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Expert Blogs

Read our experts' opinions here. The writer's views are their own.

Despicable financial advice...and a singing Carpenter!

2nd July 08 By: Resident IFA

For once, I will keep lse’s Blog a Blog, rather than descend into ‘article mode’! Two interesting things have happened in the space of 24 hours from yesterday morning through to this. Firstly, a l...

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Mortgage payment problems? Common sense tips.

27th June 08 By: Resident IFA

Times are quite simply becoming tough. Many more people are starting to feel the financial squeeze more than at any time in the recent past. Mortgages are most people’s key debt. Based on informati...

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Insurance...who needs it?

24th June 08 By: Resident IFA

lse.co.uk spent a lot of time selecting an Independent (aka Whole-of-market) insurance provider to team up with for the benefit of our site visitors…but no-one uses the facility! In life insurance ...

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Carrots and Woolly promises

18th June 08 By: Resident IFA

For this Blog I have recruited Howard Bullock, a Director of Clear Financial Advice, to share his interesting take on With-profits funds... "I am currently reviewing a Client’s pension holding with...

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Short selling gets short shrift

14th June 08 By: Resident IFA

The Financial Services Authority (FSA) has updated their Handbook with the introduction (from June 20th) of a ‘Short Selling Instrument’. This is aimed at preventing the abuse of rights issues. As...

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Negative Equity and the gazunderer

10th June 08 By: Resident IFA

On May 29th, Nationwide released House price figures telling a tale of woe and falling prices – by 2.5% in May itself and by 4.4% year-on-year. This, in turn, leads to the spectre of ‘negative equi...

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Happiness is...

4th June 08 By: Resident IFA

…being a female Beauty Therapist over 60 years old from the North-East! At least this is the case according to the UK’s happiest worker profile in the City & Guilds 5th Annual Happiness Index, which ...

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Confessions of a Share novice!

30th May 08 By: Resident IFA

I have to admit that, despite being involved with lse.co.uk, I have little experience of Shares. As regular readers know, I am responsible for the Personal Finance side of the site – it’s slow and ...

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Credit Default Swaps…world financial crisis #2?

25th May 08 By: Resident IFA

I saw Credit Default Swaps (CDS) on a recent BBC programme, the presenter seeing this as possibly the next global financial instrument to go wrong. A Credit Default Swap is a contract that insures ...

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A day in the life...

19th May 08 By: Resident IFA

It is just before 9am as I settle down to write this – the calm before the storm. I call it a ‘storm’ in the sense of a very busy and diverse day to come. Those who read this Blog regularly know t...

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Inflation and the economic slow-down

13th May 08 By: Resident IFA

Is there any good economic news out there? It would seem not. I always view the glass as half-full, but this climate is even testing my sunny disposition. The Consumer Prices Index (CPI) rose to ...

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Unbiased advice?

7th May 08 By: Resident IFA

I received and read an article yesterday, written by Merryn Somerset Webb, a respected journalist who is Editor of MoneyWeek and writes for the Sunday Times amongst others. She was questioning the Fi...

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Be careful out there...

2nd May 08 By: Resident IFA

I think they used that phrase in Hill Street Blues after their morning briefing, as the Cops were heading out onto the mean streets of downtown USA. “That’s a bit dramatic!” I hear you cry, but I thi...

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Faster bank transfers on their way

29th April 08 By: Resident IFA

APACS, the UK payments association, confirmed yesterday that the Faster Payments Service should be ready for launch on May 27th. What does this mean for you? It will speed up those one-off payment...

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Networking raises your profile and can increase your bank balance

23rd April 08 By: Resident IFA

I am member of my local Business Network International (BNI) Chapter. This is a networking group where only one individual representing each profession is allowed to join. We meet weekly on a Wednes...

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Fund managers...the good, the bad, and the indifferent?

16th April 08 By: Resident IFA

How do you choose which fund manager should have the privilege of trying to make the most of your hard-earned savings? Independent fund ratings companies can be helpful in this respect, but tend to h...

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HSBC, Bank of Ireland…and Worcester Warriors RFC!

13th April 08 By: Resident IFA

The story of the week for me had to be HSBC’s offer to match the existing interest rate of borrowers coming to the end of fixed interest rate mortgage products. This starts from tomorrow (Monday 14th...

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Home insurance renewal

8th April 08 By: Resident IFA

My Mum called me yesterday evening, querying an ‘add-on’ noted down on her home insurance renewal letter. In this instance, it is nice being financially aware and financially qualified, helping her s...

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Mortgage Madness

3rd April 08 By: Resident IFA

It’s crazy out there! I have been actively involved in the Mortgage market for over 5 years...a period in which lenders have become ever-more competitive, always looking for a niche they can exploit ...

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Insurance. Not sexy, not fun, but...

26th March 08 By: Resident IFA

...the best purchase ever made when you have to make a claim! That’s the trouble with all forms of insurance. They are intangible; they don’t sit on your drive and glint in the sun, or adorn your li...

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