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Summary of Asperger fantasy pf:
Lloyds has done worse than all the other shares listed.
WL/ NC was correct, but no apologies if he/she is still around, as we don't like to admit 'we' were wrong in our assumptions, so spin or fudge the truth and hope, as they will, all the other wrong but hopefuls don't break rank and see it for what it is.
Started this fantasy portfolio in 2016 to challenge various poster's perception that Lloy is 'the worst share ever', 'better else where' or a 'dire share',
8th Oct 2016 I invited WL/Newchurch to choose an alternative ftse 100 company so I could run a comparison, since 2016 others have been added
On 8th Oct 2016 - 1000 quid bought 206 BP. shares & 1905 Lloy shares
Today's value
BP. 206 @ 530 = 1092
Lloy 1905 @ 49 = 933
In April 2017 Invest4life suggested I add Glencore -
On 22-4-17 - 1000 quid bought 335 Glen shares & 1553 Lloy shares
Today's value
Glen 335 @ 491 = 1645
Lloy 1553 @ 49 = 761
In July 2017 Nucky suggested I add RBS/Natwest -
On 12-7-17 1000 quid bought 384 Nwg & 1512 Lloy
Today's value
NWG 384 @ 273 = 1048
Lloy 1512 @ 49 = 741
In July 2017 Utrickytrees asked that I add BARC -
On 30-7-17 1000 quid bought 479 Barc & 1504 Lloy
Today's value
Barc 479 @ 153 = 733
Lloy 1504 @ 49 = 737
In Sept 2018 Motley Fool recommended Diageo over Lloyds
On 9-9-18 1000 quid bought 37.3 DGE & 1704 Lloy
DGE 37.3 @ 3760 = £1402
Lloy 1704 @ 49 = £835
In April 2020 Theosus asked that I add Circassia -
On 14-4-20 £1000 bought 3891 CIR & 3058 Lloy
CIR change name to NIOX
NIOX 3891 @ 45.8 = £1783
Lloy 3058 @ 49 = £1499
In April 2020 TheBoard asked that I add RollsRoyce -
On 25-4-20 £1000 bought 322 RR. & 3367 Lloy
Today's value
RR. post 10for3RI 1073 @ 154 = £1652
Lloy 3367 @ 49 = £1650
This week's observation - Banks mostly stabilise as crisis fear subsides, mixed for other fantasy stocks, Russia/Ukraine hostilities rattle on, Cost of living continues to bite, Strikes strikes strikes, Civil service lefties conspire to force Rabb to resign
A very basic comparison that does not include divi yield, IMO those still suggesting Lloy is 'the worst share ever' or a 'dire share' seriously need to examine their concept of investing.
1st Real deal
30-3-20 I bought 15,000 Lloy @ 33.606 = £5040
Current value -
Lloy 15000 @ 49 = £7350 = +50% over ~37 months
2nd real deal
4-3-22 I bought 8,500 Lloy @ 44 = £3740
Current value -
Lloy 8500 @ 49 = £4165 = +11.4% over ~12 months
3nd real deal
13-6-22 I bought 11,500 Lloy @ 42.66 = £4940
Current value -
Lloy 11500 @ 49 = £5635 = +14% over ~10 months
4th real deal
28-9-22 I bought 7000 Lloy @ 41.97 = £2962
Current value -
Lloy 7000 @ 49 = £3430 = +15.8% over ~6 months
A1
Started this fantasy portfolio in 2016 to challenge various poster's perception that Lloy is 'the worst share ever', 'better else where' or a 'dire share',
8th Oct 2016 I invited WL/Newchurch to choose an alternative ftse 100 company so I could run a comparison, since 2016 others have been added
On 8th Oct 2016 - 1000 quid bought 206 BP. shares & 1905 Lloy shares
Today's value
BP. 206 @ 541 = 1114
Lloy 1905 @ 49 = 933
In April 2017 Invest4life suggested I add Glencore -
On 22-4-17 - 1000 quid bought 335 Glen shares & 1553 Lloy shares
Today's value
Glen 335 @ 492 = 1648
Lloy 1553 @ 49 = 761
In July 2017 Nucky suggested I add RBS/Natwest -
On 12-7-17 1000 quid bought 384 Nwg & 1512 Lloy
Today's value
NWG 384 @ 276 = 1060
Lloy 1512 @ 49 = 741
In July 2017 Utrickytrees asked that I add BARC -
On 30-7-17 1000 quid bought 479 Barc & 1504 Lloy
Today's value
Barc 479 @ 158 = 757
Lloy 1504 @ 49 = 737
In Sept 2018 Motley Fool recommended Diageo over Lloyds
On 9-9-18 1000 quid bought 37.3 DGE & 1704 Lloy
DGE 37.3 @ 3685 = £1375
Lloy 1704 @ 49 = £835
In April 2020 Theosus asked that I add Circassia -
On 14-4-20 £1000 bought 3891 CIR & 3058 Lloy
CIR change name to NIOX
NIOX 3891 @ 44.75 = £1741
Lloy 3058 @ 49 = £1499
In April 2020 TheBoard asked that I add RollsRoyce -
On 25-4-20 £1000 bought 322 RR. & 3367 Lloy
Today's value
RR. post 10for3RI 1073 @ 148 = £1588
Lloy 3367 @ 49 = £1650
This week's observation - Banks stabilise on good results and crisis fear subsides, mostly up for other fantasy stocks, Russia/Ukraine hostilities rattle on, Cost of living continues to bite, Strikes strikes strikes,
A very basic comparison that does not include divi yield, IMO those still suggesting Lloy is 'the worst share ever' or a 'dire share' seriously need to examine their concept of investing.
1st Real deal
30-3-20 I bought 15,000 Lloy @ 33.606 = £5040
Current value -
Lloy 15000 @ 49 = £7350 = +50% over ~37 months
2nd real deal
4-3-22 I bought 8,500 Lloy @ 44 = £3740
Current value -
Lloy 8500 @ 49 = £4165 = +11.4% over ~12 months
3nd real deal
13-6-22 I bought 11,500 Lloy @ 42.66 = £4940
Current value -
Lloy 11500 @ 49 = £5635 = +14% over ~10 months
4th real deal
28-9-22 I bought 7000 Lloy @ 41.97 = £2962
Current value -
Lloy 7000 @ 49 = £3430 = +15.8% over ~6 months
A1
Started this fantasy portfolio in 2016 to challenge various poster's perception that Lloy is 'the worst share ever', 'better else where' or a 'dire share',
8th Oct 2016 I invited WL/Newchurch to choose an alternative ftse 100 company so I could run a comparison, since 2016 others have been added
On 8th Oct 2016 - 1000 quid bought 206 BP. shares & 1905 Lloy shares
Today's value
BP. 206 @ 532 = 1096
Lloy 1905 @ 49 = 933
In April 2017 Invest4life suggested I add Glencore -
On 22-4-17 - 1000 quid bought 335 Glen shares & 1553 Lloy shares
Today's value
Glen 335 @ 457 = 1531
Lloy 1553 @ 49 = 761
In July 2017 Nucky suggested I add RBS/Natwest -
On 12-7-17 1000 quid bought 384 Nwg & 1512 Lloy
Today's value
NWG 384 @ 267 = 1025
Lloy 1512 @ 49 = 741
In July 2017 Utrickytrees asked that I add BARC -
On 30-7-17 1000 quid bought 479 Barc & 1504 Lloy
Today's value
Barc 479 @ 152 = 728
Lloy 1504 @ 49 = 737
In Sept 2018 Motley Fool recommended Diageo over Lloyds
On 9-9-18 1000 quid bought 37.3 DGE & 1704 Lloy
DGE 37.3 @ 3685 = £1375
Lloy 1704 @ 49 = £835
In April 2020 Theosus asked that I add Circassia -
On 14-4-20 £1000 bought 3891 CIR & 3058 Lloy
CIR change name to NIOX
NIOX 3891 @ 44.75 = £1741
Lloy 3058 @ 49 = £1499
In April 2020 TheBoard asked that I add RollsRoyce -
On 25-4-20 £1000 bought 322 RR. & 3367 Lloy
Today's value
RR. post 10for3RI 1073 @ 148 = £1588
Lloy 3367 @ 49 = £1650
This week's observation - Banks continue to stabilise following crisis fear, mixed week for other fantasy stocks, Russia/Ukraine hostilities rattle on, Cost of living continues to bite, Strikes strikes strikes, New tax yr, Easter weekend
A very basic comparison that does not include divi yield, IMO those still suggesting Lloy is 'the worst share ever' or a 'dire share' seriously need to examine their concept of investing.
1st Real deal
30-3-20 I bought 15,000 Lloy @ 33.606 = £5040
Current value -
Lloy 15000 @ 49 = £7350 = +50% over ~37 months
2nd real deal
4-3-22 I bought 8,500 Lloy @ 44 = £3740
Current value -
Lloy 8500 @ 49 = £4165 = +11.4% over ~12 months
3nd real deal
13-6-22 I bought 11,500 Lloy @ 42.66 = £4940
Current value -
Lloy 11500 @ 49 = £5635 = +14% over ~10 months
4th real deal
28-9-22 I bought 7000 Lloy @ 41.97 = £2962
Current value -
Lloy 7000 @ 49 = £3430 = +15.8% over ~6 months
A1
Correction
In April 2020 Theosus asked that I add Circassia -
On 14-4-20 £1000 bought 3891 CIR & 3058 Lloy
CIR change name to NIOX
NIOX 3891 @ 46.5 = £1809
Lloy 3058 @ 47.7 = £1459
Started this fantasy portfolio in 2016 to challenge various poster's perception that Lloy is 'the worst share ever', 'better else where' or a 'dire share',
8th Oct 2016 I invited WL/Newchurch to choose an alternative ftse 100 company so I could run a comparison, since 2016 others have been added
On 8th Oct 2016 - 1000 quid bought 206 BP. shares & 1905 Lloy shares
Today's value
BP. 206 @ 511 = 1053
Lloy 1905 @ 47.7 = 909
In April 2017 Invest4life suggested I add Glencore -
On 22-4-17 - 1000 quid bought 335 Glen shares & 1553 Lloy shares
Today's value
Glen 335 @ 465 = 1558
Lloy 1553 @ 47.7 = 741
In July 2017 Nucky suggested I add RBS/Natwest -
On 12-7-17 1000 quid bought 384 Nwg & 1512 Lloy
Today's value
NWG 384 @ 264 = 1014
Lloy 1512 @ 47.7 = 721
In July 2017 Utrickytrees asked that I add BARC -
On 30-7-17 1000 quid bought 479 Barc & 1504 Lloy
Today's value
Barc 479 @ 146 = 699
Lloy 1504 @ 47.7 = 717
In Sept 2018 Motley Fool recommended Diageo over Lloyds
On 9-9-18 1000 quid bought 37.3 DGE & 1704 Lloy
DGE 37.3 @ 3614 = £1348
Lloy 1704 @ 47.7 = £813
In April 2020 Theosus asked that I add Circassia -
On 14-4-20 £1000 bought 3891 CIR & 3058 Lloy
CIR change name to NIOX
NIOX 3891 @ 46.5 = £1790
Lloy 3058 @ 47.7 = £145
In April 2020 TheBoard asked that I add RollsRoyce -
On 25-4-20 £1000 bought 322 RR. & 3367 Lloy
Today's value
RR. post 10for3RI 1073 @ 149 = £1599
Lloy 3367 @ 47.7 = £1606
This week's observation - Banks seem to stabilise following sector crisis fear, mostly up for other fantasy stocks, Russia/Ukraine hostilities rattle on, Cost of living continues to bite, Strikes strikes strikes, King visits Germany, UK enters CPTPP trade alliance, Easter next weekend
A very basic comparison that does not include divi yield, IMO those still suggesting Lloy is 'the worst share ever' or a 'dire share' seriously need to examine their concept of investing.
1st Real deal
30-3-20 I bought 15,000 Lloy @ 33.606 = £5040
Current value -
Lloy 15000 @ 47.7 = £7155 = +42% over ~34 months
2nd real deal
4-3-22 I bought 8,500 Lloy @ 44 = £3740
Current value -
Lloy 8500 @ 47.7 = £4055 = +8.4% over 11 months
3nd real deal
13-6-22 I bought 11,500 Lloy @ 42.66 = £4940
Current value -
Lloy 11500 @ 47.7 = £5486 = +11% over ~30 weeks
4th real deal
28-9-22 I bought 7000 Lloy @ 41.97 = £2962
Current value -
Lloy 7000 @ 47.7 = £3339 = +12.7% over ~23 weeks
A1
Some ftse 100 stocks don't pay and haven't payed divi's, so £1k invested is backwards in real terms over and above others.
The Dividend income for each stock is the immediate profit , cash , buy more shares in said stock with the divi more shares free at no cost. More dividends on more shares following .
Less inflation on everything no hiding from that .
AS1
Good post mate
Well done
This is a rare opportunity to add Lloyds at such attractive level. As a long termer I am loving this because I know I will double my money over the next 18month and certainly at least 70% + return over the next 12 months
Lloyds will go above 60p THIS YEAR, approaching 75p by April next
I love this investment so much
DYOR
IMHO
GLA
No Dividend Yield included ?
Pointless then
Started this fantasy portfolio in 2016 to challenge various poster's perception that Lloy is 'the worst share ever', 'better else where' or a 'dire share',
8th Oct 2016 I invited WL/Newchurch to choose an alternative ftse 100 company so I could run a comparison, since 2016 others have been added
On 8th Oct 2016 - 1000 quid bought 206 BP. shares & 1905 Lloy shares
Today's value
BP. 206 @ 486 = 1001
Lloy 1905 @ 45.7 = 871
In April 2017 Invest4life suggested I add Glencore -
On 22-4-17 - 1000 quid bought 335 Glen shares & 1553 Lloy shares
Today's value
Glen 335 @ 443 = 1484
Lloy 1553 @ 45.7 = 710
In July 2017 Nucky suggested I add RBS/Natwest -
On 12-7-17 1000 quid bought 384 Nwg & 1512 Lloy
Today's value
NWG 384 @ 259 = 995
Lloy 1512 @ 45.7 = 691
In July 2017 Utrickytrees asked that I add BARC -
On 30-7-17 1000 quid bought 479 Barc & 1504 Lloy
Today's value
Barc 479 @ 134 = 642
Lloy 1504 @ 45.7 = 687
In Sept 2018 Motley Fool recommended Diageo over Lloyds
On 9-9-18 1000 quid bought 37.3 DGE & 1704 Lloy
DGE 37.3 @ 3599 = £1342
Lloy 1704 @ 45.7 = £779
In April 2020 Theosus asked that I add Circassia -
On 14-4-20 £1000 bought 3891 CIR & 3058 Lloy
CIR change name to NIOX
NIOX 3891 @ 46 = £1790
Lloy 3058 @ 45.7 = £1398
In April 2020 TheBoard asked that I add RollsRoyce -
On 25-4-20 £1000 bought 322 RR. & 3367 Lloy
Today's value
RR. post 10for3RI 1073 @ 144 = £1545
Lloy 3367 @ 45.7 = £1539
This week's observation - dismal few weeks for banks, mixed for other fantasy stocks, Russia/Ukraine hostilities rattle on, Cost of living continues to bite, Strikes strikes strikes, SNP on the verge of collapse? Asteroid near miss this weekend
A very basic comparison that does not include divi yield, IMO those still suggesting Lloy is 'the worst share ever' or a 'dire share' seriously need to examine their concept of investing.
1st Real deal
30-3-20 I bought 15,000 Lloy @ 33.606 = £5040
Current value -
Lloy 15000 @ 45.7 = £6855 = +36% over ~34 months
2nd real deal
4-3-22 I bought 8,500 Lloy @ 44 = £3740
Current value -
Lloy 8500 @ 45.7 = £3885 = +3.9% over 11 months
3nd real deal
13-6-22 I bought 11,500 Lloy @ 42.66 = £4940
Current value -
Lloy 11500 @ 45.7 = £5256 = +6.4% over ~29 weeks
4th real deal
28-9-22 I bought 7000 Lloy @ 41.97 = £2962
Current value -
Lloy 7000 @ 45.7 = £3199 = +8% over ~22 weeks
A1
* Note 'Fantasy portfolio' & other weekend updates (GapWatch,Divi/BuyBacks,Dates etc) likely to be patchy (if any) during next couple months
Started this fantasy portfolio in 2016 to challenge various poster's perception that Lloy is 'the worst share ever', 'better else where' or a 'dire share',
8th Oct 2016 I invited WL/Newchurch to choose an alternative ftse 100 company so I could run a comparison, since 2016 others have been added
On 8th Oct 2016 - 1000 quid bought 206 BP. shares & 1905 Lloy shares
Today's value
BP. 206 @ 484 = 997
Lloy 1905 @ 49.6 = 946
In April 2017 Invest4life suggested I add Glencore -
On 22-4-17 - 1000 quid bought 335 Glen shares & 1553 Lloy shares
Today's value
Glen 335 @ 558 = 1869
Lloy 1553 @ 49.6 = 770
In July 2017 Nucky suggested I add RBS/Natwest -
On 12-7-17 1000 quid bought 384 Nwg & 1512 Lloy
Today's value
NWG 384 @ 295 = 1133
Lloy 1512 @ 49.6 = 750
In July 2017 Utrickytrees asked that I add BARC -
On 30-7-17 1000 quid bought 479 Barc & 1504 Lloy
Today's value
Barc 479 @ 181 = 867
Lloy 1504 @ 49.6 = 746
In Sept 2018 Motley Fool recommended Diageo over Lloyds
On 9-9-18 1000 quid bought 37.3 DGE & 1704 Lloy
DGE 37.3 @ 3680 = £1373
Lloy 1704 @ 49.6 = £845
In April 2020 Theosus asked that I add Circassia -
On 14-4-20 £1000 bought 3891 CIR & 3058 Lloy
CIR change name to NIOX
NIOX 3891 @ 39 = £1517
Lloy 3058 @ 49.6 = £1517
In April 2020 TheBoard asked that I add RollsRoyce -
On 25-4-20 £1000 bought 322 RR. & 3367 Lloy
Today's value
RR. post 10for3RI 1073 @ 109 = £1170
Lloy 3367 @ 49.6 = £1670
This week's observation - uppy week for banks and other fantasy stocks, Russia/Ukraine hostilities rattle on, Cost of living continues to bite, Strikes strikes strikes, Flu/Covid/double pandemic, UK economy beats expectations with November growth
A very basic comparison that does not include divi yield, IMO those still suggesting Lloy is 'the worst share ever' or a 'dire share' seriously need to examine their concept of investing.
1st Real deal
30-3-20 I bought 15,000 Lloy @ 33.606 = £5040
Current value -
Lloy 15000 @ 49.6 = £7440 = +47% over ~32 months
2nd real deal
4-3-22 I bought 8,500 Lloy @ 44 = £3740
Current value -
Lloy 8500 @ 49.6 = £4216 = +12.7% over ~9 months
3nd real deal
13-6-22 I bought 11,500 Lloy @ 42.66 = £4940
Current value -
Lloy 11500 @ 49.6 = £5704 = +15% over ~29 weeks
4th real deal
28-9-22 I bought 7000 Lloy @ 41.97 = £2962
Current value -
Lloy 7000 @ 48 = £3472 = +26% over ~14 weeks
A1
Thanks Asperger for putting 2& 2 together in end o fo year comp.& thank you for keeping this summary going I read it quite regularly & never really thank you . Year of the banking sector & I am sure this summary will show some startling returns at the end of the year.
Usual weekend update
Started this fantasy portfolio in 2016 to challenge various poster's perception that Lloy is 'the worst share ever', 'better else where' or a 'dire share',
8th Oct 2016 I invited WL/Newchurch to choose an alternative ftse 100 company so I could run a comparison, since 2016 others have been added
On 8th Oct 2016 - 1000 quid bought 206 BP. shares & 1905 Lloy shares
Today's value
BP. 206 @ 477 = 983
Lloy 1905 @ 48 = 914
In April 2017 Invest4life suggested I add Glencore -
On 22-4-17 - 1000 quid bought 335 Glen shares & 1553 Lloy shares
Today's value
Glen 335 @ 526 = 1762
Lloy 1553 @ 48 = 745
In July 2017 Nucky suggested I add RBS/Natwest -
On 12-7-17 1000 quid bought 384 Nwg & 1512 Lloy
Today's value
NWG 384 @ 280 = 1075
Lloy 1512 @ 48 = 726
In July 2017 Utrickytrees asked that I add BARC -
On 30-7-17 1000 quid bought 479 Barc & 1504 Lloy
Today's value
Barc 479 @ 172 = 824
Lloy 1504 @ 48 = 722
In Sept 2018 Motley Fool recommended Diageo over Lloyds
On 9-9-18 1000 quid bought 37.3 DGE & 1704 Lloy
DGE 37.3 @ 3647 = £1361
Lloy 1704 @ 48 = £818
In April 2020 Theosus asked that I add Circassia -
On 14-4-20 £1000 bought 3891 CIR & 3058 Lloy
CIR change name to NIOX
NIOX 3891 @ 37 = £1401
Lloy 3058 @ 48 = £1468
In April 2020 TheBoard asked that I add RollsRoyce -
On 25-4-20 £1000 bought 322 RR. & 3367 Lloy
Today's value
RR. post 10for3RI 1073 @ 103 = £1105
Lloy 3367 @ 48 = £1616
This week's observation - uppy week for banks, mixed for other fantasy stocks, Russia/Ukraine hostilities rattle on, Cost of living continues to bite, Strikes strikes strikes, Flu overtakes Covid/double pandemic, New years begins
A very basic comparison that does not include divi yield, IMO those still suggesting Lloy is 'the worst share ever' or a 'dire share' seriously need to examine their concept of investing.
1st Real deal
30-3-20 I bought 15,000 Lloy @ 33.606 = £5040
Current value -
Lloy 15000 @ 48 = £7200 = +43% over ~32 months
2nd real deal
4-3-22 I bought 8,500 Lloy @ 44 = £3740
Current value -
Lloy 8500 @ 48= £4080 = +9% over ~9 months
3nd real deal
13-6-22 I bought 11,500 Lloy @ 42.66 = £4940
Current value -
Lloy 11500 @ 48 = £5520 = +12% over ~28 weeks
4th real deal
28-9-22 I bought 7000 Lloy @ 41.97 = £2962
Current value -
Lloy 7000 @ 48 = £3360 = +13% over ~13 weeks
A1
Carltt
“Where do lloyds think all of the rent is going to magic up from? More housing benefits and Uk taxes?”
It may surprise you that not all households are impoverished. During the Q3 2021 IMS Q&A on 27th October 2022, in a reply to a question from Raul Sinah from JP Morgan, William Chalmers pointed out that the average household income of their mortgage borrowers is £75,000. Lloyds have more than a few mortgages!
Hey CARLTT, LANDLORDS RULE! OK
Carltt, you living in dreamland, landlords will power forward and farmers will get of sick of giving food away for free from the food banks.
Higher rents, higher food prices and higher energy bills are here to stay.
The UK workers as you call them need to work harder.
This company is run by absolute clowns. The staff hate working there.
If you've ever had the misfortune to listen to any of their internal rhetoric you'd run a mile.
Where do lloyds think all of the rent is going to magic up from? More housing benefits and Uk taxes?
PMSL.
When Labour begin to rightfully hammer all scamming landlords, so promoting Uk home ownership for Uk workers, then we will see the Lloyd’s SP sink even lower, if they expand their landlord business.
I look forward to watching all economy destroying landlords squirm in the future. Some are already complaining, that tenants have rights!
Poor landlords, boo hoo, they ain't seen nothing yet!
:)
Chid
"Can you imagine Lloyds being able to make huge profits on renting, when as now, in the private rental sector, people are using fuel/food poverty as the reason or EXCUSE for falling behind with their rents."
Lloyds have barely got started yet with the building/purchasing homes for the rental market so I don't think it will be any where near as bad for them as you are making out. The plan was for Lloyds/Citra to have 50,000 homes for rental market by the end of 2030. They expect to have 800 by the end of 2022. They are just starting out, and any recession should be played out long before they have completed the portfolio of homes for renting and have them tenanted.
"Citra Living is currently small, but it has big growth aspirations. It is starting with 45 apartments in Fletton Quays in Peterborough which will be available for renters from autumn of 2021. Citra Living hopes to have 400 properties by the end of 2021 and 800 by the end of 2022.
However, this is just the start. Citra Living has a target of reaching 10,000 properties by the end of 2025 and 50,000 by the end of 2030."
https://www.twindig.com/market-views/citra-living
So, six out of the seven shares chosen for the interesting comparison fantasy portfolio have all out performed Lloyds.
And that is with house prices rising to increase the value of all properties on Lloyds books, meaning mostly larger mortgages for new buyers, and with rising interest rates.
So just WHAT do you think will propel Lloyds come the painful slow trickle down of poverty which is clearly going to start as soon as the muted Jan sales and Christmas increased sales come to a rapid end?
Can you imagine Lloyds being able to make huge profits on renting, when as now, in the private rental sector, people are using fuel/food poverty as the reason or EXCUSE for falling behind with their rents.
Bad enough a private individual landlord 'daring' to ask for rent, but imagine the hue and cry of the delightful BBC etc, should ANY tenant, no matter how they squander, or live their life IF Lloyds were to take them to court for non payment.
As banks have been bashed to a pulp since the financial crash, bankers are hated, and spongers are seen as victims.
Tenants now are suing for 20k sums for mould in private homes, and I know a guy who now has to fit micro chipped extractor fans in rented properties to social tenants as they turn these things off to sue, but the chip shows if they have been used, also they take core samples from walls to check if damp and mould is via condensation, or coming in externally.
As the suing for damp becomes the latest money making scam for mostly people who ought to be grateful to be given any home, as the world and certainly not the UK does not owe them a living or free home.
So, lets hope Lloyds ONLY invest in top properties and avoid having tenants who use suing as a means of making money to assist their tax credits, universal credits, child allowance , and yet only pay a small proportion if at all of the rent others have to then fund.
The meek 'have' inherited the Earth but only because they are subsidised by all decent working people, so much so that many now wonder if Labour could be any worse.
Likely they will be, but hard to imagine how so atm.
Still thanks Asp for running the comp and comparison chart as still very interesting and reassuring to know one was correct in assuming this share is never going to amount to anything.
We have had low interest rates as the excuse for low margins, and all would be well If interest rates rise, they have, it hasn't. NOW the excuse is 'makes buying a home harder'.
We have had low house prices being blamed for low book valuations, so houses shot up, Lloyds didn't, the excuse then is ' people are priced out of the market'
So a lose lose for Lloyds.
Same with PPI, 'when payback ends' it will fly, It ended, Lloyds didn't fly. As it lost not only the cash paid out, but the huge income stream that PPI selling had made, and replaced with 'what'? Rental properties with the tenant having more rights than ever before. What could possi
“Usual weekend…”
…and you’re asleep!
Usual weekend update
Started this fantasy portfolio in 2016 to challenge various poster's perception that Lloy is 'the worst share ever', 'better else where' or a 'dire share',
8th Oct 2016 I invited WL/Newchurch to choose an alternative ftse 100 company so I could run a comparison, since 2016 others have been added
On 8th Oct 2016 - 1000 quid bought 206 BP. shares & 1905 Lloy shares
Today's value
BP. 206 @ 475 = 979
Lloy 1905 @ 45.1 = 859
In April 2017 Invest4life suggested I add Glencore -
On 22-4-17 - 1000 quid bought 335 Glen shares & 1553 Lloy shares
Today's value
Glen 335 @ 552 = 1849
Lloy 1553 @ 45.1 = 700
In July 2017 Nucky suggested I add RBS/Natwest -
On 12-7-17 1000 quid bought 384 Nwg & 1512 Lloy
Today's value
NWG 384 @ 265 = 1018
Lloy 1512 @ 45.1 = 682
In July 2017 Utrickytrees asked that I add BARC -
On 30-7-17 1000 quid bought 479 Barc & 1504 Lloy
Today's value
Barc 479 @ 158 = 757
Lloy 1504 @ 45.1 = 678
In Sept 2018 Motley Fool recommended Diageo over Lloyds
On 9-9-18 1000 quid bought 37.3 DGE & 1704 Lloy
DGE 37.3 @ 3650 = £1361
Lloy 1704 @ 45.1 = £769
In April 2020 Theosus asked that I add Circassia -
On 14-4-20 £1000 bought 3891 CIR & 3058 Lloy
CIR change name to NIOX
NIOX 3891 @ 36.5 = £1401
Lloy 3058 @ 45.1 = £1379
In April 2020 TheBoard asked that I add RollsRoyce -
On 25-4-20 £1000 bought 322 RR. & 3367 Lloy
Today's value
RR. post 10for3RI 1073 @ 93.2 = £1000
Lloy 3367 @ 45.1 = £1519
This week's observation - flattish Xmas week for all fantasy stocks, Russia/Ukraine hostilities rattle on, Cost of living continues to bite, Strikes strikes strikes, Flu overtakes Covid/double pandemic, King delivered Xmas speech, Pele & Ex Pope die, New year tomorrow.
A very basic comparison that does not include divi yield, IMO those still suggesting Lloy is 'the worst share ever' or a 'dire share' seriously need to examine their concept of investing.
1st Real deal
30-3-20 I bought 15,000 Lloy @ 33.606 = £5040
Current value -
Lloy 15000 @ 45.1 = £6765 = +34% over ~32 months
2nd real deal
4-3-22 I bought 8,500 Lloy @ 44 = £3740
Current value -
Lloy 8500 @ 46.0 = £3834 = +2.5% over ~9 months
3nd real deal
13-6-22 I bought 11,500 Lloy @ 42.66 = £4940
Current value -
Lloy 11500 @ 45.1 = £5187 = +5% over ~27 weeks
4th real deal
28-9-22 I bought 7000 Lloy @ 41.97 = £2962
Current value -
Lloy 7000 @ 45.1 = £3157 = +6.6% over ~12 weeks
A1
Usual weekend update
Started this fantasy portfolio in 2016 to challenge various poster's perception that Lloy is 'the worst share ever', 'better else where' or a 'dire share',
8th Oct 2016 I invited WL/Newchurch to choose an alternative ftse 100 company, so I could run a comparison, since 2016 others have been added
On 8th Oct 2016 - 1000 quid bought 206 BP. shares & 1905 Lloy shares
Today's value
BP. 206 @ 479 = 987
Lloy 1905 @ 46.0 = 876
In April 2017 Invest4life suggested I add Glencore -
On 22-4-17 - 1000 quid bought 335 Glen shares & 1553 Lloy shares
Today's value
Glen 335 @ 558 = 1869
Lloy 1553 @ 46.0 = 714
In July 2017 Nucky suggested I add RBS/Natwest -
On 12-7-17 1000 quid bought 384 Nwg & 1512 Lloy
Today's value
NWG 384 @ 265 = 1018
Lloy 1512 @ 46.0 = 695
In July 2017 Utrickytrees asked that I add BARC -
On 30-7-17 1000 quid bought 479 Barc & 1504 Lloy
Today's value
Barc 479 @ 158 = 757
Lloy 1504 @ 46.0 = 692
In Sept 2018 Motley Fool recommended Diageo over Lloyds
On 9-9-18 1000 quid bought 37.3 DGE & 1704 Lloy
DGE 37.3 @ 3648 = £1361
Lloy 1704 @ 46.0 = £784
In April 2020 Theosus asked that I add Circassia -
On 14-4-20 £1000 bought 3891 CIR & 3058 Lloy
CIR change name to NIOX
NIOX 3891 @ 36.0 = £1401
Lloy 3058 @ 46.0 = £1407
In April 2020 TheBoard asked that I add RollsRoyce -
On 25-4-20 £1000 bought 322 RR. & 3367 Lloy
Today's value
RR. post 10for3RI 1073 @ 91.7 = £984
Lloy 3367 @ 46.0 = £1549
This week's observation - All fantasy stocks up a little, Russia/Ukraine hostilities rattle on, Cost of living continues to bite, Strikes strikes strikes, Football World cup - Argentina win, Flu overtakes Covid, Economy contracted 0.3%, Base rate 3.5%, Kings speech tomorrow
A very basic comparison that does not include divi yield, IMO those still suggesting Lloy is 'the worst share ever' or a 'dire share' seriously need to examine their concept of investing.
1st Real deal
30-3-20 I bought 15,000 Lloy @ 33.606 = £5040
Current value -
Lloy 15000 @ 46.0 = £6900 = +37% over ~31 months
2nd real deal
4-3-22 I bought 8,500 Lloy @ 44 = £3740
Current value -
Lloy 8500 @ 46.0 = £3910 = +4.5% over ~8 months
3nd real deal
13-6-22 I bought 11,500 Lloy @ 42.66 = £4940
Current value -
Lloy 11500 @ 46.0 = £5299 = +7% over ~26 weeks
4th real deal
28-9-22 I bought 7000 Lloy @ 41.97 = £2962
Current value -
Lloy 7000 @ 46.0 = £3220 = +8.7% over ~11 weeks
A1
Usual weekend update
I started this fantasy portfolio in 2016 to challenge various poster's perception that Lloy is 'the worst share ever', 'better else where' or a 'dire share',
On the 8th Oct 2016 I invited WL/Newchurch to choose an alternative ftse 100 company, so I could run a comparison
On 8th Oct 2016 - 1000 quid bought 206 BP. shares & 1905 Lloy shares
Today's value
BP. 206 @ 455 = 937
Lloy 1905 @ 45.2 = 861
In April 2017 Invest4life suggested I add Glencore -
On 22-4-17 - 1000 quid bought 335 Glen shares & 1553 Lloy shares
Today's value
Glen 335 @ 531 = 1779
Lloy 1553 @ 45.2 = 702
In July 2017 Nucky suggested I add RBS/Natwest -
On 12-7-17 1000 quid bought 384 Nwg & 1512 Lloy
Today's value
NWG 384 @ 259 = 995
Lloy 1512 @ 45.2 = 683
In July 2017 Utrickytrees asked that I add BARC -
On 30-7-17 1000 quid bought 479 Barc & 1504 Lloy
Today's value
Barc 479 @ 154 = 738
Lloy 1504 @ 45.2 = 680
In Sept 2018 Motley Fool recommended Diageo over Lloyds
On 9-9-18 1000 quid bought 37.3 DGE & 1704 Lloy
DGE 37.3 @ 3624 = £1352
Lloy 1704 @ 45.2 = £770
In April 2020 Theosus asked that I add Circassia -
On 14-4-20 £1000 bought 3891 CIR & 3058 Lloy
CIR change name to NIOX
NIOX 3891 @ 36.0 = £1401
Lloy 3058 @ 45.2 = £1382
In April 2020 TheBoard asked that I add RollsRoyce -
On 25-4-20 £1000 bought 322 RR. & 3367 Lloy
Today's value
RR. post 10for3RI 1073 @ 87.3 = £937
Lloy 3367 @ 45.2 = £1522
This week's observation - All fantasy stocks down, Russia/Ukraine hostilities rattle on, Cost of living continues to bite, Strikes strikes strikes, Football World cup - England out, Flu overtakes Covid, Base rate 3.5%
A very basic comparison that does not include divi yield, IMO those still suggesting Lloy is 'the worst share ever' or a 'dire share' seriously need to examine their concept of investing.
1st Real deal
30-3-20 I bought 15,000 Lloy @ 33.606 = £5040
Current value -
Lloy 15000 @ 45.2 = £6780 = +34% over ~31 months
2nd real deal
4-3-22 I bought 8,500 Lloy @ 44 = £3740
Current value -
Lloy 8500 @ 45.2 = £3942 = +2.7% over ~8 months
3nd real deal
13-6-22 I bought 11,500 Lloy @ 42.66 = £4940
Current value -
Lloy 11500 @ 45.2 = £5198 = +5.2% over ~25 weeks
4th real deal
28-9-22 I bought 7000 Lloy @ 41.97 = £2962
Current value -
Lloy 7000 @ 45.2 = £3164 = +6.8% over ~10 weeks
A1