Member Info for ERV1

"could"? and the other side of the coin is: not mortgaged, no eastern european tenants , all tenants in full time employment - none furloughed, or in jeopardy, or in arrears. Tax changes have been known about for years, so any landlord who hasn't got their own tax affairs in order, shouldn't be a landlord. The councils aren't going to meet the need for rented housing any time soon, so the demand will remain.

and just who are these "experts"? There is the regional/geographical aspect to be taken into consideration. If these "experts" are chatting delaying, then that's a whole lot different from what I've been hearing at ground level, in the Leeds/Yorkshire region. Guess it will all come out in the wash, as it usually does. The ftb's pre covid are still the same and most/many are not the furloughed folk. Of course, there are bound to be bargains, for the investors, yet there is still a very active market going on out there - is what I'm hearing - and not just applicable to the area that I know.

TFE, precisely.

CNA need to be gone, for sure and deservedly. When they can't/are incapable of getting the fundamentals right then what hope do they think they have?

Wids, how does that work in cashless, no contact, social distancing world then?

strange times eh? Just checked back and I see that quite a few posts must have been removed on Saturday. How does that work?

LEVIS, don't know what you've been up to but I've been having some real fun ... make hay while the sun shines.

and where are they? The interims, that they would have been singing from the roof-tops, if there was anything to sing about.

Wids good glorious afternoon to you too, got a new toy to play with - nearly took my foot off - power washing the pool terrace. Self sufficiency? Our salad stuff is just delicious. As for banks, well, I've just made myself clear on that front this morning, they sort it or the head honcho at Barclays is my next port of call. See what he has to say about the antics of his staff, that are based goodness knows where. The Orwellian aspect of this space was in action this morning.

Does anybody participate in BioBank? I have participated in their tests/exercises etc for about 13-14 years and have just received a request to participate in Covid19 testing for antibodies. As much as I would like to, I can't as the requirement is that I am at my UK address for the testing kits to be sent to me and for the return of my blood samples. I'm putting this on here so that if any of you are interested in participating in Covid19 antibody testing, then perhaps you could/would consider signing up to BioBank? Just a shared thought.

Probability rapid covid-19 test is successfully released to mass demand: 99%
- Average price per test sold (bearing in mind bulk orders may be heavily discounted): £12.50
- Cost of manufacturing per test: £2.50
- Other costs per test e.g. distribution, admin: £5.00
- Avacta % of profit share with Medusa19: 60%
- Number of months of mass demand: 6
- Average # sold per month of mass demand: 20 million

No math application, simply off the top of my head.

Good morning sheltie," Then ask yourself, “how does this company make me feel”?" Holding a royal flush, comes to mind.
Wishing you all the best too.

and all the very many genuine and good folk on this and all LSE boards - thank goodness we outweigh the other types - we all stick to the real and true, know who we are and where we came from and where we are going to ... they quite simply do not. They have an awful lot in common - that they clearly fail to realise - for obvious reasons. Identity issues being numero uno.
We also have much in common - good memories, some of us even have elephant memories.

Have a nice day.

I had an email from the TW chap that I spoke with weeks ago, sales offices are now open (appointments) and given that Malaga province only moved into Phase 1 yesterday, TW hasn't wasted any time.

not disagreeing kenny, however if you need to offload when a/the rainy day comes, and you want some ££'s pronto, which serves the purpose?

Troj, i'm laughing - gold. That stuff I was told I should be buying and holding for rainy days - when I was only a teenager - I listened and learned, cos listening and learning often pays dividends ... unlike investing for dividend income. Wids like "junk" too, so do I. Do you do over the pond stuff? My funds are more Nasdaq. That link that you just put on - I read that RNS out loud early doors.

Troj, going back to the 70's, whatever was deemed to be a good salary back then, wasn't as far as we were concerned. So it was on yer bike, and off he went - holland, germany, belgium, UAE and then the refineries. Different strokes for different folk.
Think we all know the worlds gone mad re anything to do with negative rates. What is the actual benefit, is there one?

Troj, our first mortgage was for 12.5k and I knew the manager of the Leeds BS, when I had to produce hubbys wage slips, she thought it was hilarious, the sum we were requesting versus earnings - not even x1, (0.6). Pembrokeshire, yes scenic, the move there was refinery related - him not me. Schooling was superior to Leeds as was the NHS back then. However, once school was a done job, so many of the young folk moved away - London & Cardiff & Bristol - as there was no work for them. I recently checked house prices down there and they are cheap compared to many areas, so are rental values, so I guess wages must be much lower.

Troj, we moved back to yorkshire from pembrokeshire in 89, got gazumped left, right and centre, waited 3 months for something to be built - seemed like the only solution - shortly followed by those interest rates, so maybe 1990. Borrowing multiple, never did more than x1 of 1 of us.

Hi MOSBOWGO, don't think I or any of us will ever forget that period, £485 pm on £38k. Stress test the multiples of income that are being loaned today against the interest rates back then - yee gods!