Member Info for 13thmonkey

Classic, try not to sound like an excited toddler, you'll get a bit more respect or rather you won't start off with a lack of respect. Phrases like 'rocket zoom' give you mental age of about 4.
Granted you can say what you like, but then be prepared for the response.

Chuck, it'll move when the results come in, as for talking about his own company, I'd rather he did that than was silent.

No one said it was interesting, it's just important, more important the further away you are from being able to access the pension, so more important to the novices.
As was stated elsewhere, don't read the thread if you aren't interested.
Look forward to your next joke, it's an investing thread not a stand up audition.

Apple, you are a pot calling the kettle black. 2 jokes and some posts about Boris and when he'll say something. All top class material.
This is important, if avacta does what done of use hope it will do, then some people will wish they knew more about where there money is and where is the best place for it. If not this share then shares in the next decade, poor planning ahead can make good pot merely mediocre.
Thanks for those that have put time into this, it is appreciated.

Vicente, that's far more manageable, but seems to be so manageable that the government can't possibly have designed it that way :) guess advice needs to be sought after I'm 8 years away from the first possible crystallisation point.

Batman, my concern is that because it seems to not be on the amount taken you could have a lucky period just prior to crystallisation that pushes you over and lands you with the tax bill and then have a poor period which might mean that you've paid the tax on money you've never actually received. Unless you can crystallise part of your pot. So you only crystallise beyond your LTA once you need to access that. Otherwise good timing can lead you have no LTA charge at point of crystallisation and then you grow your pot further.

Thanks Luke, not at all boring, not even close.

ISA as much as I can. Agree completely.

And for reference the outside edge of performance of my current portfolio doesn't get me there, but with reinvestment over the next 8 plus years may be, just maybe it's a problem.

Falesta, true, however if at crystallisation is correct then you could have 2m , pay 550k and then start to lose value. Whereas stopping growth at 1m crystallise and then continue growth would be better. They've got to have thought of that though.

the tax rate when you are above the lifetime allowance is almost punitive at 55% (I think) i'm not sure where it kicks in though, is it when you have actually taken that allowance out, or is it just a point in time figure (when you crystallise?) and then a tax bill for that amount is due (seems wrong to me). But then I also think that it should just be on funds entering the pension pots, rather than what ends up in their after growth, at some point some will have the issue of how to stop growth.

Neutronic, but there is a maximum you can have in a sipp, which if you are expecting massive growth could be an issue.

Jam tomorrow but will get there by the end of the year, but by the time they are 'there' there is no investment case as the value will be in. That's surely the point in investing to identify those that you think will do well but with little enough interest at that time that they are priced well. Then you wait.
Otherwise you are looking at companies that might make minor incremental improvements to profit and grow by maybe 5%. For the risk that's still present you'd may as well shove it in the bank.

Interactive investor no issues buying as a stock.

They mine bitcoin, the greater the price the greater the amount they are worth when they sell.

like the ones on the 22nd Jan and the 16th Dec? I think that monthly or thereabouts is possibly too much in fact, quarterly would be fine by me.

He had to move his money to Israel? As part of citizenship?

If you test and isolate strongly enough it'll not be able to spread, you'll burn it out, so there could be an end, but it'll a good while away, and then you'd need targeted testing, possibly after below ground testing passively watches.

Their test, due to the electronic nature of it lends itself to a passport very well. The boxes at key locations could work and then to get in to a venue you show your passcode from your phone, valid for 24hrs. As a solution I think it works well. Better than waiting with infected people in a holding pattern for even 5mins. Although I'm sure there's a qr code and an app for the lft. It's got a place, whether it's now or later the technology is useful, especially when you consider that you could test for anything that's exhaled, TB anyone?

That's a shame.