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So Lloyds is the biggest Landlord? Wonder how many landlords are invested here?
The economic and social disease that is landlords.
I see a bad path chosen, with dire economic consequences for the masses. Te force is strong here.
So Lloyds is the biggest Landlord? Wonder how many landlords are invested here?
The economic and social disease that is landlords.
I see a bad path chosen, with dire economic consequences for the masses. The force is strong here.
Usual weekend update
I started this fantasy portfolio in 2016 to challenge various poster's perception that Lloy is 'the worst share ever', 'better else where' or a 'dire share',
On the 8th Oct 2016 I invited WL/Newchurch to choose an alternative ftse 100 company, so I could run a comparison
On 8th Oct 2016 - 1000 quid bought 206 BP. shares & 1905 Lloy shares
Today's value
BP. 206 @ 500 = 1030
Lloy 1905 @ 42.8 = 815
In April 2017 Invest4life suggested I add Glencore -
On 22-4-17 - 1000 quid bought 335 Glen shares & 1553 Lloy shares
Today's value
Glen 335 @ 532 = 1782
Lloy 1553 @ 42.8 = 665
In July 2017 Nucky suggested I add RBS/Natwest -
On 12-7-17 1000 quid bought 384 Nwg & 1512 Lloy
Today's value
NWG 384 @ 238 = 914
Lloy 1512 @ 42.8 = 647
In July 2017 Utrickytrees asked that I add BARC -
On 30-7-17 1000 quid bought 479 Barc & 1504 Lloy
Today's value
Barc 479 @ 154 = 738
Lloy 1504 @ 42.8 = 644
In Sept 2018 Motley Fool recommended Diageo over Lloyds
On 9-9-18 1000 quid bought 37.3 DGE & 1704 Lloy
DGE 37.3 @ 3688 = £1376
Lloy 1704 @ 42.8 = £729
In April 2020 Theosus asked that I add Circassia -
On 14-4-20 £1000 bought 3891 CIR & 3058 Lloy
CIR change name to NIOX
NIOX 3891 @ 38.3 = £1490
Lloy 3058 @ 42.8 = £1309
In April 2020 TheBoard asked that I add RollsRoyce -
On 25-4-20 £1000 bought 322 RR. & 3367 Lloy
Today's value
RR. post 10for3RI 1073 @ 85.1 = £913
Lloy 3367 @ 42.8 = £1441
This week's observation - all fantasy stocks rise as markets stabilise, Russia/Ukraine hostilities rattle on, Strikes and Cost of living continues to bite, Base rate rise to 3%, Covid levels off. Han**** to do Jungle.
A very basic comparison that does not include divi yield, IMO those still suggesting Lloy is 'the worst share ever' or a 'dire share' seriously need to examine their concept of investing.
1st Real deal
30-3-20 I bought 15,000 Lloy @ 33.606 = £5040
Current value -
Lloy 15000 @ 42.8 = £6420 = +27% over ~31 months
2nd real deal
4-3-22 I bought 8,500 Lloy @ 44 = £3740
Current value -
Lloy 8500 @ 42.8 = £3638 = -2.7% over ~8 months
3nd real deal
13-6-22 I bought 11,500 Lloy @ 42.66 = £4940
Current value -
Lloy 11500 @ 42.8 = £4922 = -0.36% over ~19 weeks
4th real deal
28-9-22 I bought 7000 Lloy @ 41.97 = £2962
Current value -
Lloy 7000 @ 42.8 = £2996 = +1.15% over ~4 weeks
A1
Re the weekly comparison of Lloyds v diverse shares suggested by investors. It would seem to prove that Lloyds IS a dire share to hold, as only RR is lower, with many shares mentioned near double the worth of Lloyds.
When one considers years of great expectations for Lloyds to have a share price which few expected to languish in low tens of pence level as certain milestone were reached and overcome, ie Government getting fully out, Dividends returning, PPI ending, house prices rising to unexpected levels, and now interest rates far higher to help margins, a totally disgraceful performance by any standard.
The Government may have privatised this and other banks, but are able to impose ways of ensuring the myriad of shareholders won't ever see their investment here increase greatly as a size No. 10 boot or shoe will remain firmly wedged in Lloyds door.
A very difficult thing to admit you made a mistake or were wrong, hence the never ending flimsy suggested reasons which never come to fruition of great expectations here year on year.
A buffer bank between the state and the poor, with the shareholders money syphoned from one to the other at will imo.
NC
''a totally disgraceful performance by any standard.''
You really need to differentiate between the performance of Lloyd's to be able to generate good profits and the price that investors are prepared to pay to have a share of that profitability.
I personally don't mind a long period with the share price low, making the share buybacks so much better.
I hope you kept hold of your BP shares.
Are you hoping to win the guess the share price competition again this year?
Depends what your goal is mine is divi yield & very happy ! Now base rate going up hopefully price / profit / divis will keeping moving upwards .
Lurker
“ Depends what your goal is mine is divi yield & very happy ! Now base rate going up hopefully price / profit / divis will keeping moving upwards ”
Having read today what the Lib Dems want to do today we could kiss goodbye to any decent divis and growth. It’s always interesting to read that it isn’t just the Conservative party that sees banks as personal piggy banks that they can just pull out funds to pay for this and that.
Someone really needs to put a halt to using banks as a free cash source to raid.
Usual weekend update
I started this fantasy portfolio in 2016 to challenge various poster's perception that Lloy is 'the worst share ever', 'better else where' or a 'dire share',
On the 8th Oct 2016 I invited WL/Newchurch to choose an alternative ftse 100 company, so I could run a comparison
On 8th Oct 2016 - 1000 quid bought 206 BP. shares & 1905 Lloy shares
Today's value
BP. 206 @ 478 = 985
Lloy 1905 @ 43.5 = 829
In April 2017 Invest4life suggested I add Glencore -
On 22-4-17 - 1000 quid bought 335 Glen shares & 1553 Lloy shares
Today's value
Glen 335 @ 502 = 1682
Lloy 1553 @ 43.5 = 676
In July 2017 Nucky suggested I add RBS/Natwest -
On 12-7-17 1000 quid bought 384 Nwg & 1512 Lloy
Today's value
NWG 384 @ 250 = 960
Lloy 1512 @ 43.5 = 658
In July 2017 Utrickytrees asked that I add BARC -
On 30-7-17 1000 quid bought 479 Barc & 1504 Lloy
Today's value
Barc 479 @ 158 = 757
Lloy 1504 @ 43.5 = 654
In Sept 2018 Motley Fool recommended Diageo over Lloyds
On 9-9-18 1000 quid bought 37.3 DGE & 1704 Lloy
DGE 37.3 @ 3619 = £1350
Lloy 1704 @ 43.5 = £741
In April 2020 Theosus asked that I add Circassia -
On 14-4-20 £1000 bought 3891 CIR & 3058 Lloy
CIR change name to NIOX
NIOX 3891 @ 37.4 = £1455
Lloy 3058 @ 43.5 = £1330
In April 2020 TheBoard asked that I add RollsRoyce -
On 25-4-20 £1000 bought 322 RR. & 3367 Lloy
Today's value
RR. post 10for3RI 1073 @ 89.3 = £958
Lloy 3367 @ 43.5 = £1465
This week's observation - all banks up as most fantasy stocks slip, Russia/Ukraine hostilities rattle on, Cost of living continues to bite, Strikes strikes strikes, Covid levels off.
A very basic comparison that does not include divi yield, IMO those still suggesting Lloy is 'the worst share ever' or a 'dire share' seriously need to examine their concept of investing.
1st Real deal
30-3-20 I bought 15,000 Lloy @ 33.606 = £5040
Current value -
Lloy 15000 @ 43.5 = £6525 = +29% over ~31 months
2nd real deal
4-3-22 I bought 8,500 Lloy @ 44 = £3740
Current value -
Lloy 8500 @ 43.5 = £3698 = -1.1% over ~8 months
3nd real deal
13-6-22 I bought 11,500 Lloy @ 42.66 = £4940
Current value -
Lloy 11500 @ 43.5 = £5003 = +1.28% over ~20 weeks
4th real deal
28-9-22 I bought 7000 Lloy @ 41.97 = £2962
Current value -
Lloy 7000 @ 43.5 = £3045 = +2.8% over ~5 weeks
A1
Usual weekend update
I started this fantasy portfolio in 2016 to challenge various poster's perception that Lloy is 'the worst share ever', 'better else where' or a 'dire share',
On the 8th Oct 2016 I invited WL/Newchurch to choose an alternative ftse 100 company, so I could run a comparison
On 8th Oct 2016 - 1000 quid bought 206 BP. shares & 1905 Lloy shares
Today's value
BP. 206 @ 476 = 981
Lloy 1905 @ 45.5 = 867
In April 2017 Invest4life suggested I add Glencore -
On 22-4-17 - 1000 quid bought 335 Glen shares & 1553 Lloy shares
Today's value
Glen 335 @ 506 = 1695
Lloy 1553 @ 45.5 = 707
In July 2017 Nucky suggested I add RBS/Natwest -
On 12-7-17 1000 quid bought 384 Nwg & 1512 Lloy
Today's value
NWG 384 @ 258 = 991
Lloy 1512 @ 45.5 = 688
In July 2017 Utrickytrees asked that I add BARC -
On 30-7-17 1000 quid bought 479 Barc & 1504 Lloy
Today's value
Barc 479 @ 158 = 757
Lloy 1504 @ 45.5 = 684
In Sept 2018 Motley Fool recommended Diageo over Lloyds
On 9-9-18 1000 quid bought 37.3 DGE & 1704 Lloy
DGE 37.3 @ 3674 = £1370
Lloy 1704 @ 45.5 = £775
In April 2020 Theosus asked that I add Circassia -
On 14-4-20 £1000 bought 3891 CIR & 3058 Lloy
CIR change name to NIOX
NIOX 3891 @ 38.0 = £1459
Lloy 3058 @ 45.5 = £1390
In April 2020 TheBoard asked that I add RollsRoyce -
On 25-4-20 £1000 bought 322 RR. & 3367 Lloy
Today's value
RR. post 10for3RI 1073 @ 85.5 = £917
Lloy 3367 @ 45.5 = £1532
This week's observation - Banks up as mixed wk for other fantasy stocks, Russia/Ukraine hostilities rattle on, Cost of living continues to bite, Strikes strikes strikes, Autumn Statement=taxes rise, Covid levels off.
A very basic comparison that does not include divi yield, IMO those still suggesting Lloy is 'the worst share ever' or a 'dire share' seriously need to examine their concept of investing.
1st Real deal
30-3-20 I bought 15,000 Lloy @ 33.606 = £5040
Current value -
Lloy 15000 @ 45.5 = £6825 = +35% over ~31 months
2nd real deal
4-3-22 I bought 8,500 Lloy @ 44 = £3740
Current value -
Lloy 8500 @ 45.5 = £3868 = +3.4% over ~8 months
3nd real deal
13-6-22 I bought 11,500 Lloy @ 42.66 = £4940
Current value -
Lloy 11500 @ 45.5 = £5233 = +5.9% over ~21 weeks
4th real deal
28-9-22 I bought 7000 Lloy @ 41.97 = £2962
Current value -
Lloy 7000 @ 45.5 = £3185 = +7.5% over ~6 weeks
A1
Usual weekend update
I started this fantasy portfolio in 2016 to challenge various poster's perception that Lloy is 'the worst share ever', 'better else where' or a 'dire share',
On the 8th Oct 2016 I invited WL/Newchurch to choose an alternative ftse 100 company, so I could run a comparison
On 8th Oct 2016 - 1000 quid bought 206 BP. shares & 1905 Lloy shares
Today's value
BP. 206 @ 488 = 1005
Lloy 1905 @ 46.3 = 882
In April 2017 Invest4life suggested I add Glencore -
On 22-4-17 - 1000 quid bought 335 Glen shares & 1553 Lloy shares
Today's value
Glen 335 @ 534 = 1789
Lloy 1553 @ 46.3 = 719
In July 2017 Nucky suggested I add RBS/Natwest -
On 12-7-17 1000 quid bought 384 Nwg & 1512 Lloy
Today's value
NWG 384 @ 256 = 983
Lloy 1512 @ 46.3 = 700
In July 2017 Utrickytrees asked that I add BARC -
On 30-7-17 1000 quid bought 479 Barc & 1504 Lloy
Today's value
Barc 479 @ 159 = 762
Lloy 1504 @ 46.3 = 696
In Sept 2018 Motley Fool recommended Diageo over Lloyds
On 9-9-18 1000 quid bought 37.3 DGE & 1704 Lloy
DGE 37.3 @ 3763 = £1404
Lloy 1704 @ 46.3 = £789
In April 2020 Theosus asked that I add Circassia -
On 14-4-20 £1000 bought 3891 CIR & 3058 Lloy
CIR change name to NIOX
NIOX 3891 @ 36.5 = £1420
Lloy 3058 @ 46.3 = £1416
In April 2020 TheBoard asked that I add RollsRoyce -
On 25-4-20 £1000 bought 322 RR. & 3367 Lloy
Today's value
RR. post 10for3RI 1073 @ 90.9 = £975
Lloy 3367 @ 46.3 = £1559
This week's observation - Banks up as mixed wk for other fantasy stocks, Russia/Ukraine hostilities rattle on, Cost of living continues to bite, Strikes strikes strikes, Football World cup kicks off, Covid levels off. Flu on the rise
A very basic comparison that does not include divi yield, IMO those still suggesting Lloy is 'the worst share ever' or a 'dire share' seriously need to examine their concept of investing.
1st Real deal
30-3-20 I bought 15,000 Lloy @ 33.606 = £5040
Current value -
Lloy 15000 @ 46.3 = £6945 = +38% over ~31 months
2nd real deal
4-3-22 I bought 8,500 Lloy @ 44 = £3740
Current value -
Lloy 8500 @ 46.3 = £3936 = +5.2% over ~8 months
3nd real deal
13-6-22 I bought 11,500 Lloy @ 42.66 = £4940
Current value -
Lloy 11500 @ 46.3 = £5325 = +7.8% over ~22 weeks
4th real deal
28-9-22 I bought 7000 Lloy @ 41.97 = £2962
Current value -
Lloy 7000 @ 46.3 = £3241 = +9.4% over ~7 weeks
A1
Usual weekend update
I started this fantasy portfolio in 2016 to challenge various poster's perception that Lloy is 'the worst share ever', 'better else where' or a 'dire share',
On the 8th Oct 2016 I invited WL/Newchurch to choose an alternative ftse 100 company, so I could run a comparison
On 8th Oct 2016 - 1000 quid bought 206 BP. shares & 1905 Lloy shares
Today's value
BP. 206 @ 481 = 991
Lloy 1905 @ 46.7 = 890
In April 2017 Invest4life suggested I add Glencore -
On 22-4-17 - 1000 quid bought 335 Glen shares & 1553 Lloy shares
Today's value
Glen 335 @ 558 = 1869
Lloy 1553 @ 46.7 = 725
In July 2017 Nucky suggested I add RBS/Natwest -
On 12-7-17 1000 quid bought 384 Nwg & 1512 Lloy
Today's value
NWG 384 @ 262 = 1006
Lloy 1512 @ 46.7 = 706
In July 2017 Utrickytrees asked that I add BARC -
On 30-7-17 1000 quid bought 479 Barc & 1504 Lloy
Today's value
Barc 479 @ 157 = 752
Lloy 1504 @ 46.7 = 702
In Sept 2018 Motley Fool recommended Diageo over Lloyds
On 9-9-18 1000 quid bought 37.3 DGE & 1704 Lloy
DGE 37.3 @ 3847 = £1435
Lloy 1704 @ 46.7 = £796
In April 2020 Theosus asked that I add Circassia -
On 14-4-20 £1000 bought 3891 CIR & 3058 Lloy
CIR change name to NIOX
NIOX 3891 @ 36.8 = £1432
Lloy 3058 @ 46.7 = £1428
In April 2020 TheBoard asked that I add RollsRoyce -
On 25-4-20 £1000 bought 322 RR. & 3367 Lloy
Today's value
RR. post 10for3RI 1073 @ 90.3 = £969
Lloy 3367 @ 46.7 = £1572
This week's observation - most Banks up as mixed wk for other fantasy stocks, Russia/Ukraine hostilities rattle on, Cost of living continues to bite, Strikes strikes strikes, Football World cup Wales out, Covid levels off. Flu on the rise
A very basic comparison that does not include divi yield, IMO those still suggesting Lloy is 'the worst share ever' or a 'dire share' seriously need to examine their concept of investing.
1st Real deal
30-3-20 I bought 15,000 Lloy @ 33.606 = £5040
Current value -
Lloy 15000 @ 46.7 = £7005 = +39% over ~31 months
2nd real deal
4-3-22 I bought 8,500 Lloy @ 44 = £3740
Current value -
Lloy 8500 @ 46.7 = £3970 = +6.1% over ~8 months
3nd real deal
13-6-22 I bought 11,500 Lloy @ 42.66 = £4940
Current value -
Lloy 11500 @ 46.7 = £5371 = +8.7% over ~23 weeks
4th real deal
28-9-22 I bought 7000 Lloy @ 41.97 = £2962
Current value -
Lloy 7000 @ 46.7 = £3269 = +10.4% over ~8 weeks
A1
Usual weekend update
I started this fantasy portfolio in 2016 to challenge various poster's perception that Lloy is 'the worst share ever', 'better else where' or a 'dire share',
On the 8th Oct 2016 I invited WL/Newchurch to choose an alternative ftse 100 company, so I could run a comparison
On 8th Oct 2016 - 1000 quid bought 206 BP. shares & 1905 Lloy shares
Today's value
BP. 206 @ 462 = 952
Lloy 1905 @ 46.4 = 890
In April 2017 Invest4life suggested I add Glencore -
On 22-4-17 - 1000 quid bought 335 Glen shares & 1553 Lloy shares
Today's value
Glen 335 @ 543 = 1819
Lloy 1553 @ 46.4 = 725
In July 2017 Nucky suggested I add RBS/Natwest -
On 12-7-17 1000 quid bought 384 Nwg & 1512 Lloy
Today's value
NWG 384 @ 264 = 1014
Lloy 1512 @ 46.4 = 706
In July 2017 Utrickytrees asked that I add BARC -
On 30-7-17 1000 quid bought 479 Barc & 1504 Lloy
Today's value
Barc 479 @ 159 = 762
Lloy 1504 @ 46.4 = 702
In Sept 2018 Motley Fool recommended Diageo over Lloyds
On 9-9-18 1000 quid bought 37.3 DGE & 1704 Lloy
DGE 37.3 @ 3743 = £1396
Lloy 1704 @ 46.7 = £796
In April 2020 Theosus asked that I add Circassia -
On 14-4-20 £1000 bought 3891 CIR & 3058 Lloy
CIR change name to NIOX
NIOX 3891 @ 37.6 = £1463
Lloy 3058 @ 46.4 = £1428
In April 2020 TheBoard asked that I add RollsRoyce -
On 25-4-20 £1000 bought 322 RR. & 3367 Lloy
Today's value
RR. post 10for3RI 1073 @ 94.1 = £1010
Lloy 3367 @ 46.4 = £1572
This week's observation - Prety flat week for fantasy stocks, Russia/Ukraine hostilities rattle on, Cost of living continues to bite, Strikes strikes strikes, Football World cup England v France, Covid levels off. Flu on the rise
A very basic comparison that does not include divi yield, IMO those still suggesting Lloy is 'the worst share ever' or a 'dire share' seriously need to examine their concept of investing.
1st Real deal
30-3-20 I bought 15,000 Lloy @ 33.606 = £5040
Current value -
Lloy 15000 @ 46.4 = £7005 = +39% over ~31 months
2nd real deal
4-3-22 I bought 8,500 Lloy @ 44 = £3740
Current value -
Lloy 8500 @ 46.4 = £3970 = +6.1% over ~8 months
3nd real deal
13-6-22 I bought 11,500 Lloy @ 42.66 = £4940
Current value -
Lloy 11500 @ 46.4 = £5371 = +8.7% over ~24 weeks
4th real deal
28-9-22 I bought 7000 Lloy @ 41.97 = £2962
Current value -
Lloy 7000 @ 46.4 = £3269 = +10.4% over ~9 weeks
C'mon Lloy - let's move in to the 50's
A1 needs to take modest profit on 4th real deal
Usual weekend update
I started this fantasy portfolio in 2016 to challenge various poster's perception that Lloy is 'the worst share ever', 'better else where' or a 'dire share',
On the 8th Oct 2016 I invited WL/Newchurch to choose an alternative ftse 100 company, so I could run a comparison
On 8th Oct 2016 - 1000 quid bought 206 BP. shares & 1905 Lloy shares
Today's value
BP. 206 @ 455 = 937
Lloy 1905 @ 45.2 = 861
In April 2017 Invest4life suggested I add Glencore -
On 22-4-17 - 1000 quid bought 335 Glen shares & 1553 Lloy shares
Today's value
Glen 335 @ 531 = 1779
Lloy 1553 @ 45.2 = 702
In July 2017 Nucky suggested I add RBS/Natwest -
On 12-7-17 1000 quid bought 384 Nwg & 1512 Lloy
Today's value
NWG 384 @ 259 = 995
Lloy 1512 @ 45.2 = 683
In July 2017 Utrickytrees asked that I add BARC -
On 30-7-17 1000 quid bought 479 Barc & 1504 Lloy
Today's value
Barc 479 @ 154 = 738
Lloy 1504 @ 45.2 = 680
In Sept 2018 Motley Fool recommended Diageo over Lloyds
On 9-9-18 1000 quid bought 37.3 DGE & 1704 Lloy
DGE 37.3 @ 3624 = £1352
Lloy 1704 @ 45.2 = £770
In April 2020 Theosus asked that I add Circassia -
On 14-4-20 £1000 bought 3891 CIR & 3058 Lloy
CIR change name to NIOX
NIOX 3891 @ 36.0 = £1401
Lloy 3058 @ 45.2 = £1382
In April 2020 TheBoard asked that I add RollsRoyce -
On 25-4-20 £1000 bought 322 RR. & 3367 Lloy
Today's value
RR. post 10for3RI 1073 @ 87.3 = £937
Lloy 3367 @ 45.2 = £1522
This week's observation - All fantasy stocks down, Russia/Ukraine hostilities rattle on, Cost of living continues to bite, Strikes strikes strikes, Football World cup - England out, Flu overtakes Covid, Base rate 3.5%
A very basic comparison that does not include divi yield, IMO those still suggesting Lloy is 'the worst share ever' or a 'dire share' seriously need to examine their concept of investing.
1st Real deal
30-3-20 I bought 15,000 Lloy @ 33.606 = £5040
Current value -
Lloy 15000 @ 45.2 = £6780 = +34% over ~31 months
2nd real deal
4-3-22 I bought 8,500 Lloy @ 44 = £3740
Current value -
Lloy 8500 @ 45.2 = £3942 = +2.7% over ~8 months
3nd real deal
13-6-22 I bought 11,500 Lloy @ 42.66 = £4940
Current value -
Lloy 11500 @ 45.2 = £5198 = +5.2% over ~25 weeks
4th real deal
28-9-22 I bought 7000 Lloy @ 41.97 = £2962
Current value -
Lloy 7000 @ 45.2 = £3164 = +6.8% over ~10 weeks
A1
Usual weekend update
Started this fantasy portfolio in 2016 to challenge various poster's perception that Lloy is 'the worst share ever', 'better else where' or a 'dire share',
8th Oct 2016 I invited WL/Newchurch to choose an alternative ftse 100 company, so I could run a comparison, since 2016 others have been added
On 8th Oct 2016 - 1000 quid bought 206 BP. shares & 1905 Lloy shares
Today's value
BP. 206 @ 479 = 987
Lloy 1905 @ 46.0 = 876
In April 2017 Invest4life suggested I add Glencore -
On 22-4-17 - 1000 quid bought 335 Glen shares & 1553 Lloy shares
Today's value
Glen 335 @ 558 = 1869
Lloy 1553 @ 46.0 = 714
In July 2017 Nucky suggested I add RBS/Natwest -
On 12-7-17 1000 quid bought 384 Nwg & 1512 Lloy
Today's value
NWG 384 @ 265 = 1018
Lloy 1512 @ 46.0 = 695
In July 2017 Utrickytrees asked that I add BARC -
On 30-7-17 1000 quid bought 479 Barc & 1504 Lloy
Today's value
Barc 479 @ 158 = 757
Lloy 1504 @ 46.0 = 692
In Sept 2018 Motley Fool recommended Diageo over Lloyds
On 9-9-18 1000 quid bought 37.3 DGE & 1704 Lloy
DGE 37.3 @ 3648 = £1361
Lloy 1704 @ 46.0 = £784
In April 2020 Theosus asked that I add Circassia -
On 14-4-20 £1000 bought 3891 CIR & 3058 Lloy
CIR change name to NIOX
NIOX 3891 @ 36.0 = £1401
Lloy 3058 @ 46.0 = £1407
In April 2020 TheBoard asked that I add RollsRoyce -
On 25-4-20 £1000 bought 322 RR. & 3367 Lloy
Today's value
RR. post 10for3RI 1073 @ 91.7 = £984
Lloy 3367 @ 46.0 = £1549
This week's observation - All fantasy stocks up a little, Russia/Ukraine hostilities rattle on, Cost of living continues to bite, Strikes strikes strikes, Football World cup - Argentina win, Flu overtakes Covid, Economy contracted 0.3%, Base rate 3.5%, Kings speech tomorrow
A very basic comparison that does not include divi yield, IMO those still suggesting Lloy is 'the worst share ever' or a 'dire share' seriously need to examine their concept of investing.
1st Real deal
30-3-20 I bought 15,000 Lloy @ 33.606 = £5040
Current value -
Lloy 15000 @ 46.0 = £6900 = +37% over ~31 months
2nd real deal
4-3-22 I bought 8,500 Lloy @ 44 = £3740
Current value -
Lloy 8500 @ 46.0 = £3910 = +4.5% over ~8 months
3nd real deal
13-6-22 I bought 11,500 Lloy @ 42.66 = £4940
Current value -
Lloy 11500 @ 46.0 = £5299 = +7% over ~26 weeks
4th real deal
28-9-22 I bought 7000 Lloy @ 41.97 = £2962
Current value -
Lloy 7000 @ 46.0 = £3220 = +8.7% over ~11 weeks
A1
Usual weekend update
Started this fantasy portfolio in 2016 to challenge various poster's perception that Lloy is 'the worst share ever', 'better else where' or a 'dire share',
8th Oct 2016 I invited WL/Newchurch to choose an alternative ftse 100 company so I could run a comparison, since 2016 others have been added
On 8th Oct 2016 - 1000 quid bought 206 BP. shares & 1905 Lloy shares
Today's value
BP. 206 @ 475 = 979
Lloy 1905 @ 45.1 = 859
In April 2017 Invest4life suggested I add Glencore -
On 22-4-17 - 1000 quid bought 335 Glen shares & 1553 Lloy shares
Today's value
Glen 335 @ 552 = 1849
Lloy 1553 @ 45.1 = 700
In July 2017 Nucky suggested I add RBS/Natwest -
On 12-7-17 1000 quid bought 384 Nwg & 1512 Lloy
Today's value
NWG 384 @ 265 = 1018
Lloy 1512 @ 45.1 = 682
In July 2017 Utrickytrees asked that I add BARC -
On 30-7-17 1000 quid bought 479 Barc & 1504 Lloy
Today's value
Barc 479 @ 158 = 757
Lloy 1504 @ 45.1 = 678
In Sept 2018 Motley Fool recommended Diageo over Lloyds
On 9-9-18 1000 quid bought 37.3 DGE & 1704 Lloy
DGE 37.3 @ 3650 = £1361
Lloy 1704 @ 45.1 = £769
In April 2020 Theosus asked that I add Circassia -
On 14-4-20 £1000 bought 3891 CIR & 3058 Lloy
CIR change name to NIOX
NIOX 3891 @ 36.5 = £1401
Lloy 3058 @ 45.1 = £1379
In April 2020 TheBoard asked that I add RollsRoyce -
On 25-4-20 £1000 bought 322 RR. & 3367 Lloy
Today's value
RR. post 10for3RI 1073 @ 93.2 = £1000
Lloy 3367 @ 45.1 = £1519
This week's observation - flattish Xmas week for all fantasy stocks, Russia/Ukraine hostilities rattle on, Cost of living continues to bite, Strikes strikes strikes, Flu overtakes Covid/double pandemic, King delivered Xmas speech, Pele & Ex Pope die, New year tomorrow.
A very basic comparison that does not include divi yield, IMO those still suggesting Lloy is 'the worst share ever' or a 'dire share' seriously need to examine their concept of investing.
1st Real deal
30-3-20 I bought 15,000 Lloy @ 33.606 = £5040
Current value -
Lloy 15000 @ 45.1 = £6765 = +34% over ~32 months
2nd real deal
4-3-22 I bought 8,500 Lloy @ 44 = £3740
Current value -
Lloy 8500 @ 46.0 = £3834 = +2.5% over ~9 months
3nd real deal
13-6-22 I bought 11,500 Lloy @ 42.66 = £4940
Current value -
Lloy 11500 @ 45.1 = £5187 = +5% over ~27 weeks
4th real deal
28-9-22 I bought 7000 Lloy @ 41.97 = £2962
Current value -
Lloy 7000 @ 45.1 = £3157 = +6.6% over ~12 weeks
A1
“Usual weekend…”
…and you’re asleep!
So, six out of the seven shares chosen for the interesting comparison fantasy portfolio have all out performed Lloyds.
And that is with house prices rising to increase the value of all properties on Lloyds books, meaning mostly larger mortgages for new buyers, and with rising interest rates.
So just WHAT do you think will propel Lloyds come the painful slow trickle down of poverty which is clearly going to start as soon as the muted Jan sales and Christmas increased sales come to a rapid end?
Can you imagine Lloyds being able to make huge profits on renting, when as now, in the private rental sector, people are using fuel/food poverty as the reason or EXCUSE for falling behind with their rents.
Bad enough a private individual landlord 'daring' to ask for rent, but imagine the hue and cry of the delightful BBC etc, should ANY tenant, no matter how they squander, or live their life IF Lloyds were to take them to court for non payment.
As banks have been bashed to a pulp since the financial crash, bankers are hated, and spongers are seen as victims.
Tenants now are suing for 20k sums for mould in private homes, and I know a guy who now has to fit micro chipped extractor fans in rented properties to social tenants as they turn these things off to sue, but the chip shows if they have been used, also they take core samples from walls to check if damp and mould is via condensation, or coming in externally.
As the suing for damp becomes the latest money making scam for mostly people who ought to be grateful to be given any home, as the world and certainly not the UK does not owe them a living or free home.
So, lets hope Lloyds ONLY invest in top properties and avoid having tenants who use suing as a means of making money to assist their tax credits, universal credits, child allowance , and yet only pay a small proportion if at all of the rent others have to then fund.
The meek 'have' inherited the Earth but only because they are subsidised by all decent working people, so much so that many now wonder if Labour could be any worse.
Likely they will be, but hard to imagine how so atm.
Still thanks Asp for running the comp and comparison chart as still very interesting and reassuring to know one was correct in assuming this share is never going to amount to anything.
We have had low interest rates as the excuse for low margins, and all would be well If interest rates rise, they have, it hasn't. NOW the excuse is 'makes buying a home harder'.
We have had low house prices being blamed for low book valuations, so houses shot up, Lloyds didn't, the excuse then is ' people are priced out of the market'
So a lose lose for Lloyds.
Same with PPI, 'when payback ends' it will fly, It ended, Lloyds didn't fly. As it lost not only the cash paid out, but the huge income stream that PPI selling had made, and replaced with 'what'? Rental properties with the tenant having more rights than ever before. What could possi
Chid
"Can you imagine Lloyds being able to make huge profits on renting, when as now, in the private rental sector, people are using fuel/food poverty as the reason or EXCUSE for falling behind with their rents."
Lloyds have barely got started yet with the building/purchasing homes for the rental market so I don't think it will be any where near as bad for them as you are making out. The plan was for Lloyds/Citra to have 50,000 homes for rental market by the end of 2030. They expect to have 800 by the end of 2022. They are just starting out, and any recession should be played out long before they have completed the portfolio of homes for renting and have them tenanted.
"Citra Living is currently small, but it has big growth aspirations. It is starting with 45 apartments in Fletton Quays in Peterborough which will be available for renters from autumn of 2021. Citra Living hopes to have 400 properties by the end of 2021 and 800 by the end of 2022.
However, this is just the start. Citra Living has a target of reaching 10,000 properties by the end of 2025 and 50,000 by the end of 2030."
https://www.twindig.com/market-views/citra-living
Where do lloyds think all of the rent is going to magic up from? More housing benefits and Uk taxes?
PMSL.
When Labour begin to rightfully hammer all scamming landlords, so promoting Uk home ownership for Uk workers, then we will see the Lloyd’s SP sink even lower, if they expand their landlord business.
I look forward to watching all economy destroying landlords squirm in the future. Some are already complaining, that tenants have rights!
Poor landlords, boo hoo, they ain't seen nothing yet!
:)
This company is run by absolute clowns. The staff hate working there.
If you've ever had the misfortune to listen to any of their internal rhetoric you'd run a mile.
Carltt, you living in dreamland, landlords will power forward and farmers will get of sick of giving food away for free from the food banks.
Higher rents, higher food prices and higher energy bills are here to stay.
The UK workers as you call them need to work harder.
Hey CARLTT, LANDLORDS RULE! OK
Carltt
“Where do lloyds think all of the rent is going to magic up from? More housing benefits and Uk taxes?”
It may surprise you that not all households are impoverished. During the Q3 2021 IMS Q&A on 27th October 2022, in a reply to a question from Raul Sinah from JP Morgan, William Chalmers pointed out that the average household income of their mortgage borrowers is £75,000. Lloyds have more than a few mortgages!
Usual weekend update
Started this fantasy portfolio in 2016 to challenge various poster's perception that Lloy is 'the worst share ever', 'better else where' or a 'dire share',
8th Oct 2016 I invited WL/Newchurch to choose an alternative ftse 100 company so I could run a comparison, since 2016 others have been added
On 8th Oct 2016 - 1000 quid bought 206 BP. shares & 1905 Lloy shares
Today's value
BP. 206 @ 477 = 983
Lloy 1905 @ 48 = 914
In April 2017 Invest4life suggested I add Glencore -
On 22-4-17 - 1000 quid bought 335 Glen shares & 1553 Lloy shares
Today's value
Glen 335 @ 526 = 1762
Lloy 1553 @ 48 = 745
In July 2017 Nucky suggested I add RBS/Natwest -
On 12-7-17 1000 quid bought 384 Nwg & 1512 Lloy
Today's value
NWG 384 @ 280 = 1075
Lloy 1512 @ 48 = 726
In July 2017 Utrickytrees asked that I add BARC -
On 30-7-17 1000 quid bought 479 Barc & 1504 Lloy
Today's value
Barc 479 @ 172 = 824
Lloy 1504 @ 48 = 722
In Sept 2018 Motley Fool recommended Diageo over Lloyds
On 9-9-18 1000 quid bought 37.3 DGE & 1704 Lloy
DGE 37.3 @ 3647 = £1361
Lloy 1704 @ 48 = £818
In April 2020 Theosus asked that I add Circassia -
On 14-4-20 £1000 bought 3891 CIR & 3058 Lloy
CIR change name to NIOX
NIOX 3891 @ 37 = £1401
Lloy 3058 @ 48 = £1468
In April 2020 TheBoard asked that I add RollsRoyce -
On 25-4-20 £1000 bought 322 RR. & 3367 Lloy
Today's value
RR. post 10for3RI 1073 @ 103 = £1105
Lloy 3367 @ 48 = £1616
This week's observation - uppy week for banks, mixed for other fantasy stocks, Russia/Ukraine hostilities rattle on, Cost of living continues to bite, Strikes strikes strikes, Flu overtakes Covid/double pandemic, New years begins
A very basic comparison that does not include divi yield, IMO those still suggesting Lloy is 'the worst share ever' or a 'dire share' seriously need to examine their concept of investing.
1st Real deal
30-3-20 I bought 15,000 Lloy @ 33.606 = £5040
Current value -
Lloy 15000 @ 48 = £7200 = +43% over ~32 months
2nd real deal
4-3-22 I bought 8,500 Lloy @ 44 = £3740
Current value -
Lloy 8500 @ 48= £4080 = +9% over ~9 months
3nd real deal
13-6-22 I bought 11,500 Lloy @ 42.66 = £4940
Current value -
Lloy 11500 @ 48 = £5520 = +12% over ~28 weeks
4th real deal
28-9-22 I bought 7000 Lloy @ 41.97 = £2962
Current value -
Lloy 7000 @ 48 = £3360 = +13% over ~13 weeks
A1
Thanks Asperger for putting 2& 2 together in end o fo year comp.& thank you for keeping this summary going I read it quite regularly & never really thank you . Year of the banking sector & I am sure this summary will show some startling returns at the end of the year.