Member Info for Takayama

Gateboy - That point has been laboured to the point of boredom - probably some months ago. If you think that's the case and Lloyds is going to tank, why are you here? Why not move your money elsewhere? With your insights into how things are in the UK, isn't it a bit dumb to waste your time here? Almost every post is just whining about the government, nothing about the company. Let's face it. You're not discussing Lloyds. You're venting your spleen because you feel out of control. Nothing more.

Ryan air posted this morning that traffic and load in Jan 2025 grew 2% compared to Jan 2024. Good news in terms of support for IAG going forward. Demand for product in our sector continues to grow.

It would be great to get a day of posts actually discussing Lloyds bank here rather than a load of whining from people whose side lost/didn't come anywhere the last election. What are the chances of that happening? Lol!

Sundenza- we are well on our way to £4 now. We have the whole of February to deal with (before results) and there is nothing to change sentiment at this point .

I agree but I’m not sure how soon though. Reassuring that they have appointed Gneiss to manage the sale. Gneiss have a proven track record of success in this area. And also I thought yesterday’s Form 8.3 provided some interesting insight into sentiment behind what was happening - a move from holding to spread bet… . I’m not sure which Mile Staten it is but there are some obvious (and seemingly well informed on risk considerations) candidates… .

On a simple p/e basis, closest UK equivalent is EZY who are on 8.4. In the US, AAL is 8.9. IAG is still at 7.4. Don't forget for IAG, that is on last years earnings, so this year is expected around 20% improvement on margins. On top of the that, you can put the trajectory of IAG - are earnings going to continue to improve? Covid and debt were the main drags on SP previously, but there were some serious structural problems too. All of these have been dealt with now, and on top of that there is the prospect of expansion at Heathrow, together with a management team that the City trusts. So, beyond this year's improvement in margins, more improvement lies in wait... . Thus the SP still looks cheap now and will continue to look cheap even after results (once p/e is again adjusted downwards) and on top of that, with the 'enterprise' factor considered. I'd guess at this point, £5 by year end is fair, we may overshoot to £6. There'll be profit taking along the way with retail investors taking flight.

I’d observe that the slip in SP here is tiny, the result of miniscule trading (we’re talking around £7k total?), and there is considerable support on the bid side (so the downside). I’d offer therefore that this is nothing but retail and so nothing to worry about at all. I completely agree about the expected stream of news - over the next six months, we should be getting a flow of good news. Gla.

I found the complete absence of any type of activity from SEED a little odd. Not even a buyback which was an obvious way to hand capital back to shareholders in the absence of any ideas. But we all know that Ed and Mellon are close. Why have a buyback if you know your mate is going to vacuum up shares that disenchanted shareholders eventually sell at a really low price? Let the shareholders sell at below NAV (I have!) and let Mellon pick them up at that low price. Keep the money in the coffers for future use rather than a buyback. The board still pick up their salary until the company just 'expires'. I was wondering who was picking up my (and others') sells given the bid/offer remained stable? There was obviously a large 'pick up everything at that bottom bid price' order, and it is clear now that this order was from Mellon this time keeping the offer price from slipping down.

What's the plan? This company is obviously worth more than market capitalisation. But nothing will happen until Ed wants something to happen. And he wants to get as rich as possible by winding the company up, for him and his mates to p@@s everyone off so much that everyone just sells out at that low price. It's only a matter of time until more and more shares are sold. Ed'll still get paid. And Mellon (et al) will buy up the remaining shares for a bargain price, knowing what the eventual plan is. And of course, shareholders do not know what the eventual plan is, so will just sell up. But you can be sure that Mellon knows what the eventual plan is.

I don't regret selling. I found it quite stressful holding here. Ed is a disaster. There are better ways of making money than scrw::ng other people. Shame Ed doesn't try and make money for everyone by investing in brilliant unicorn companies but he just wants to make money to fund his own dumb hobbies by scre""ng people over. I'm happier out of it.

This company is, as someone else put it, 'legalised criminality'. A little band of friends helping eachother out. They'll get rich and cream off from the rest of us. All, IMHO.

Good luck all here. I really wish you the best. It was an enjoyable board to be part of and I hope you all make some decent money.

I found the complete absence of any type of activity from SEED a little odd. Not even a buyback which was an obvious way to hand capital back to shareholders in the absence of any ideas. But we all know that Ed and Mellon are close. Why have a buyback if you know your mate is going to vacuum up shares that disenchanted shareholders eventually sell at a really low price? Let the shareholders sell at below NAV (I have!) and let Mellon pick them up at that low price. Keep the money in the coffers for future use rather than a buyback. The board still pick up their salary until the company just 'expires'. I was wondering who was picking up my (and others') sells given the bid/offer remained stable? There was obviously a large 'pick up everything at that bottom bid price' order, and it is clear now that this order was from Mellon this time keeping the offer price from slipping down.

What's the plan? This company is obviously worth more than market capitalisation. But nothing will happen until Ed wants something to happen. And he wants to get as rich as possible by winding the company up, for him and his mates to p@@s everyone off so much that everyone just sells out at that low price. It's only a matter of time until more and more shares are sold. Ed'll still get paid. And Mellon (et al) will buy up the remaining shares for a bargain price, knowing what the eventual plan is. And of course, shareholders do not know what the eventual plan is, so will just sell up. But you can be sure that Mellon knows what the eventual plan is.

I don't regret selling. I found it quite stressful holding here. Ed is a disaster. There are better ways of making money than scrw::ng other people. Shame Ed doesn't try and make money for everyone by investing in brilliant unicorn companies but he just wants to make money to fund his own dumb hobbies by scre""ng people over. I'm happier out of it.

This company is, as someone else put it, 'legalised criminality'. A little band of friends helping eachother out. They'll get rich and cream off from the rest of us.

Good luck all here. I really wish you the best. It was an enjoyable board to be part of and I hope you all make some decent money.

Even Wizz, despite their issues with their engines, their issues with foreign currency hedging (both issues that IAG does NOT have and in fact anticipated) have reported increasing passenger numbers. Aside from some retail profit taking because £4 is a psychological barrier, why wouldn't IAG march on to £5? Selling at £4 is the same as selling at £3 - you'll lose out on the subsequent gain for no particular reason ... . Where would you put your money to get back an equal gain? With Heathrow extra runway on the card, there is surely only continued good news in store for IAG for the next 6-12 months (at the lower end of risk forecasting)? And so hedge funds, pension funds will all be topping back up their stakes in this solid, well run blue chip rather than profit taking.... ? Right? Or not??

Not really. There is a big spread between bid and offer - 0.8 to 1.1. It was a single £38 buy that shows this as being boosted. I wouldn't use this as an indication that there is anything positive here.

It's a terrible accident.

Bloomers- It's called using fiscal policy to get critical mass in a market to drive prices down to drive the market to a medium long term which will bring economic benefits that outweigh the cost of the fiscal policy in the first place. I'd suggest trying to get your GCSE Economics Bloomers. You'll note there's also a strategic angle to it - some of us don't like Putin and don't want to depend on his gas, subsidising his expansion into free Europe. Fine if you're okay with that. Fine if you believe in liberterian capitalism, though little good has come from the latter. But the civilised world has moved on from 18th century economics as has the world. Are you called Bloomers because you wear 18th century fashion at home to match your approach to economics? I bet you do!!! LoL!!!!! 😝

MVarawa - so why are you posting here? Don't you have an interesting, varied life with lots of exciting, meaningful and challenging things to do? Don't you have anything better to do with your time rather than advise strangers not to invest in Lloyds? If you have no life, well, I sympathise with you. I was in a dreadful road traffic accident and was hit by a car driver who was subsequently arrested for drug driving. That's why I'm here. Because I can't do anything else (for now). But surely you are in a better place? Why are you wasting your time posting here?

Bloomers - I love the way you believe anything on the internet that happens to fit your narrative! Did you know that the carbon footprint of manufacturing a wind turbine is greater than the amount of carbon it would save in comparison to a coal power station producing the equivalent amount of electricity?

Given Lloyds is principally a UK consumer bank, it's prospects are tied to the the economy. That's why I guess that so many posts are reflecting on the ability of the government to create growth. Lots of people on this board are pessimistic about the UK's economy, blaming the current government - who we will have for the. What I don't understand is why, if you think the UK is heading towards economic disaster, why would you be invested in Lloyds? Even Bloomers says he has shares and he is really pessimistic. Why would you hold on to shares you believe will go down in value?

That's modern banking right there. The closure of high street branches has been happening for more than 10 years.

Mvarawa- so is that a buy or sell recommendation for Lloyds? lol!!! 😂

MVarawa - So you're saying I should sell Lloyds as the economic backdrop is so dire. I'm guessing you have already sold to profit from other people's ignorance, right? What do you recommend as a buy?

Bloomers "Taka always for communists wasting our money after he spaffed 7.5k of our taxes on a heat pump that works less well than a boiler." - A Heat pump is around 300% more efficient than a gas boiler. It's the science. And so if I install a wind turbine on my land, then that would be a real blow to Putin et al. Self dependence on green energy is the way to go. In fact Bloomers, with all the hot air that you expel, you could stand in front of my wind generator and generate enough electricity for the whole neighbourhood! How about it buddy? Do your bit against Putin or do you like 'strong men'?!! LoL!!!! 😂