Look shiny SPI takes dazzle away from failed EMI 1.5 mill a month lol23 Jan 2026 21:29
ANGRA SPI refers to Angra Limited sp. z o.o. (formerly Metapay sp. z o.o.), a Polish entity holding a Small Payment Institution (SPI) license under Polish regulations (registered as MIP260/2025). This is a limited license for providing payment services in Poland, similar to a "Mała Instytucja Płatnicza" (MIP).The key regulatory limit for any SPI in Poland—including Angra SPI—is on transaction volume:The average monthly value of all payment transactions (over the previous 12 months, including those via agents) must not exceed €1,500,000.
This is not a strict annual cap but a rolling 12-month average monthly limit. To calculate the effective annual maximum:€1,500,000 per month × 12 months = €18,000,000 per year.
If this limit is exceeded, the SPI must either scale back operations to comply or apply for a full National Payment Institution (or Authorized Payment Institution) license within 30 days.
There are also other restrictions (e.g., max €2,000 funds per client account, operations mainly limited to Poland), but the transaction volume is the primary "maximum amount" constraint you're asking about.
This is based on Polish Payment Services Act rules implementing EU PSD2 directives for small payment institutions.