Member Info for ColinJ806

Handy drop (if there is ever a good time) for my DRIP shares to be purchased yesterday.

Let the compound interest times roll

Still holding this and think as I didn't take the opportunity to reduce at 2500 I am probably OK as long as the sp doesn't break below £20 which would need a sizeable sentiment shift but I wake up never knowing what is going to happen next

Scrap the state pension? Good job it's clear the hole in a flash

Hypothetical id not want more than 20% in a single sector with that much tbh

The market seems to overreact both ways.

There was just a weird early spike and I think you were lucky you sold in to early strength on the back of the report

Closing out positions for the weekend or a buying opportunity?

No idea what happened today but soon

Anyone who hasn't recognised this pattern over the last few months is an idiot

Go elsewhere and you will see every single store M&S included has cut staff and overtime so they are doing what they can do with what they have.

A local will be staffed for a maximum of 2 staff plus a manager across 16hours a day

Tbf I work at a Local and it is exactly like that, but you hear the same at all stores. Morrisons, Asda and Tesco have all reduced staffing and cut back on stuff. Aldi and Lidl have reduced the staff marginally as they operate on far less than usual.

Sainsbury's locals however when it comes to stock being worked properly is a management issue rather than centrally

I read that holding company shares can mean the share price has to be structurally sound and management issues can lead to the difference between the commodity price and the company valuations. That said mining companies have outperformed so maybe it's just catch up between the two asset classes

all the ******s are on the lloyds page

From what you will know phnx and Aviva has been in transition over the last 3 years whereas L&G has been a little plodding.

PHNX seems to have been taking steps to grow and is now in a position to consolidate the different parts of the businesses so the future looks better with a more strategic focus on Standard Life which is probably the biggest perceptual brand they own (Bought from ABDN) as owns like Pearl and ReAssure and maybe more in to asset management rather than pension administration.

Likely to be consolidation in the sector in the future or overseas buyouts (Like Just)

Aviva on the other hand is moving to increase its general insurance business via DLG with the synergies that brings.

L&G however is double the market cap of PHNX so maybe it needs to leverage that and find a smaller business at the right price

Thanks for the reminder, I saw the 4.5% drop and wondered why it had dropped so far, 27.5p dividend would put you at about 657p yesterday, so it hasn't dropped that much tbh

I doubt a 40p drop, the dividend is 27-28p so unlikely to be much beyond 30p and if you wanted to get in ex dividend and wait for 6 months then you could have just bought after the results. If you are in an GIA and have free trading then may be worth selling and buying back in if CGT is not an issue

Can anyone post anything meaningful about this from below the pay wall?

Are bond prices under pressure again? Banks and life insurance dropping as well as defence taking profits

Open: 2,162.00

High: 2,198.00

Low: 2,090.00

Close 2,196

5% swings, you wonder what is driving it, manipulation or options not wanting to get caught out?

Related? https://www.retailgazette.co.uk/blog/2025/09/exclusive-sainsburys-head-of-hr-prerana-issar-exits-role/