Member Info for snige

Would you believe it,wife has already gone out and is buying all the aspirin she can find. The idea is to become spiv's and beat the ration card shortages,lol.

Totally agree with 2nd para,some pension funds only achieve a return of 3-4% and considering they have a better chance of being in the "know" than us,they are very slow to react. See the Sunday Times has over done it on Brexit doom.I am a remainer but suggesting we will go short of medicines is another Babchenko moment.I could see flights cancelled,op stack at Dover and a big correction on Sterling but shortage of medicines will only backfire as fake news. Reading up on Arlene Foster,i wouldn't want to cross her path in a dark Belfast alley! lol.

Better amend that �730m to �775m and its increasing by 10% each year!.

ABI indicates payouts on pet insurance for 2017 was �730m,ok the business is mainly retail but it does say alot that its market base is different to others retailers.Could you say that Debenhams customers are making purchases on insurance claims? https://www.abi.org.uk/search/?q=size+of+pet+market

If you think we have lively discussions on Lloyds buy-back i'm sure the institutional investors are doing the same.Pension schemes trustee's looking for income from a solid ftse 100 company are probably scratching their heads while capital funds are thinking the buy-back looks a bit lack luster. Antonio needs to be a bit bolder but on past performance can you see this happening.Lloyds is running smoothly and the cash keeps flooding in. Does the company need shareholders?,i can't see it is under threat from takeover and i couldn't see Gov approving it.It doesn't need cash from us and the BOD seem happy with just getting higher volume's of shares. Overhanging all that is Brexit and my feeling is its going to get worse before better so having been stung once and frantically buying more,i would like to be on the outside looking in this time. Having said that later that year we were faced with a Trump victory and the market corrected itself within hours and the market these days seems immuned to political change. Something has to give this Autumn and you have to weigh up the effects of a 2nd referendum or a general election or WTO.I would say the first two will be recieved positively,while the third an overdone negative,so plenty of opportunities there,plus what if another close referendum or hung parliament? One solution,relax gun control,that should sort it out,lol.

For PI's Lloyds is so safe we sometimes over invest in it and seek a smaller % return.Until now this has worked pretty much.Then the BOD came up with this idea or a hybrid return to investors,buy-back and flat divi.The market hasn't liked this decision,its neither here nor there. I did say at the time a buy back has to have some clout to it and 10% would have made a difference but then the divi would have been sacrificed.So we have ended up in no-mans land with a fudge of a return to investors. Prehaps with the interim divi there may be more guidance on policy and whatever decision,the decision alone will be good for SP,unless it happens to be more of the same-hybrid.

UK prison population is 130 per 100,000 so US is 5 times that of UK. America is a great country and i always enjoy meeting family/friends but i'm not sure the British public could stomach this. "In 2013, there were 73,505 nonfatal firearm injuries (23.2 injuries per 100,000 U.S. citizens),[2][3] and 33,636 deaths due to "injury by firearms". Have a safe weekend.

Chancer,your right again about the U.S,the land of the free! Incarceration in the United States is one of the main forms of punishment and rehabilitation for the commission of felony and other offenses. The United States has the largest prison population in the world,[3][4][5] and the second-highest per-capita incarceration rate, behind Seychelles (which in 2014 had a total prison population of 735 out of a population of around 92,000).[3][6] In 2013 in the US, there were 698 people incarcerated per 100,000 population,lol.

Well done Furry,you joined Lloyds on a up day.

Chancer,calm down,i try to judge things on a unbiased mind,some find this difficult,lol.

Thanks for putting me right Chancer,Iran de-stablised the middle east. And i always thought it was created by the vacumn left after the invasion of Iraq and not having an exit policy. You learn something new every day,lol.

Confidence is returning but very cautiously and why not when you think the whole hedge fund industry has got an ambush round the corner for you. Institutions seem to be holding in there,apart from Schroders on the 1st day off loading 1.35% which accelerated the fall in the value of their 12.84% holding. You and me can get away with off loading,i wonder if they think about their actions or is it just client money?

The BOD achieved the right mindset from the RNS to lower dividend expectations and save some cash. I'm personally more than happy to get the 2017 maintained divi of 7.03p.

Another positive point is to have the CEO on your side with his 22.47

The only risk with Lloyds is TIME and they do offer compensation for this-DIVIDEND. That only leaves opportunity costs.

My feelings on the hedge funds is the damage has been done.We're currently at 13.7% and the probability of rising further to the extent it would damage the share price is less likely.

Bob,i gotta feeling your last username was Lord Flashheart,Woof,Woof,i could be wrong,lol. http://blackadderquotes.com/blackadder-quotes-lord-flashheart

I have a question from Beryl in Burnley.She asks "what have they done with my special divi this year".She also says "i don't want some twit or pub philosopher telling me they have squandered it on a share buy back". What can you say to Beryl?lol

Thats it Asp1,as the price drops your cash goes further so you can buy more. Just going to polish up me wheelbarrow.

On behalf of all the contributors on the bb i would like to thank you for your submissions over the years,you will be sorely missed. Looking at alternative professional sites,i think the Samaritans are going to open up a finance chat site very soon,if that is of help.