RE: Tax Man11 Feb 2020 12:49
A1EX. Yes, I do it three ways. 1. as has been said - Bed 'n ISA, 2. I sell in trading account, wait 2 days for cash, move the cash over and buy back. 3. I fund ISA (if £20k allowance not used up), buy and then sell in the trading account. The latter two based on waiting for price to go up or down. i.e. I try to do what I call these "manual Bed 'n ISA's" so I don't lose out on the spread and fees. Finally I am firtunate that I also have an A.P.S. (Additional Permitted Subscription) which allows me, this year for example, to put over £100k into the ISA. If you are entitled to an A.P.S. then go for it. I should add I don't have £100k to put into it so if anyone wants to top up their IA (via me) send me the cash - lol.