18th March 09
On February 17th, Howard Bullock blogged on his perception of the poor choice and service offered by some well-known ‘Wealth Management’ companies. I think it is worth re-visiting this topic as I hav...
Read More15th March 09
I received a referral from a local Accountant this week, one of his Clients having had a Pension-linked mortgage for approximately 21 years, now realising the end of his mortgage term is fast approach...
Read More11th March 09
‘Twitter ye not!’ - Almost a nod to those of you who remember Frankie Howerd ...but not quite. His phrase was actually ‘Titter ye not!’, but perhaps nowadays it would be ‘Twitter a lot!’ as everybod...
Read More7th March 09
I Blogged on November 23rd last year about a mini ‘thaw’ in the interest rates mortgage lenders were beginning to offer. I gave the example at that time of the availability of a 4.99% 5-year fixed ra...
Read More4th March 09
I finished off my last Blog with “My second example revolves around those who have a pension fund of, usually, £100,000 or more who were approaching retirement and have been hit hard by the nightmare ...
Read More1st March 09
Sir Fred ‘The Shred’ Goodwin, former Chief Executive of Royal Bank of Scotland (RBS), is to receive £693,000 pension income each year for the rest of his life…providing Gordon ‘The Dread’ Brown does...
Read More25th February 09
There are just 39 days left in the 2008/2009 tax year for a contribution to be made into an Individual Savings Account (ISA). In simpler terms, the deadline is April 5th. After this date, an ISA c...
Read More22nd February 09
I am due to see two Clients over the next few weeks with Life & Critical Illness insurance shortfalls. One is a corporate entity, an LLP (Limited Liability Partnership) to be precise, the other with ...
Read More17th February 09
Howard Bullock of Clear Financial Advice Blogs for lse.co.uk today, reflecting on one of his Client's poor investment experience at the hands of a High Street Bank’s Wealth Management division. ...
Read More15th February 09
Who wants to save tax? Yes, okay, a daft question. It pays to be tax wise, making sure all your financial arrangements are as tax-efficient as possible. As always, you may need professional advice ...
Read More11th February 09
I blogged on February 7th about the paucity of returns to be had from Savings accounts at present, ending with the suggestion of an alternative to leaving the money in such a Savings account. A colle...
Read More7th February 09
Oh, the exasperation! It has been well documented that Savers are bearing the brunt of the recent Bank of England ‘Base’ interest rate cuts, now languishing at a measly 1%. If you rely upon your...
Read More4th February 09
My descriptive term, not his! What am I referring to? Well, Sir Alan wrote an article that appeared in last weeks Mail on Sunday , in which he strongly questioned how wise it is to put your hard-...
Read More1st February 09
My day job as IFA (Independent Financial Adviser) enables me to meet many different people, all having different financial needs, wants, existing arrangements, goals, opportunity to reach their goals,...
Read More29th January 09
If you use the Blog calendar to look at my Blog of 2nd July 2008, you will read about the ‘Singing Carpenter’ (SC). The ‘ Naked Cowboy ’ who entertains people in and around Times Square, New York is ...
Read More27th January 09
The staff at lse.co.uk are subscribers to the ‘Less is more’ school of thought. There is undoubtedly a need to keep our Members and Visitors informed of site issues and improvements, but realise that...
Read More21st January 09
The news has been choc-full of headlines about Banks for around 18 months now. Of course, 99% of these headlines have been negative: ‘Northern Rock nationalised’, ‘Banks reeling from toxic debts’, ‘B...
Read More18th January 09
Many moons ago I worked in bancassurance, ‘tied’ to the products of my employer alone. I saw the light and became an Independent Financial Adviser (IFA), but not before I had trained a number of new ...
Read More11th January 09
I took a telephone call on Friday morning from a Finance Journalist at a free, county-wide weekly newspaper. Her questions centred around gaining my comments on the Bank of England’s 0.5% cut made to...
Read More7th January 09
A Happy and Prosperous New Year to you all! If ever financial matters were in any way unimportant, trivial, or out of the headlines, 2009 will undoubtedly see them more prominent in our lives than ...
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