Member Info for gwm121

CI can suggest five high dividend-paying UK stocks from the FTSE 100 for you to consider. Please note that stock prices and dividend yields can fluctuate, so it's essential to do your research or consult with a financial advisor before making any investment decisions. Here are the five stocks:

Royal Dutch Shell (RDSB): An integrated energy company with a significant presence in the oil and gas industry.

BP Plc (BP): Another major player in the energy sector, engaged in oil and gas exploration, production, refining, and distribution.

British American Tobacco (BATS): A multinational tobacco company known for its tobacco and nicotine-related products.

GlaxoSmithKline (GSK): A global pharmaceutical company involved in the research, development, and manufacturing of pharmaceuticals, vaccines, and consumer healthcare products.

Legal & General Group Plc (LGEN): Since you're looking for high-dividend UK stocks, Legal & General is a well-known insurance and financial services company that historically has offered decent dividends.

Regarding your question about AI's potential benefit to Legal & General (L&G), AI can indeed provide several benefits to companies operating in the insurance and financial services sector. Some potential benefits include:

Risk Assessment: AI can help L&G assess risks more accurately by analyzing vast amounts of data and identifying potential patterns that human analysts might miss. This can lead to better underwriting decisions and reduced risk exposure.

Fraud Detection: AI-powered algorithms can detect fraudulent activities more effectively, helping L&G prevent fraudulent claims and transactions.

Customer Service: AI chatbots and virtual assistants can improve customer service by handling routine queries, providing instant responses, and freeing up human agents for more complex tasks.

Investment Analysis: AI can aid in analyzing market trends and predicting investment outcomes, assisting L&G in making informed decisions about their investment portfolios.

Process Automation: AI can automate various administrative tasks, leading to increased efficiency and reduced operational costs.

Personalized Services: AI can enable L&G to offer personalized insurance and financial products tailored to individual customer needs.

However, it's essential to consider that integrating AI into a company's operations requires careful planning, investment, and expertise. While AI can bring numerous benefits, it's not a guarantee of success and should be implemented strategically to align with the company's goals and business model. Always consult with professionals or experts in the field before making decisions about adopting AI technologies.

User

if ai extends life expectation through disease cures will that effect leg and gen profits, what can they do

ChatGPT

If AI and medical advancements lead to extended life expectations through disease cures, it could potentially impact the profits of compa

Rob

Please load chatgpt (ai free for public) and play with it for a week.

It will write difficult letters for you, research medical stuff way better than google, select best styles of shares, I had it write a couple of stories and with another app make pictures. many things you do time to do cut to a tenth. (public free version data till 2021).

Knowing how insanely good ai is, I hope aviva and leg gen are embracing this technology, need to find out these companies stance on this.

I hope aviva an leg gen are embracing this.

Nolo rob

Very similar questions ideas to me.

1. ai .. ive played with this.. its amazing, I think some companies scared of it, some companies will use it to advantage. If a company has large amounts of data as tesla this can be seen as .. the new money.. Has anyone any idea if leg gen or aviva are in position to profit from ai or like dislike it.

What happens when ai can suggest a nice portfolio for drawdown instead annuity

What happens when ai finds cure for alth etc and life expectancy increases ... how have l gen and aviva protected themselves

Right now these two with 7pc div look good imo

Still looking for safe fund.. charges plus rate of inflation plus return for drawdown instead annuity.

Seems charges are super important, vanguard looks promising.

.........................

So glad some peeps mention vod here/ of course its not similar business, however those looking for high div big co should have spotted it.

(discussion not advice !)

Thx gone for leg n gen

still looking for high divi fund for diversification with low risk......

Avo... for diversification is there a fund u can buy on ii with high divi. bond or shares .. i bought more vod today,

If it goes ;lower be taken over i think

if it goes higher u locked into a 10pc div

if div cut buy back shares at silly price

huge co like this this price, nice

Even 220 which it was 30yrs ago...

if voda go lower it get taken out.. profit

if voda go higher that good

if reduce div to buy own shares.. good

if do nothin who care wat price divi 10.5 this morn

I really wqnt to diversify, but unless voda go broke this is a steal

... ill be annoyed if ticked up, as i never get ticked up for saying as it is, with my pos stance.. and of course i have no idea up or down... lets see if ticked.

come on.. please tell me an incombe fund that beats this with diversity... or other shares which maybe lower divi but less risk. rio..slashed dive and still shown as 10pc death n annuities leg n gen x av 8pc and share prices going down.... is there a fund or shares worth looking at... now is the time

Thank u tom.. why doesnt fundementals here show the correct figure

Looks as though phenix is a better punt than leg and gen, div higher, and less problem when peeps stop taking annuities and take drawdown instead. Any opinions? I prefer the more well known name of leg n gen if there is a case for.

I have an artice from google ig.com trading strategies while attempting to research

it states rio has made the decision to cut its div to 60pc

then it says the div from 2022 was halved

im really confused

is the divi 10pc as here on fundementals

is it being cut in the future

or was it cut in 2022

Thx rat lots info there... total divi for year added would be even better....

so rio is xd 10aug about 3pc total divi 10.2pc right.

cant easily see a divi fund that would do the same job as 10 shares like these

Is div defo 10pc at 5000

where is the best site to find xd date.. what is it please

going forward do posters expect gently rising div or is there a chance of cut.

Im invested here, a small amount, would like to add to this and vod, both 10pc, but if riusk of div cut will go for the more reliable 5 to 8pc blue chips.

Sigh.. is there a buy and forget fund yielding say 7pc or more rising divi after costs

Opinions only no advice.. and yes aware no one ha xtal balls.

Thank you seag .. jepi

Ive invseted in aim, and even with joanne hearts help lost lots, not interested now..

Going forward, plan is a buy and forget portfolio,

will either be a mix of highish yield blue chip shares, likes of leg n gen 8pc vod 10pc aviva 7pc greencoat 5pc ,, ...

or if its possible, a fund or couple funds, which after costs have rising divi similar above. problem with 10 high yield shares is possibility of unexpected divi cut.

Now is the time to set this up, while circa 8pc can be obtained.

shares/funds will give protection against inflation, .

I know the posters here havent got xtal balls ! however given time id like to think leg n gen will trend well above 300. .. and we all will be locked into 8pc and rising divi.????

Zac on here, fundementals TISIN GB0031977944 LTI LTI.L Linsel train market data shows 5.2pc..... tho Ive clearly got this wrong it seems an interesting fund. Ill stop chat about this now as this is lgen board, tho glad to have learnt a little about diversification. lgendivi 8.1pc, thats nice compensation for little increase in share price. (I got ok knowledge on comp, dont know how to easily post screenshot to board )

Zac lindsell global equity.. did i read the fact sheet wromg 5 percent divi

Zaco im beginning to doubt the sense of holding shares when a fund like l and t seems to give better return and high divi. I was told long ago that due high charges its much better to hold a bsasket of single shares yourself... and charges seem to be around 2pc for most good funds. Surely as well l and t wiv 5pc you can spend increasing overall while over tinme fund still goes up is better than likes of leg and gen which another poster pointed out han,t been above 300 for 3 years. I was looking at trying to beat 4pc plus some inflation linlkng in a pension annuity with drawdown via a basket of shares as leg and gen... these type of funds would seem to do that more safely. If leg and gen is unlikely to go over 300 where is the point however high divi is. Same applies to vod... The fund mgs of the top funds do pretty well if long term they can get increasing price 5pc divi including 2pc costs. mmm maybe leg and gen and vod are teaching me something. Oh, are we expecting vague downward trend till thusday interest rates as markets hate uncertanty.

ZACO... depends WHEN u buy of course lgen at 8pc now seems a good entry point.

what is ticker sedol of lg fund please, why do you favour this over a supermanager like fundsmith or the vanguard funds

Zac in ur opinon which funds beat leg or vod from now

Rob which funds do u hold which do u like for futurs, any fav for cap appr any fav for interest i

i assume you only use funds for foreign stuff due charges

difficult to know if lgen aviva vod uk wind greencoat barrats best for buy and forget for dii and no cap loss from now

im guessing tesla microsoft may be best for cap apprec from now lgen or the others above for low risk divi, though would prefer co that benefits from global warming or ai

In my sip i got aviva bought at 400 7.2pc divi

Well I googled pension and was offered aviva, pesion on example about 6pc....and at 2nd life they keep the pot.

Is drawdown on a mix of 30 yr 4.6% 50 yr guilts aviva 7pc div lgen 8pc vod 1-pc better????? Rising divi and keep pension pot. Anyone care to explain.