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Yes it will help to stabilise the oil situation ... And the affects from it.. Banks hopefully may have been over sold.. But we will see if we hold at this latest rise in the SP

Thanks for your interesting post and the pending litigation costs... Question .... Does anyone know why Barclays and Lloyds have dropped if they are not involved in the same litigation .. If they are involved then that answers my question

I agree with most of your post ... RBS past year fall is part of the whole banking sector that has fallen.. Which makes one think is the economy sentiment that poor in reflecting the ability of banks to make bigger profits in the current climate or the near future

If the fall in bank shares are down to sentiment ... Then can one also say, .. it is the sentiment in the state of the economy that the banks are currently trying to perform in.. Or is that regarded as the same

Honestbob .. You say is RBS ... A bargain or something is very wrong ... I must say Very well put... Now we need the reality of the true answer to your question ... 1 ... Is it a bargain .. Because the economy is going to rise to a better level in coming years.. Or 2 .... Is something very wrong ... And the economy is going to struggle to achieve any big positive improvement in coming years .. Makes you think doesn't it... Do you think number 1 .. Or .. Number 2 .. So to all ... in your opinion do you think the UK majority are slowly getting better off financially or not ..... Then apply that thought as to why you think RBS SP has performed the past year and now... What are your thoughts...

Good post.. Reality of the future growth of this bank is totally uncertain. As I think the economic recovery of the UK is on a slippery floor in so much as the majority of the population is suffering a downturn in financial terms. Just how big a drop of the banking sector is needed to realise things are maybe not a good as the government say things really are.. UK, Europe or Globally..

Reflecting on the SP was 4.14p a year ago .. The question is why it dropped 50% in a year.. While improving their status.. Obviously their are more serious elements in the company and the economy in the ability in the amount of growth at the moment... Where the ability to see the SP rise 100% from now to get back up to 4.14p .. Is an issue that needs to be explained as the bank is now a lot smaller ... ... How RBS will grow in ability to have an SP increase of 100% to £4 or 200% to £6 even if possible over what time frame, and with far more competion and after all the new regulations imposed on banks .. It is now a different world in banking compared to pre 2007.. .. Making increased profits in most companies today appears harder than ever.. The world is certainly a lot different than 15 years ago.. When bank profits and Money were flowing more freely

North .. Many will no doubt agree with you... The banking sector appears to be in limbo land with little positive direction .... Am I alone in thinking that there is so many issues UK and elsewhere that are not positive for the economy .. Relating to banks, Just where is the positivity likely to come from... Other than slowly clearing away their losses and avoiding more future costs and debts.. .. If interest rates rise then that would increase their profits ... But no sign of that happening yet.. So the waiting game continues .. The public personal debt mountain surely cannot get a lot bigger ... And future cut backs to workers hours or whatever to combat the rise in the minimum hourly rate to 7.20p.. Or things increasing in price or cost to the public. Meanwhile where banks gain upward share price momentum I have no idea.. Any gap to fill jinks..

The bottom line is really out of our control.. As many know, I say uncertainty is king.. And in the past few years with the Euroland and Global issues uncertainty is becoming even more uncertain.. The volatility of this share was up and down like a yo yo during 2011 to 2014 and easy money was made by range trading... In February 2015 it peaked at 414p and since then has dropped down to 210p today... Another major crisis .. Like China going into recession or something else yet unknown.. Will disrupt the share price recovery .. Even further... Really hard to quantify the real value and possible growth of RBS in the current changing economic climate ... It is really a guessing game .. Like many I never thought the SP would drop nearly 50% in a year when the finances of RBS where supposed the be slowly improving year on year back to possible profitability by next February 2017 annual results... Time is a healer they say.. But the length of time just seems to get longer and longer... In the end we have to make our own decisions ... And learn from our own mistakes... Or try and learn from others mistakes it is a lot cheaper... ATB

Another bad start to the day ... Relentless slow downward trend... The next thing is sub 200p looming .. Now more than a 200p drop in 14 months.. Dare I say that global situation with terrorism, financial stress and now exposed corruption and mass migration is not really a good encouraging mix to create a better UK standard of living.. Since the twin towers fell in 2001, so much growth in global financial and terrorism and cnfilicts and unaffordability ... How is this all to be turned around housing and rents become affordable to the majority.. With a reported possible 5 million increase in the population and 2 million extra cars on UK roads by 2030 is not a pleasing thought for the majority .. How the schools and NHS will cope by 2030 if thie current increases meet that target .. Is worrisome to say the lease... And could 10p old money .. £1 now be another possibility .. Again... Have a good day all....

Welcome to the board.. As far as I am aware selling parts off was part of the bail out terms.. this in turn has reduced the size of the bank. The many on going legal fines and years of costs of PPI and other issues have taken their toll... The damage should slowly repair it self over time.... other factors now is the economy and the future of where interest rates end up going... and the Europe vote result.. Plus other unknown further issues. This was 40P or 400p new money last year.. Others with more knowledge than me will have more to say...

One point that is Banks are in a totally different situation compared to 2006....who is actually accountable and will the past years of financial damage and change be reversed and the system rise up the past highs and return to normal.. I very much doubt it... UK Banks have reduced their size the past 10 years and With more banking outlets now and far more ways of getting money away from banks... thus the Strength of Banks one would assume to be lower than 10 years ago... Then the amount of new mortgages given compared to 10 years ago is probably less and also the affordability to those that cannot buy a home is another amount of loss business.. The buy to let increase maybe a financial plus to banks... Tesco and other supermarkets also in the same situation of their market strength being reduce by more competition ... All this said the UK debt mountain may well be another concern in the making in coming years... The near 50% RBS SP drop has to be a big correction or adjustment in sentiment of the global situation..... As businesses constantly introduce new ways to make more cuts.... goes without saying most financial news on the TV and media is more downward news than up...From job losses to Tax Avoidance to shop closures the only yearly increase appears the internet business... how or if ever one can expect the RBS SP to rise to 57p old money to 570p now in todays terms seems a future Dream...in the current world climate... even the volatility of this share has blown itself out compared to the past 3 years...We are in a totally different world environment to 15 years ago and a very uncertain global future. Every week there seems another reported UK , Europe or Global issue of threat or change.... Constant changes create different issues ... stability NOW seems a thing of the past .. Cannot remember things so bad 30 years ago... life was less stressful and more affordable to me many years ago ..... could not do most of it again today As usual purely my thoughts...ATB

Another start to another week tomorrow... I wonder what excitement we can expect coming our way .. At least it is warmer as summer gets nearer .. Time to get out more and off the computer.. Have good week all..

Another other issue to think about is The festering situation regarding steel production .. In the UK , China and maybe the USA.. Early days now, but it could turn the global markets on another journey .. I hope I am wrong as there has been enough uncertain journeys the past few years .. Still suprised how RBS SP has dropped over 40% in the past year.. From 4.14p

The long wait for any upward trend in the RBS SP continues .. The general economy news is also uninspiring with more lay offs and possible store closures of 200 Argos stores mentioned today.. Great Yarmouth's funfair owners stated they will cut employees hours and reduce opening times to counteract the increase in the minimum hourly wage to £7.20 ..... The cuts seem ongoing in many ways... Then the uncertainty of the Euro vote and not forgetting the USA election vote and any interest rate increase that may happen.. This year... Meanwhile God knows where this surge in the banks shares will come from with low interest rates and modest profits.. .. is anyone's guess. Anyone have any thoughts as to where the SP will be by the end of December this year.. GLA...

Not a good start to this week.... The good news seems as poor and thin on the ground as usual... April Fools day on Friday... Dare I say who will be fooling who.... Keep smiling ... ATB.

Yes, and played in the era of more enjoyable football and many other greats...

I see after getting up to 238p we are now back down to 224p .. The prospect of 275p by next February annual results seem harder every week .. This said surely next February results hopefully will be the best for many years .. Unless another shock arrives ... The budget falling apart and the economy just ticking along and retail struggling .... BHS and Next the latest to show stress.. And many others no doubt that we do not know about. As I have said on many posts Great Yarmouth is still struggling like hell to keep shops open .. Over 25 closed at the present .. The star hotel now closed attraction on the seafront closed and a Casino to be built 6 years ago has still not been started .. With a report this week saying the average house price now around 300K make you think where will it all end .. So much less stress 25 years ago... ATB all...

Dare I say a rare bit of positivity... Onward we go ..raise the flag, get out the Bunting, dance the night away.... Sorry rather getting carried away... Seriously it is a good positive move...

Lifetime ISA .. Good in principle ... Poor in practice... Save 4K a year for 5 years = 20K.. Plus government added 5K ..= 25K good 25% gain.. A Good thing for savers.. In that age group that qualify. But if the object is save for a house then then house prices are more likely to rise far more in 5 years than the 5K the government will give you... Then how many can save £80 a week for 5 years to save 20K ... But still it is better and an encouragement to those than can save a reasonable amount for several years..