Member Info for 1.ARMANI

Robust start in 2021.
Very positive and look forward to some form of normality in the second half of the year.

ATB

Figures are for December/January & February later this week.

The price of a kettle or fridge freezer is fudge.
What's real to most families, are household energy bills, water, council tax, home insurance, home repairs, car insurance & running costs, and all-important food.

Mortgages are another topic and have a huge effect on disposable income.
My own circumstances of living make inflation nearer to 5% than governments stats.
Land, Bricks & mortar have all risen in every single country in the world because real estate is real currency.
Pound, Dollar, Euro are all depreciating in real terms.

https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/consumerpriceinflation/december2020#:~:text=Image%20.csv%20.xls-,The%20Consumer%20Prices%20Index%20including%20owner%20occupiers'%20housing%20costs%20(CPIH,from%200.3%25%20in%20November%202020.

ATB

exsatex>>>>>>>>>>>>>>>>>>>>>>WHAT ?

ilikehousebuilde.
I think you are spot on & I took a few chips off the table @ 2964p this morning.

Three times its pushed up to EX div 2985p + 125p div.
I will add if the share retraces to 2835p or lower, otherwise very happy with my main holding.

ATB.

Forecasts are for Lloyds Tangible book value to hit 53.5p by December 2021.

The good news is that the lender has emerged from 2020 with its loans in better shape than initially feared >>>>>>>>>>>>>>>>>>>>
https://www.investorschronicle.co.uk/news/2021/02/24/lloyds-counts-the-costs/

ATB

A bear warning is seen with Nasdaq 100 velocity stalling at 2000 peak.
*Rising yields, cheaper stocks pose threats to the tech sector.
*Nasdaq unable to maintain its gains relative to the S&P 500.

https://www.bloomberg.com/news/articles/2021-03-13/bear-warning-seen-with-nasdaq-100-velocity-stalling-at-2000-peak

LT
"There was so much negativity being posted, that I am sure must have had an influence on potential new investors even at the lows"

Well, there is quite a lot of positive posting on this chat site >>>> as I keep getting drawn in, and add more. (even although I posted, will add sub 40p)

I have a plan for Monday to add another position for a longer-term investment.

"what do you think about the trading update"
Extremely disappointed to be honest.

I sold trading shares this week at 4540p for a 7% return.
Also decided to bite the bullet today 4285p and exchanged for BWY.
Right or wrong, we shall see.

Also holding PSN, TW, and trade BDEV.
ATB

"in the last year lloy up 9%"
NWG up 50%
Barc up 83%

"Say no more"

Lloyds 2019 Pre-Tax 4.393 Billion EPS growth -36%
Lloyds 2020 Pre-Tax 1.226 Billion EPS growth -66%

Barc 2019 Pre-Tax 4.357 Billion EPS growth +52%
Barc 2020 Pre-Tax 3.065 Billion EPS growth -38%

Go figure!

Read the label before you buy.
Buy British where ever possible.

British manufacturing should aim for a net-zero 'Carbon symbol' on British products>>>>>>>>>>>> Lloyds Bank has a carbon policy statement in place.
Tariffs on all Non-net zero imports that do not comply with British Standards.
If we have left, can't see the problem but sources close to BJ, would say we left in name only.

Looking to add more Lloyds shares sub 40p or wait until 45p and take another view.
ATB

Hi, investors.
Missed the lows over the past ten days.
More funds today and added.

Do investors believe the divs will hold?
Thanks in advance.

Britains largest mortgage lender has said that as part of its plan to look for new sources of revenue, "Project Generation" will see the lender buy and rent out new and existing properties across the UK, as it looks to boost profit.

www.lloydsbankinggroup.com
'Reducing our own environmental footprint'

Our ambition is to reduce our own environmental footprint and collaborate with our suppliers to ensure our own consumption of resources, goods, and services is sustainable.
https://www.lloydsbankinggroup.com/who-we-are/responsible-business/financing-a-green-future/reducing-our-own-environmental-footprint.html

Lloyds Banking Group
"How well help finance a green future together"
https://www.lloydsbankinggroup.com/who-we-are/responsible-business/financing-a-green-future.html

In my opinion, only >>>> Lloyds Banking Group are placing a millstone around their neck which is INVESTORS NECKS.
Lloyds Bank "Project Generation" stinks of more donkey poo.
Lloyds Bank should only enter the Landlord market IF all properties meet Lloyds own environmental goals or minimum green upgrades, before purchasing ANY PROPERTIES.

Total financial suicide to purchase aged properties that require green re-fits.
Future Lloyds bonuses and staff reward schemes rewards should be funded from the profits of rentals & social housing rentals! Directors might fly first comes to mind.

I'm out at 45p and wish longer-term holders good fortune with an exit policy.
ATB

Thanks, Darth
ATB

Cheers Darth,
"The bears will no doubt be back"

Bulls will add :)

Walkersworld >>> Happy Birthday.
I'll be there one day.
ATB

Looking good to attack the 3000p ranges
Fabulous dividend program for 2021.

ATB

I added another position this morning. I believe interest rates will rise over the next twelve months.
I have positions around 28p and will review as and when 45p arrives.
ATB

Starling Bank, an unlisted digital lender, will announce the biggest fundraising in its seven year history on Monday.

https://www.lse.co.uk/news/press-starling-bank-confirmed-as-unicorn-as-raises-gbp270-million-yk7l58qel7xdc3e.html

OZ market ASX up 1.75pc
Asian futures mostly green.

YAWN !
Evening TFE.