HSBC Holdings Regulatory News (HSBA)

Europe

Asia

MENA

North

America

Latin

America

Intra-

HSBC items

Total

$m

$m

$m

$m

$m

$m

$m

2013

Net interest income

10,693

11,432

1,486

5,742

6,186

-

35,539

Net fee income

6,032

5,936

622

2,143

1,701

-

16,434

Net trading income

4,423

2,026

357

948

936

-

8,690

Other income/(expense)

(181)

5,038

38

(30)

1,745

(2,628)

3,982

Net operating income1

20,967

24,432

2,503

8,803

10,568

(2,628)

64,645

Loan impairment (charges)/recoveries and other credit risk provisions

(1,530)

(498)

42

(1,197)

(2,666)

-

(5,849)

Net operating income

19,437

23,934

2,545

7,606

7,902

(2,628)

58,796

Employee compensation and benefits

(7,175)

(5,666)

(634)

(3,098)

(2,623)

-

(19,196)

General and administrative expenses

(9,479)

(3,660)

(607)

(3,051)

(2,896)

2,628

(17,065)

Depreciation and impairment ofproperty, plant and equipment

(559)

(392)

(35)

(176)

(202)

-

(1,364)

Amortisation and impairment ofintangible assets

(400)

(218)

(13)

(91)

(209)

-

(931)

Total operating expenses

(17,613)

(9,936)

(1,289)

(6,416)

(5,930)

2,628

(38,556)

Operating profit

1,824

13,998

1,256

1,190

1,972

-

20,240

Share of profit in associates and joint ventures

1

1,855

438

31

-

-

2,325

Profit before tax

1,825

15,853

1,694

1,221

1,972

-

22,565

Tax expense

(1,279)

(2,170)

(328)

(313)

(675)

-

(4,765)

Profit for the year

546

13,683

1,366

908

1,297

-

17,800

Europe

Asia

MENA

North

America

Latin

America

Intra-

HSBC items

Total

$m

$m

$m

$m

$m

$m

$m

2015

Net operating income1

21,058

25,303

2,565

7,657

6,592

(3,375)

59,800

- external

19,778

23,477

2,559

7,386

6,600

-

59,800

- inter-segment

1,280

1,826

6

271

(8)

(3,375)

-

Profit for the year includes the following significant non-cash items:

Depreciation, amortisation and impairment

1,013

620

38

195

315

-

2,181

Loan impairment losses gross of recoveries and other credit risk provisions

1,082

858

331

618

1,641

-

4,530

Changes in fair value of long-term debt and related derivatives

671

5

6

181

-

-

863

2014

Net operating income1

21,571

23,677

2,548

8,152

8,272

(2,972)

61,248

- external

20,450

22,071

2,524

7,937

8,266

-

61,248

- inter-segment

1,121

1,606

24

215

6

(2,972)

-

Profit for the year includes the following significant non-cash items:

Depreciation, amortisation and impairment

950

606

40

182

473

-

2,251

Loan impairment losses gross of recoveries and other credit risk provisions

1,066

800

37

437

2,466

-

4,806

Changes in fair value of long-term debt and related derivatives

614

(4)

(3)

(99)

-

-

508

2013

Net operating income1

20,967

24,432

2,503

8,803

10,568

(2,628)

64,645

- external

20,108

22,853

2,497

8,569

10,618

-

64,645

- inter-segment

859

1,579

6

234

(50)

(2,628)

-

Profit for the year includes the following significant non-cash items:

Depreciation, amortisation and impairment

957

610

48

303

412

-

2,330

Loan impairment losses gross of recoveries and other credit risk provisions

2,165

665

45

1,321

2,949

-

7,145

Changes in fair value of long-term debt and related derivatives

(936)

(1)

(3)

(288)

-

-

(1,228)

Europe

Asia

MENA

North

America

Latin

America

Intra-

HSBC items

Total

$m

$m

$m

$m

$m

$m

$m

At 31 December 2015

Loans and advances to customers

392,041

356,375

29,894

128,851

17,293

-

924,454

Interests in associates and joint ventures

198

15,720

3,176

45

-

-

19,139

Total assets

1,129,365

889,747

59,236

393,960

86,262

(148,914)

2,409,656

Customer accounts

497,876

598,620

36,468

135,152

21,470

-

1,289,586

Total liabilities

1,067,127

813,466

49,126

355,506

75,827

(148,914)

2,212,138

Capital expenditure incurred1

1,182

725

34

198

187

-

2,326

At 31 December 2014

Loans and advances to customers

409,733

362,955

29,063

129,787

43,122

-

974,660

Interests in associates and joint ventures

175

14,958

2,955

83

10

-

18,181

Total assets

1,290,926

878,723

62,417

436,859

115,354

(150,140)

2,634,139

Customer accounts

545,959

577,491

39,720

138,884

48,588

-

1,350,642

Total liabilities

1,223,371

807,998

52,569

398,356

102,007

(150,140)

2,434,161

Capital expenditure incurred1

1,168

637

25

208

348

-

2,386

At 31 December 2013

Loans and advances to customers

456,110

336,897

27,211

127,953

43,918

-

992,089

Interests in associates and joint ventures

169

13,822

2,575

74

-

-

16,640

Total assets

1,392,959

831,791

60,810

432,035

113,999

(160,276)

2,671,318

Customer accounts

581,933

548,483

38,683

140,809

51,389

-

1,361,297

Total liabilities

1,326,537

770,938

50,706

393,635

99,319

(160,276)

2,480,859

Capital expenditure incurred1

907

1,236

32

265

385

-

2,825

RBWM3

CMB3

GB&M

GPB

Other1

Intra-HSBC items

Total

$m

$m

$m

$m

$m

$m

$m

2015

Net operating income2

23,516

14,870

18,233

2,172

7,604

(6,595)

59,800

- external

20,941

15,021

20,994

1,888

956

-

59,800

- internal

2,575

(151)

(2,761)

284

6,648

(6,595)

-

2014

Net operating income2

25,149

15,748

17,778

2,377

6,365

(6,169)

61,248

- external

23,202

16,369

20,055

1,980

(358)

-

61,248

- internal

1,947

(621)

(2,277)

397

6,723

(6,169)

-

2013

Net operating income2

27,453

15,652

19,176

2,439

5,651

(5,726)

64,645

- external

25,702

16,577

20,767

1,955

(356)

-

64,645

- internal

1,751

(925)

(1,591)

484

6,007

(5,726)

-

2015

2014

2013

External net operating

income2,4

Non- current

assets5

External net

operating

income2,4

Non- current

assets5

External net

operating

income2,4

Non- current

assets5

$m

$m

$m

$m

$m

$m

UK

14,132

7,581

14,392

8,671

13,347

17,481

Hong Kong

14,447

10,979

12,656

12,376

12,031

12,170

USA

5,541

4,066

5,736

5,685

6,121

4,189

France

2,706

9,326

2,538

10,301

3,111

11,565

Brazil

3,546

28

4,817

1,403

5,364

1,715

Other countries

19,428

27,503

21,109

28,273

24,671

27,879

59,893

59,483

61,248

Year ended/at 31 December

59,800

59,483

61,248

66,709

64,645

74,999