Member Info for KarlTaylor

yeah the debt sucks, no ignoring that, however shake a stick at most businesses and they are in similar situations.
Also debt can be useful if used to drive revenue.
the profit this year has been confirmed at £20-30m, confirming a trend in the positive.
Looking at this company its the forward statements that matter, and once again, Saga are in a strong position with a client base being cash cows with lots of disposable income relative to the market, this is where we can start to see very aggressive takeover targeting from US firms that are happy to play a 10 year game.
so 10x multiplier on this years revenue takes us to 300m region, then add a premium for brand awareness, takes use to 500m MCAP.
of course this is speculation on my part, however in the face of a tricky economy, and seeing what the wealth of the population is located, the over 50's are the play for at least the next 2 years.

the short increase was tiny (0.10%) by GLG Partners LP, those short everything and play a dangerous game of hedging their bets, so nothing to worry about.
Looking through the trades it appears that someone is trying to get a final shake, with small single share sells, by this is now platform territory, with any sells being eaten.

Annual reports due on the 4th April, and looking at travel trade statements it appears that holidays for the over 50 are doing very well.
Saga got stuffed by Covid and had to make some serious changes to the business which are now driving new revenue.

for the brand, client base, and looking at the growth market this year, Saga should be valued more in the £500m region.
yes I know the debt "blah blah blah", however the only cash cows currently are the over 50's, and appears it will be that way for at least another few years, with the under 50's being most affected by interest rates etc...

company is a bit odd, not competitive on the high-street, and their B2B channel operations are wonky.
Could see a bit shake of the tree again by 10%

the banks have balls up, and this caused the spring in cryto, as such we can see that they will push for tighter regulations on crypto again to maintain their hold on the world via fiat currency

All good with my dividend prediction.

@HumpyDumpy, yeah debt down, would be nice if a tad bit lower, work in progress.
Looking at some trade forecasts the market is still a bit slow with Cost of living and the bad weather currently.

with the cost of care homes, people are taking equity release out on properties because they can then filter the funds to their family tax free, so when it comes time to put mom and pop in the care home they can use government assistance as their net assets are lower. With the pension part, because the stock market is so down, people are taking equity release out on their homes to get funds while they wait for the market to bounce.

basically, alot of over 50's are now going on holidays as they have missed 3 to 4 years of their golden retirement, and the best way for them to get funds to facilitate this is equity release.

the big question is, what is the debt now, be good to know debt/equity.
very promising that fashion are reporting profit, however keep in mind, Next and H&M have much better margins than Asos.

if i can get a few other shares correct, I can retire early LOL

its a great buyers market with long term view, however the short swings are manic

pensions and the cost of care homes are set to rise, this is a the spark to motivate the over 50's into equity release now to ensure they can go on holidays and enjoy the good life before they literally die.

the BoA buy would have been from stocks gathered in the 500 - 600 regions.
dont get caught in the hype, give this a moment to breath, could see if back at 720 region by 3pm today.

either you are all deramping, shorting, or mental. the whole market is getting a kicking today. and in relative terms this share is staying strong.
4th April we'll find out.

i could see an aggressive takeover bid with the price being here for around £3 a share.
this is a prime target for a LA or NYC firm to target.

yes seems counter intuitive that both saturated and still too late to market, however this is the case. There are alot of start ups in the lab meat scene, which lessens the chance for each to become unicorns, and waters down each ones potential. Beyond Meat were out early doors and their share price is down 70% from IPO.

Looking at the share peak/troughs, it appears that 8 is a platform, once this cuts through the 10's auto sell will trigger and it will drop down to that.

you will be surprised at how many over 50's are taking equity release at the moment.
go speak to some people, understand the driving motivation behind the market.

my assumings are based on:
1) too many tech start ups flooding the synth food scene
2) growth markets for synth meat are the "west", as the rest of the world which is poor in comparisons want "real meat" as its connected to egoist capitalism
3) the chances for companies within agro's portfolio being bought currently are slim while the world is in stagnation
4) there are still a lot shares held pre-Nov, so alot of holders still in profit, and with the drift they will cut.

I suspect that this will settle around the 8's if it drops below 10 again

insurance industry the brand name counts, and Saga are one of the most well known.
2020 to now the insurance market as a whole got rocked, it was a sector wide issue.

over 50's are sat on properties which they paid pennies for, and have massive profits they can draw from with equity release, meaning they keep the house and still get funds into their pockets for the good life.

looks like a big consolidation will happen with the Synthetic meat sector.
market too saturated, and the growth areas for food production (africa, middle east) are "real" meat eaters.
once again, this is an investment company, we are looking at 2 to 5 year plays for most of their investments.
with those that bought pre-Nov still holding profit expect some drops over the next month.
target price in the 8's.

way overvalued for a reseller. Vendors are now working to move lucrative to direct model across the tech industry.

clamp down coming of illegal workers abusing the system coming, and deliveroo and uber could be in line for potential fines.

Saga have worked hard to develop their Equity Release part of the business
lots of over 50's have properties worth more than their pensions or bank accounts, and given over 50's are going for equity release as a way to get funds for retirement, and importantly to that segment fund holidays which they desperately want in the post-lockdown world.