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Hi Asp1,
Only just arrived here, since looking to add Ll to portfolio.
A nice touch your fantasy portfolio.
I'm sure that you don't want the world and his wife suggesting shares to add, else it will become a full-time job for you.
However, are you sticking to FTSE 100 stocks?
If not, how about adding Aston Martin (AML) from 250 index, and an AIM stock. Eurasia Mining (EURA)?
Both are currently very topical, and boomeranging all over the place.
Fully appreciate, that you may not consider outside 100, or wish to grow this exponentially!!
Thanks for your interest Selecta - as the list is already becoming laborious to update each week think I'll decline to make additions at this time
Seriously -
* BoE - recession not so severe as feared but recovery may take longer,
* UK Banks have sufficient reserves raising hope divi ban will be lifted,
* House sales enjoy mini boom
Seriously - What does it take to lift Lloy?
Compassion would be a good start and enthusiasm
Yep, fully understand Asp1.
Could take your life over!!
I do a similar analysis within my own portfolio.
F
''45p+....in 2020......dyor
65p+....in 2021.....dyor''
Nothing to research. All down to what the landscape looks like post C19.
So just guess workat the moment as to when/if a vaccine becomes widely available.
Lloyds would of course greatly benefit from such a breakthrough.
Without C19 I doubt very much that we would have even reached J46's rock bottom price of 48p (WTO trading with the EU)
"Seriously - What does it take to lift Lloy?"
take the bricks out of Sam Woods handbag.....
Lloyds Bank may again beat profit forecasts in the not too distant future ......
Lloyds chief executive António Horta-Osório said the group had “delivered a strong and sustainable financial performance, with increased profits and returns and continued strong capital build”.
He added: “These results further demonstrate the strength of our business model and the benefits of our low risk, customer focused approach.
The business model is still there!
Oxo -
At the height of the Covid outbreak the country faced a huge unknown threat - lockdown imposed, Nightingale hospitals built and PRA banned divi's - can be argued they were all the right things to do at that time,
But time has moved on - we have learnt to protect ourselves, lockdown lifted, Nightingales mothballed, Banks have sufficient reserves
PRA say they will review the Ban in the 4th quarter - ie Oct - Dec
As I said to my MP - If the Gov want the likes of me to 'Eat to help' ect the PRA need to allow a modest return on my investments - no income = minimal spending
Totally agree Oska -
Q2 Underlying £3.5bn profit was a very respectable result - similar result during the 2nd half of the year may see room for a small 2020 divi with end of year results?
Still want my 2019 tho lol
2020 Results
Q1 Underlying £0.56bn Pre tax £0.074bn post tax £0.48bn
Q2 Underlying £3.5bn Pre tax loss £0.6bn post tax £0.19bn
projected results
Q3 Underlying £6.0bn
Q4 Underlying £8.0bn
LTI ,
"Without C19 I doubt very much that we would have even reached J46's rock bottom price of 48p (WTO trading with the EU)"
Over the last 3 yrs folk have come on this forum and thanked me for my posted links and observations . They made deductions that saved them money .
You , on the other hand , are pressuring folk into buying lloy , when it still hasn't reached its trough , so they feel your pain , you truly are a vile human being ! I'm glad to see everyone bar Falkland has seen through you !
As for Falkland , he did tell us every village needs one , the chosen one ! Not the brightest bulb in the pack .He'll wake up one day .
I see you still haven't confirmed you'd match my EOY charity contribution !you're just a charlatan .
Everyone will see through you eventually !
Keep averaging down .
See you @ 23p .
Xx
Usual weekend update -
I started this fantasy portfolio in 2016 to challenge various posters perception that Lloy is 'the worst share ever', 'better else where' or a 'dire share',
On the 8th Oct 2016 I invited WL/Newchurch to choose an alternative ftse 100 company so I could run a comparison
On 8th Oct 2016 - 1000 quid bought 206 BP. shares & 1905 Lloy shares
Today's value
BP. 206 @ 293 = 604
Lloy 1905 @ 29 = 552
In April 2017 Invest4life suggested I add Glencore -
On 22-4-17 - 1000 quid bought 335 Glen shares & 1553 Lloy shares
Today's value
Glen 335 @ 171 = 574
Lloy 1553 @ 29 = 450
In July 2017 Nucky suggested I add RBS/Natwest -
On 12-7-17 1000 quid bought 384 Nwg & 1512 Lloy
Today's value
Nwg 384 @ 116 = 445
Lloy 1512 @ 29 = 438
In July 2017 Utrickytrees asked that I add BARC -
On 30-7-17 1000 quid bought 479 Barc & 1504 Lloy
Today's value
Barc 479 @ 109 = 522
Lloy 1504 @ 29 = 436
In Sept 2018 Motley Fool recommended Diageo over Lloyds
On 9-9-18 1000 quid bought 37.3 DGE & 1704 Lloy
DGE 37.3 @ 2603 = £971
Lloy 1704 @ 29 = £494
In April 2020 Theosus asked that I add Circassia -
On 14-4-20 £1000 bought 3891 CIR & 3058 Lloy
CIR 3891 @ 31.8 = £1237
Lloy 3058 @ 29 = £887
In April 2020 TheBoard asked that I add RollsRoyce -
On 25-4-20 £1000 bought 322 RR. & 3367 Lloy
Today's value
RR. 322 @ 257 = £828
Lloy 3367 @ 29 = £976
This weeks observation - As world Covid cases rise more counties are removed from air corridor list, more lockdown measures lifted, teachers cynically play political games with exam results
A very basic comparison that does no include divi yield, IMO those still suggesting Lloy is 'the worst share ever' or a 'dire share' seriously need to examine their concept of investing.
Real deal
30-3-20 I bought 15,000 Lloy @ 33.606 = £5040
Current value -
LLoy 15000 @ 29 = £4350
A1
Theosus - the fantasy portfolio clearly demonstrates how most have been adversely affected by Covid, will be interesting to monitor the comparisons as the economy bounces back and the divi ban expires
Usual weekend update -
I started this fantasy portfolio in 2016 to challenge various posters perception that Lloy is 'the worst share ever', 'better else where' or a 'dire share',
On the 8th Oct 2016 I invited WL/Newchurch to choose an alternative ftse 100 company so I could run a comparison
On 8th Oct 2016 - 1000 quid bought 206 BP. shares & 1905 Lloy shares
Today's value
BP. 206 @ 273 = 526
Lloy 1905 @ 28 = 535
In April 2017 Invest4life suggested I add Glencore -
On 22-4-17 - 1000 quid bought 335 Glen shares & 1553 Lloy shares
Today's value
Glen 335 @ 168 = 563
Lloy 1553 @ 28 = 435
In July 2017 Nucky suggested I add RBS/Natwest -
On 12-7-17 1000 quid bought 384 Nwg & 1512 Lloy
Today's value
Nwg 384 @ 112 = 430
Lloy 1512 @ 28 = 423
In July 2017 Utrickytrees asked that I add BARC -
On 30-7-17 1000 quid bought 479 Barc & 1504 Lloy
Today's value
Barc 479 @ 108 = 517
Lloy 1504 @ 28 = 421
In Sept 2018 Motley Fool recommended Diageo over Lloyds
On 9-9-18 1000 quid bought 37.3 DGE & 1704 Lloy
DGE 37.3 @ 2590 = £966
Lloy 1704 @ 28 = £477
In April 2020 Theosus asked that I add Circassia -
On 14-4-20 £1000 bought 3891 CIR & 3058 Lloy
CIR 3891 @ 30.9 = £1202
Lloy 3058 @ 28 = £856
In April 2020 TheBoard asked that I add RollsRoyce -
On 25-4-20 £1000 bought 322 RR. & 3367 Lloy
Today's value
RR. 322 @ 258 = £831
Lloy 3367 @ 28 = £943
This weeks observation - As world Covid cases rise more counties are removed from air corridor list, local lockdowns imposed, teachers cynically play political games with exam results
A very basic comparison that does no include divi yield, IMO those still suggesting Lloy is 'the worst share ever' or a 'dire share' seriously need to examine their concept of investing.
Real deal
30-3-20 I bought 15,000 Lloy @ 33.606 = £5040
Current value -
LLoy 15000 @ 28 = £4200
A1
Usual weekend update -
I started this fantasy portfolio in 2016 to challenge various posters perception that Lloy is 'the worst share ever', 'better else where' or a 'dire share',
On the 8th Oct 2016 I invited WL/Newchurch to choose an alternative ftse 100 company so I could run a comparison
On 8th Oct 2016 - 1000 quid bought 206 BP. shares & 1905 Lloy shares
Today's value
BP. 206 @ 264 = 544
Lloy 1905 @ 28.4 = 541
In April 2017 Invest4life suggested I add Glencore -
On 22-4-17 - 1000 quid bought 335 Glen shares & 1553 Lloy shares
Today's value
Glen 335 @ 169 = 566
Lloy 1553 @ 28.4 = 441
In July 2017 Nucky suggested I add RBS/Natwest -
On 12-7-17 1000 quid bought 384 Nwg & 1512 Lloy
Today's value
Nwg 384 @ 113 = 434
Lloy 1512 @ 28.4 = 430
In July 2017 Utrickytrees asked that I add BARC -
On 30-7-17 1000 quid bought 479 Barc & 1504 Lloy
Today's value
Barc 479 @ 112 = 536
Lloy 1504 @ 28.4 = 427
In Sept 2018 Motley Fool recommended Diageo over Lloyds
On 9-9-18 1000 quid bought 37.3 DGE & 1704 Lloy
DGE 37.3 @ 2510 = £936
Lloy 1704 @ 28.4 = £485
In April 2020 Theosus asked that I add Circassia -
On 14-4-20 £1000 bought 3891 CIR & 3058 Lloy
CIR 3891 @ 32 = £1245
Lloy 3058 @ 28.4 = £870
In April 2020 TheBoard asked that I add RollsRoyce -
On 25-4-20 £1000 bought 322 RR. & 3367 Lloy
Today's value
RR. 322 @ 241 = £776
Lloy 3367 @ 28.4 = £956
This weeks observation - As world Covid cases rise yet more counties are removed from air corridor list, local lockdowns continue, phased withdrawal of furlough coupled to kids return to school over the coming week
A very basic comparison that does no include divi yield, IMO those still suggesting Lloy is 'the worst share ever' or a 'dire share' seriously need to examine their concept of investing.
Real deal
30-3-20 I bought 15,000 Lloy @ 33.606 = £5040
Current value -
LLoy 15000 @ 28.4 = £4260
A1
I still have no regrets buying into Lloyd's today
Crazy I know
The world just got to live with these new virus and all learn from our past mistakes
Time to start paying our Dividends again and get back to the new normal I say
We had to take the last 8 months on the chin, but it's only a learning curve of life really :-)
Clean hands and wear a face mask going forward, even the common cold will be reduced massively going forward.
Looking out of the windows passengers on the steady bus also note the numerous sports cars that have crashed and burnt !!!
"We had to take the last 8 months on the chin, but it's only a learning curve of life really :-)"
You'll need a chin of iron shrimper, this isn't ending anytime soon. The past normal is spent, the new one will be totally different - life but not as you know it Jim.
Morning Theosus - coffee time this sunny but cool morning - time and time again people have called for Lloy to be more adventurous - due to the boards wise prudence it looks as if the bank is well placed to manage provisions for the current crisis
Usual weekend update -
I started this fantasy portfolio in 2016 to challenge various posters perception that Lloy is 'the worst share ever', 'better else where' or a 'dire share',
On the 8th Oct 2016 I invited WL/Newchurch to choose an alternative ftse 100 company so I could run a comparison
On 8th Oct 2016 - 1000 quid bought 206 BP. shares & 1905 Lloy shares
Today's value
BP. 206 @ 258 = 531
Lloy 1905 @ 26.9 = 512
In April 2017 Invest4life suggested I add Glencore -
On 22-4-17 - 1000 quid bought 335 Glen shares & 1553 Lloy shares
Today's value
Glen 335 @ 171 = 575
Lloy 1553 @ 26.9 = 418
In July 2017 Nucky suggested I add RBS/Natwest -
On 12-7-17 1000 quid bought 384 Nwg & 1512 Lloy
Today's value
Nwg 384 @ 108 = 415
Lloy 1512 @ 26.9 = 407
In July 2017 Utrickytrees asked that I add BARC -
On 30-7-17 1000 quid bought 479 Barc & 1504 Lloy
Today's value
Barc 479 @ 107 = 512
Lloy 1504 @ 26.9 = 405
In Sept 2018 Motley Fool recommended Diageo over Lloyds
On 9-9-18 1000 quid bought 37.3 DGE & 1704 Lloy
DGE 37.3 @ 2497 = £931
Lloy 1704 @ 26.9 = £458
In April 2020 Theosus asked that I add Circassia -
On 14-4-20 £1000 bought 3891 CIR & 3058 Lloy
CIR 3891 @ 27.2 = £1058
Lloy 3058 @ 26.9 = £823
In April 2020 TheBoard asked that I add RollsRoyce -
On 25-4-20 £1000 bought 322 RR. & 3367 Lloy
Today's value
RR. 322 @ 218 = £702
Lloy 3367 @ 26.9 = £906
This weeks observation - As World Covid cases continue rise Sturgeon plays politics re air corridor list, local lockdowns continue, eatout2helpout ended, phased withdrawal of furlough, kids return to school, MP's return to the house, BBC 'U' turn re 'land of hope and glory'
A very basic comparison that does no include divi yield, IMO those still suggesting Lloy is 'the worst share ever' or a 'dire share' seriously need to examine their concept of investing.
Real deal
30-3-20 I bought 15,000 Lloy @ 33.606 = £5040
Current value -
LLoy 15000 @ 28.4 = £4035
A1
Usual weekend update -
I started this fantasy portfolio in 2016 to challenge various posters perception that Lloy is 'the worst share ever', 'better else where' or a 'dire share',
On the 8th Oct 2016 I invited WL/Newchurch to choose an alternative ftse 100 company so I could run a comparison
On 8th Oct 2016 - 1000 quid bought 206 BP. shares & 1905 Lloy shares
Today's value
BP. 206 @ 262 = 540
Lloy 1905 @ 25.9 = 493
In April 2017 Invest4life suggested I add Glencore -
On 22-4-17 - 1000 quid bought 335 Glen shares & 1553 Lloy shares
Today's value
Glen 335 @ 182 = 610
Lloy 1553 @ 25.9 = 402
In July 2017 Nucky suggested I add RBS/Natwest -
On 12-7-17 1000 quid bought 384 Nwg & 1512 Lloy
Today's value
Nwg 384 @ 102 = 392
Lloy 1512 @ 25.9 = 392
In July 2017 Utrickytrees asked that I add BARC -
On 30-7-17 1000 quid bought 479 Barc & 1504 Lloy
Today's value
Barc 479 @ 103 = 493
Lloy 1504 @ 25.9 = 390
In Sept 2018 Motley Fool recommended Diageo over Lloyds
On 9-9-18 1000 quid bought 37.3 DGE & 1704 Lloy
DGE 37.3 @ 2362 = £881
Lloy 1704 @ 25.9 = £441
In April 2020 Theosus asked that I add Circassia -
On 14-4-20 £1000 bought 3891 CIR & 3058 Lloy
CIR 3891 @ 26.7 = £1039
Lloy 3058 @ 25.9 = £792
In April 2020 TheBoard asked that I add RollsRoyce -
On 25-4-20 £1000 bought 322 RR. & 3367 Lloy
Today's value
RR. 322 @ 210 = £676
Lloy 3367 @ 25.9 = £873
This weeks observation - 'V' shape recovery looking good - over 50% and climbing, Covid rise causes HMG introduce 'rule of 6' and more local lockdowns, EU under pressure to agree trade deal or face border problem in Ireland
A very basic comparison that does no include divi yield, IMO those still suggesting Lloy is 'the worst share ever' or a 'dire share' seriously need to examine their concept of investing.
Real deal
30-3-20 I bought 15,000 Lloy @ 33.606 = £5040
Current value -
LLoy 15000 @ 25.9 = £3885
A1
Asper
with that comparison then you would have lost half your capital and only made a £39 profit with CIR. Pity there are no gold producers or pharma companies in that list. You cannot compare like for like when your trolley is full of apples, pears and spuds. The reality is LLOY is 25.9p
Leas
Feel free to start a similar fantasy portfolio Lloy v Pharm & gold producers - I'd be interested to see how it compares as the economy recovers and a vaccine is developed
Usual weekend update -
I started this fantasy portfolio in 2016 to challenge various posters perception that Lloy is 'the worst share ever', 'better else where' or a 'dire share',
On the 8th Oct 2016 I invited WL/Newchurch to choose an alternative ftse 100 company so I could run a comparison
On 8th Oct 2016 - 1000 quid bought 206 BP. shares & 1905 Lloy shares
Today's value
BP. 206 @ 246 = 507
Lloy 1905 @ 25.2 = 480
In April 2017 Invest4life suggested I add Glencore -
On 22-4-17 - 1000 quid bought 335 Glen shares & 1553 Lloy shares
Today's value
Glen 335 @ 181 = 607
Lloy 1553 @ 25.2 = 391
In July 2017 Nucky suggested I add RBS/Natwest -
On 12-7-17 1000 quid bought 384 Nwg & 1512 Lloy
Today's value
Nwg 384 @ 96.7 = 371
Lloy 1512 @ 25.2 = 381
In July 2017 Utrickytrees asked that I add BARC -
On 30-7-17 1000 quid bought 479 Barc & 1504 Lloy
Today's value
Barc 479 @ 97.4 = 467
Lloy 1504 @ 25.2 = 379
In Sept 2018 Motley Fool recommended Diageo over Lloyds
On 9-9-18 1000 quid bought 37.3 DGE & 1704 Lloy
DGE 37.3 @ 2569 = £958
Lloy 1704 @ 25.2 = £429
In April 2020 Theosus asked that I add Circassia -
On 14-4-20 £1000 bought 3891 CIR & 3058 Lloy
CIR 3891 @ 23.5 = £914
Lloy 3058 @ 25.2 = £771
In April 2020 TheBoard asked that I add RollsRoyce -
On 25-4-20 £1000 bought 322 RR. & 3367 Lloy
Today's value
RR. 322 @ 180 = £600
Lloy 3367 @ 25.2 = £848
This weeks observation - Some insurance companies, EU & US banks restart Divi's, Covid into 2nd peak with yet more local lockdowns announced, Bill to override EU withdrawal agreement if EU won't agree deal is passed
A very basic comparison that does no include divi yield, IMO those still suggesting Lloy is 'the worst share ever' or a 'dire share' seriously need to examine their concept of investing.
Real deal
30-3-20 I bought 15,000 Lloy @ 33.606 = £5040
Current value -
LLoy 15000 @ 25.2 = £3780
A1
Usual weekend update -
I started this fantasy portfolio in 2016 to challenge various posters perception that Lloy is 'the worst share ever', 'better else where' or a 'dire share',
On the 8th Oct 2016 I invited WL/Newchurch to choose an alternative ftse 100 company so I could run a comparison
On 8th Oct 2016 - 1000 quid bought 206 BP. shares & 1905 Lloy shares
Today's value
BP. 206 @ 233 = 488
Lloy 1905 @ 24.7 = 471
In April 2017 Invest4life suggested I add Glencore -
On 22-4-17 - 1000 quid bought 335 Glen shares & 1553 Lloy shares
Today's value
Glen 335 @ 168 = 563
Lloy 1553 @ 24.7 = 384
In July 2017 Nucky suggested I add RBS/Natwest -
On 12-7-17 1000 quid bought 384 Nwg & 1512 Lloy
Today's value
Nwg 384 @ 99.4 = 382
Lloy 1512 @ 24.7 = 373
In July 2017 Utrickytrees asked that I add BARC -
On 30-7-17 1000 quid bought 479 Barc & 1504 Lloy
Today's value
Barc 479 @ 91.5 = 438
Lloy 1504 @ 24.7 = 371
In Sept 2018 Motley Fool recommended Diageo over Lloyds
On 9-9-18 1000 quid bought 37.3 DGE & 1704 Lloy
DGE 37.3 @ 2517 = £939
Lloy 1704 @ 24.7 = £421
In April 2020 Theosus asked that I add Circassia -
On 14-4-20 £1000 bought 3891 CIR & 3058 Lloy
CIR 3891 @ 26.6 = £1035
Lloy 3058 @ 24.7 = £755
In April 2020 TheBoard asked that I add RollsRoyce -
On 25-4-20 £1000 bought 322 RR. & 3367 Lloy
Today's value
RR. 322 @ 156 = £554
Lloy 3367 @ 24.7 = £832
This weeks observation - Some insurance companies, EU & US banks restart Divi's, Job support scheme to replace furlough, Covid into 2nd peak, more UK restrictions and local lockdowns announced,
A very basic comparison that does no include divi yield, IMO those still suggesting Lloy is 'the worst share ever' or a 'dire share' seriously need to examine their concept of investing.
Real deal
30-3-20 I bought 15,000 Lloy @ 33.606 = £5040
Current value -
LLoy 15000 @ 24.7 = £3705
A1