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Chips - In 3056 unicorns, which today are invisible, will become visible to us and be able to speak our languages. They will tell us the mistakes we've made and be able to unite other species against those countries that have been the worst offenders. They will also raise the dead, the worst of them being punished in front of their offspring. In 3129 the world as we know it will end and a civilization from a different galaxy, friendly towards the unicorns, will take over.
Please tell me, how is the nonsense I've just written any different to the nonsense you recently wrote?
Mac - I fear Mrs Wanderingon would object, but thanks for the offer.
Mac - sorry to hear you're taken. I was getting to like you!
Keep saying what you feel you have say. I support you even if I don't always agree.
I'm all for letting lenders and borowers decide on the appropriateness of a mortgage. Individual circumstances sometimes make hard and fast rules inappropriate. Limiting the availability of LtI on or above 4.5% should prevent things getting out of hand. A BoE decision which is , I think, good for banks; especially those who know their customers. Might see an ever so slight SP rise on the news.
LTI - Well that's alright then. I won't have the name ot Boris and his government's reputation for fair dealing unnecessarily sullied.
LTI - Are you accusing straight-as-a-dye Boris of duplicity in his signing of the NI protocol?
Plato - In your context of having a desire to travel "Other cultures have grown up to serve their own civilisation's needs - it's pretty arrogant to think otherwise".
Well of course, all cultures serve their own needs. How could it be otherwise? But is it arrogant to visit and try to understand them? I've learnt a lot about life from the peoples of New Guinea and many other cultures. Increasingly, they are now visiting us, and some things about us horrify them. But we must keep visiting. No arrogance is involved, just curiosity and a desire to better our collective lives.
Plato - "renting is fine" I did before buying. My children did before buying. I was OK with it, as were they. Some choose to rent, some have to rent. I don't have a problem with it.
I'm looking at 70 in the rear view mirror. Bought a home in the 1980s, when people generally saw it as a home and not an investment. We're still in it. I've never had that much interest in the housing ladder. As a family we had a base and we have spent 40 years or so working, studying and travelling. The home is small and packed full of stuff, our minds are packed full of memories from around the world. Our children have bought their own homes. They live within their means and appear to have our mentality - no debt but mortgage, save for what they want. Some would see this as rather unadventurous and risk averse, but why opt unnecessarily for anxiety when a more relaxed life full of interest is a possibility. And is it financially tougher for them than it was for us? Not really, just a little different. Fundamentals are the same: put a roof over your head (renting is fine), do enough to pay for it, live within your means, ensure interests are developed and pursued, have a family if you can and want one, watch them grow and repeat the process.
Boring? Possibly. A bit like my investments. One simple goal over the last 40 years has been to beat inflation. This is likely to be the only year I won't make it. The upside is, we've been happy. Or perhaps we've just been lucky, but the children tell me how happy they are. It's an attitude of mind rather than luck.
Don't visit this chat site much these days. Little seems to have changed. A verbal scrap the like of which I've not heard since primary school has taken up much of the morning. Wonderful! The phrase 'my dad can fight your dad' hasn't yet been used, but I'm pretty sure it will be. It'll be jackets off with protagonists slugging it out outside. My money's on Mac.
Thanks Gino73
Interesting use of the words "challenge" and "moan". When you are challenged, in your mind they are moaning. When you are moaning, in your mind you are challenging.
I don't always agree with LTI, but I respect his/her view. I think he/she does know what they're talking about. It would be a wise move to take their view into consideration.
Apologies, this has nothing to do with the Lloyds share price but if anyone has any interest in Australia's first people, Inga Clendinnen's book 'Dancing with Strangers' is excellent. It's basically an account of how Australian Aborigines viewed the arrival of convicts on their shores. They found it difficult to understand how human beings could treat people so appallingly. And we still do it!
I think you'll find the land now called Australia was first discovered 40 to 60,000 years ago by people whose descendants still live there.
Ian - On this Board, competition is stiff in the paranoia league table. I think you've just placed yourself amongst the front runners.
Quite so. Not acceptable in Parliament either.
Woke to find several thousand wiped off my stock market holding, including Lloyds. Can't understand it! Liz 'photo opportunity' Truss has let the Russians know in no uncertain terms of severe economic sanctions should they invade Ukraine. So, no more Wenslydale Cheese with Cranberries for them for quite some time does not appear to be rattling them. Just what will it take?
Just to clarify, I don't believe anyone voted for an "economic care crash and an immoral buffoon". That's what we've got, but I don't believe they wanted this when they voted. ATB.
Did you inadvertently buy £50,000 worth of Shares?
I prefer something with a little more quality. Is MAD magazine still going?