesn`t help... As posted before long termers waiting for that £5 or £6 SP Price, while financially things appear to be under more pressure as poundland and other similar cheaper shops and stores are increasing. This appears to reflect the mood of the UK with less spendable income than 15 years ago... and the strive to cut out goings.. £5 or £6 seems further away than ever........so a near 80% upturn is needed to get to £5 .. and 40% to get to £4.. With Oil prices as low as they are and retail sales reducing and more job losses being announced and exports less. It seems a mixed cocktail of events that do not really express much confidence for 2016. With house prices and Rents still increasing it does not help a lot of the population.. Rent arrears and evictions are at high levels if the TV Prog... Can`t pay , Won`t pay stats are true.... Without an improved economy for the average worker, this may well create the weaker link in the chain... of any substantial UK growth..... There have been a few pundits mention another recession could on the way.... If so that will be extremely problematic to say the least.. As usual this is all purely my own opinion.... with so much going on . With an.in or out vote this year in Europe another issue we may have to cope with....and now smart phone stress is reported ... how did we end up with all these issues..... not a factor 30 years ago ATB