Member Info for marvin

It is an issue that will disappear on the 11th April.

I do and I compare the quality of the packaged produce, these are the ones that tell you what is in them, lots of salt lots of sugar Lidl and Aldi are not good for the nations health.

I don't need to I know it is utter rubbish! You are the one making allegations come up with the examples, you must have had some to contact customer services and the names of the people you have contacted or contact Mike.Coupe@sainsburys.co.uk and publish his response.

Free bags only applicable in England and this will be ending soon as well when the law changes to introduce a minimum 5p charge per bag.

Exactly how do you shop online with either of these? https://www.youtube.com/watch?v=RKsGKERivTQ The rest of what you write is utter tosh do some research on the products and point out some actual examples. The only price differential is between locals and supermarkets, this reflects the higher cost in running a local than a supermarket and is the price paid for the convenience. You will also find that Tesco do the same, the other two only have one size store so don't have the need for differing price models.

Maybe he spelt it wrong and meant sauces, Tomato, HP......

It is trading below its net asset value which is £3+ per share

Are these the same brokers who were talking about a big cut in the interim too? They know nothing more than any of us I said there will be no cut in the interim I also said I expect a cut of 20 -33% in the full divi, more would be a surprise. I am guessing just the same as they are it has no more validity than they will have.

New stores take a while to get the stock profile right for their customer base. The opening stock profile will be built on nearby stores and demographic information on the type of products are likely to be bought by the local populous. They will also fine tune the amount of each product stocked based on initial sales this will mean at the start there will be lots of over stocking thus lots of reductions these will reduce in a very short time.

??

You would be wrong in all cases it works fine and on two sims too I even use Google navigation to get me around when I don't know the way. Never had an issue with any of the copy phones I have had.

The ones in the like of Lidl and Aldi are not fakes they are lookalikies as they never actually claim to be the same thing but they do try to look very like the real thing. The Chinese have been doing this a while, my phone looks like a note 3 acts like a note 3 but it is a cheap Chinese copy of a note 3. Has never called itself a note 3, comes in a box with Android Note on it. So long as no intellectual copyright is broken or no false claims are made then they are free to get on with it.

Mike.Coupe@Sainsburys.co.uk his office would be very pleased to have the feedback and the manager will be informed or email the store direct, I do find the route through the CEO works best though.

Somerfield! are there still any of these left? Thought Co-Op had re branded the lot.

Hard to start with where this is wrong as most of it is. The option to buy is not until March next year, the payments into the option stopped on October 31st so it is paid up but as the share price has been below the option price for much of the last 2 months anyone who took it full term rather than buy in the market for less than the option price is a bit of a fool and was not paying attention to their investment. Why wait until March to buy shares that cost more than the current price and also miss out on the 5p per share divi? I have cashed in all my sharesave options and bought in the market, I now put the same money into the SSPP scheme. Secondly the discount is 20% not 10% and this is on the share price at close on a set day 3 or 5 years ago depending on which term they signed up for. The 3 year one I just dipped out of which the last payment was due on the 31/1014 was £2.38 after discount (the price I was contracted to buy at if I chose to purchase at end of scheme (March 2015). I bought 1 share more for £0.64p more than the saved value after dealing costs. I think the day for setting this years Sharesave price is today 13/11/14 so the next 3 or 5 year term will be 20% off todays closing price buyable in March 2018 or 2020 depending on term.

Let us assume the divi is cut to 10p (full year 1/3rd cut) at £3.30 per share that is still 3.3% yield at £2.80 it is still 3.5% and is around 3.9% with current share price, still a fairly good divi return with potential capital growth. This all assumes my maths is right.

obviously it Sainsburys Share Purchase Plan (SSPP)

shazzbat This is the SSPP (Sainsburys Share Purchase Scheme) the shares are purchased ex tax and NI and dealing fees up to a maximum of £115 per pay period (every 4 weeks with Sainsburys). As to why a multimillionaire should want avoid a few pennies in tax I suppose this is down to the greed that they need several millions in pay every year.

Lidl & Aldi They do not sell the same products to the same quality how can they be discounters? They are no frills bit like Ryanair and Easyjet

You are right it is owned and operated by this lot http://www.aimia.com/ It is the clumsy way it is being done more than anything, I am already smarting from John Lewis removing my free coffee and cake, least I still have my free coffee in Waitrose :)