Member Info for StickyToffeePudd

Lads it's all good news!

For those that are still invested, we are nicely positioned to profit on our bank investments again in 2026

https://www.reuters.com/business/finance/old-meets-new-economy-ai-boom-supercharge-european-banks-rally-2025-12-15/

Birdsong, "Much of the increase in share price is due to years of high inflation"

Simply not true, as all stocks would have gone up as much as lloyds and they have not.

The uncomfortable truth for some is that Labour have been in power in government coupled with the Labour winning economic strategy and the backdrop for this boost in the lloyds share price. That of course coupled with the share buyback.

" volatility will complicate stock market investment next year but that overall, equities should be able to churn higher regardless."

"That said, heightened volatility and a stock market rotation will be the defining features of 2026 and strategists at the brokerage say investors must become accustomed to it. It's going to be a year of instability, not just uncertainty, its annual outlook predicts, with a K-shaped consumer recovery, sticky inflation and a lot more sectoral rotation than has been observed in recent years."

Folks looks like 2026 is going to be a turbulent year!

https://www.morningstar.com/news/marketwatch/20251210153/why-schwab-expects-a-vibepression-from-sticky-inflation-and-a-sector-rotation-next-year

MrAltruistic, do we regard UK banks as European?

Hi dublinrory, good to hear from you again! I’m still living in Spain, but in the UK for a few weeks before I go to Ireland for XMAS.

On investments I haven’t sold any of my stocks, apart from some small holdings I had, that were just cluttering up my portfolio. Around covid time I bough some more shares, with a Spanish share trading account and they’ve done well also. My portfolio is overweight in the banking sector with Irish, UK and some European banks, so I am very exposed, but luckily that sector has done well recently. Now feeling the market is close to the top and I should cash in, before it all goes south. Good to hear you are getting to Ireland in March, as it’s good to stay in touch with your connections in Ireland. On the whiskey I do like a drop from time to time.

Excellent hardcheese!

Keep them flowing!

Hello MrAltruistic, it's really looking all very positive with BARC!

Have a good weekend!

Https://ts2.tech/en/lloyds-banking-group-lloy-share-price-today-news-analyst-forecasts-and-2026-catalysts-as-fca-motor-finance-deadline-hits/

"After the 2025 surge, a striking feature of current analyst data is that the average price target now sits very close to the current share price.

Investing.com’s consensus estimates show an average 12‑month target around 96p, with a high estimate of 110p and a low of 53p, and a “Buy”-leaning mix (buys and holds).

MarketBeat’s compilation shows a consensus price target of 98.5p (range 84p–110p) and a Moderate Buy consensus based on its covered analyst set."

"18 December 2025: Bank of England decision (rate-cut expectations are rising after today’s GDP data).

Early 2026: FCA expected timing for final motor finance redress rules (if it proceeds).

29 January 2026: Lloyds preliminary results for 2025.

18 February 2026: Lloyds annual report and accounts publication.

29 April 2026: Q1 interim management statement. "

Took my eyes off barclays for a few days and it shoot up! Wow!

Baffled by your rational Hartley????

Why would you be happy that the share price was lower, unless you're not invested in lloyds, so you don't care anyway...

Hartley, why are you posting on this forum?

Morning 'hardcheese' and welcome to the forum!

We always welcome insightful views on lloyds shares, that both shaped the companies past performance and what the future holds for lloyds.

Just remember how far we've come this year, to put this article in context. I currently do not anticipate a major pullback in the lloyds Share Price as its fundamentals are sound. The only caveat asalways would be thar wider geopolitical and economic events as always weigh in here also.

https://coincentral.com/lloyds-stock-drops-nearly-2-percent-amid-mixed-market-signals/

By the Federal Reserve by a quarter percentage point on Wednesday for the third time this year, while projecting one more cuts for next next year. The central bank voted in a split decision to trim its benchmark interest rate to a range of 3.5% to 3.75%

Yes harryshole, it's all mixed signals!

That's exactly the point!

There are caveats in some these doom infested articles that cater for every outcome and you end up none the wiser!

"From hero to zero: are Lloyds shares a ticking time-bomb after a 70% gain in 2025?"

As soon as the upwards moment stops, we get a flurry of doom and gloom about lloyds!

https://www.fool.co.uk/2025/12/10/from-hero-to-zero-are-lloyds-shares-a-ticking-timebomb-after-a-70-gain-in-2025/

More cautionary than some of the publications I've seen recently. The Santa rally is noticeable absent so far this December.

https://invezz.com/news/2025/12/09/lloyds-share-price-has-stalled-recently-can-it-hit-100p-this-year/

Paddy, you can now see information about Halifax in lloyds app. But he's right, it's the full protection on both accounts, so not shared across the two.

Halifax 'current account' and 'instant savers' now showing in Lloyds.

Been coming for a while, but it will impact on how much you are covered in terms of your coverage if the bank fails.

TheFarEnd, do you shop frequently in Poundland?