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No more loyalty stopping with insurance companies there is not discount and they even charge you more than 1st time customers . I always shop around for the best price
Correct me if I'm wrong and I'm just looking at facts .
The difference in between saver rate and mortgage lending is around 4p in the pound . At the moment Lloyds are cashing in on this gap . So impairment on mortgages . if you can not pay your mortgage the option might be, the bank to extend the term ( bank still has the deeds) or foreclose . So if some one forecloses i would assume the bank will either put it up for sale and get there money back or rent it out. We know Lloyds are into the rental market so to me Lloyds are in a no loose situation regarding mortgage impairments . I my self would not like to see banks take back the house as more profit at the moment , with the interest rate going up there more profit to be made . So to sum up LLoyds can have all the apple instead of a bite !!!!!
Cornsland : you feel sorry for your daughters with mortgages at the current rate . Ummm i was paying 13% back in the days and had to cut back to pay . 80% of my pay went on the mortgage yes its hard but many of us remember the period. don't fret you can give them your dividend this year as i thinking its going to be a bumper may be 3p overall