Member Info for TheFarEnd

Ken, most on here favour taking their 25% tax free pot from their pensions, but from my own experience when I need extra funds I take them from my stocks and shares ISA, tax free of course.

If I make enough from nominee accounts, of course I top up the ISA each year, but by drawing funds from your ISA accounts this leaves your pension untouched.
Now I'm assuming your pension is a SIPP, if it is and if you die before you are 75 this whole sum will be tax free, it will not be part of your estate for tax purposes. I retired at 56 but to-date I've never drawn on my SIPP because I've never needed it.

IMO the best way to draw funds from a SIPP is by using the UFPLS method. This enables you to take smaller amounts as and when, each amount is subject to 25% tax which can be reclaimed if your income is minimal.
BTW not all provider's support UFPLS.

But more importantly this can leave a bigger sum invested in your SIPP should you require it later. Plus you can take 25% of the residual sum tax free later should you require it.

Hope you can make sense of this, it's getting late and I'm knackered, just saying.

Yeah trade balance is creeping up, the wrong way lol. But I can't remember when it was positive, certainly not this century.
c59% of the o/a figure was with the EU, just saying.

Interesting UK data due this morning @ 09:30

Yeah, she gets really upset when you call her a woman.

There's no doubt in my mind that Crowcast is a woman, I don't really know why she is ashamed of that fact.

You can add a few more EU leaders to that, don't know how much longer they can spin it, but at least we got to vote on it.

Unfortunately snige all this comes at a price, and it's not just monetary, including the free movement of people which you forgot to mention.
BTW frictionless trade within Europe is in decline for the UK.

How many times have you asked that question Crowcast?
If you don't know the answer by now why are you still rambling on about remain? It's been answered a thousand times.

Here's one for you.
What do you believe are the realistic tangible benefits you or others will receive from remaining in this failing EU experiment?
That is a harder question to answer, because upto now it's been shite.

Crowcast time to throw in the towel Lti is wiping the floor with you, give up .
It takes a good man to know when he is beat.

Let's hope so fleccy, bring it on.
It's about time our miserable lot in the HOC started to earn their crust.

Lloyds has more to worry from a Corbyn led government than a takeover IMO.

Why did you repeat my last comment to you?
I just said that.
You must be a woman Crowcast always wanting the last word.
Just accept it, you're beat, you can't defend the EU's record unemployment especially on here.

"The causes of high unemployment in Greece, Italy and Spain are not simply being in the Eurozone. They have significant unique historical, political and and economic issues."
And here's another gem.
"Clearly neither level of regulation in the EU nor simply being in the EU or Eurozone Is a significant cause of youth unemployment, otherwise there would not be the wide variation between countries nor the lack of correlation over time."

It's precisely because they are in the Eurozone that they have economic issues, if you don't understand that then there is no hope for you.

There is no one size fits all, if your currency is the euro. You can call it historic, political or whatever other rambling takes your fancy but not until you grasp the previous sentence will the realisation become clear.
A bit more homework required me thinks.

"Normal ups and downs of any economy. Want to blame the EU for the economic cycle as well."

Germany falling 4.2%, is akin to the London area falling over 4% (remember this is month on month) imagine the out cry and probably the impact on the rest of the country.
If Germany is in trouble do you believe the rest of em are gonna take the lead?
The subject says it all.....Oh dear.

Do you realize what you posted here CC, you are clearly blinded by the rhetoric coming out of Brussels.
There is no hope I despair.

"Clearly neither level of regulation in the EU nor simply being in the EU or Eurozone Is a significant cause of youth unemployment, otherwise there would not be the wide variation between countries nor the lack of correlation over time."

Month on month German factory orders continue their downward trend.
Forecast, + 0.3%
Actual, - 4.2%
That's quite a drop by anyone's standards, all's right with the EU.

Blimey If the estimated the average pension pot for a 55-70 year old is only £85,000 there's going to be a lot of frustrated grumpy old guys about.

Yeah It's always exciting when you loose a few grand (on paper), you sure.

Cheers for that Suzy, I never thought to look on the site, too many other things going on ATM.

Was only talking about Kosovo and cash burn last week.

Can someone please copy and paste the RNS, can't see it here don't know why I'm only in Spain.

Funny you should say that, just had a breakfast in the Red Lion at Gatwick it's a Wetherspoons BTW, good old Tim, now there's a bloke who knows what he wants, us leavers stick together.
Have a good day.