Member Info for Svend

Full steam ahead, heading towards the North Star ✴

Retirment,

It’s a simple question, but it’s also irrelevant to the discussion. I don’t share personal details on forums — same as most sensible people.

And the statement “high risk at 60 means you’re off your head” just isn’t accurate. Risk capacity depends on wealth level, income streams, liabilities, and objectives. A financially secure 60-year-old with surplus capital can take more risk than a leveraged 35-year-old with dependants.

Age is one variable — not the determinant.

Good investing is about matching capital to goals and time horizon, not stereotypes about birthdays.

Too much He1 🎈🎈🎈😂😂😂

Clued, Of course, age can influence strategy at the extremes — a 99-year-old and a 29-year-old won’t have identical horizons. That’s just common sense.

But the point remains: investment decisions are primarily driven by objectives, capital base, income needs, and risk tolerance, not simply the number of candles on the cake.

I’ve seen retirees with 20-year horizons and thirty-somethings who panic after a 5% drawdown. Behaviour matters more than birthdays.

And for the record, none of us invests purely for “our age” — we invest for outcomes: financial security, optionality, and legacy where relevant.

So yes, age is a factor… just not the defining one some try to make it.

Retirment,

You’re confusing age with behaviour.

Risk profile, tax planning, and retirement strategy are driven by objectives, income streams, and time horizon — not a birth certificate. Many people in their 60s take on high risk, while those in their 30s tend to run conservative portfolios.

As for profiling strangers’ wealth on a forum — that’s usually more about the person guessing than the person being guessed.

My finances are exactly where they need to be for my goals. That’s what matters.

In investing, outcomes consistently outperform assumptions.

In markets, age is irrelevant. Returns, discipline, and time in the game are what count.

Flyingdaleflyer, indeed, Rycey just needs a little helium (HE1) under her wings, and we are ready for take-off.

Retirment,

Interesting theory — except posting on a forum takes about 30 seconds, not an entire evening or a psychological profile.

Some people were out earlier, some stayed in, and some checked their phones. That’s called normal life.

What’s more revealing is someone scrolling through timestamps, building narratives about strangers, and then announcing it publicly. If we’re doing mirror work, that might be the place to start.

As for the pirate comments — humour and personality don’t invalidate analysis. Markets reward correct positioning, not posting style.

And people agreeing with a view isn’t “sheep”; it’s simply consensus when the argument makes sense.

Anyway, hope your Valentine’s evening was enjoyable — genuinely.

Arsenal17,

Easy seas, sailor.

You’ve done well, good. That’s the whole point of investing. No quarrel from me there. But markets aren’t scored on forum predictions or calendar dates; they’re judged on execution, numbers, and the course a company steers over time.

The Captain’s log has always been about the voyage — balance sheet repair, cash flow, margins, and the 2028 destination — not chest-beating over a single tide marker. If the wind holds, the ship sails higher. If it doesn’t, she adjusts course. That’s the sea we all trade on.

No jealousy here, no drama needed. Just charts, numbers, and patience at the helm.

Fair winds to you. 🚢

Kendalsc,

I’m really glad it’s worked out well for you — that’s what matters. But honestly, you don’t owe me or anyone else the credit. You decided to stay invested, you carried the risk, and you showed the patience — that’s the hard part.

Taking some profit and letting the rest run sounds like a very sensible approach, too. There’s nothing wrong with banking life-changing gains while still keeping exposure to the long-term story.

At the end of the day, we’re all just sharing views and learning from each other. I’m pleased it’s helped you feel more confident along the way. 👍

Wishing you continued success with the rest of the position.

Tjblowhard,

That’s genuinely appreciated — thank you.

Your dad’s sayings are spot on, by the way. Markets have a habit of humbling all of us at some point, and none of this is “over” until the numbers are confirmed and the journey plays out.

If anything, the only thing I’ve ever tried to share is the framework — the long-term glide path, the balance sheet repair, the execution. Everyone still makes their own decisions and carries their own risk.

And you’re absolutely right — we are all in the same boat here. Different styles, different timeframes, but ultimately we all want the same thing: good companies to execute and investors to do well.

No harm in a bit of banter along the way, either.

Group hug accepted. 🤝

Arsenal17

If you’re not interested, you’ve written an essay explaining why.

I’ve never claimed certainty — only a thesis based on execution toward 2028. Markets confirm or reject that over time. Reducing investing to a single calendar date is entertainment, not analysis.

You’re focused on “quality of life.” Good. That’s the objective. I’m focused on capital compounding through earnings growth and valuation expansion. That’s how quality of life is funded sustainably.

February 28th won’t define anything in isolation — it will simply add another data point.

You can filter, remind, or ignore me. The share price won’t care either way.

Arsena17

Strange how the people who say ‘you may get there one day’ spend all day checking if others are on the way. 🚢

Arsenal17 > There’s nothing to “accept” beyond what’s obvious — markets don’t move in straight lines and short-term forecasts are probabilities, not certainties.

You’ve done well in RR? Good. So have many long-term holders. That’s the point of backing a structural turnaround — not trying to win forum points over a calendar date.

If you want to reduce everything to “gotcha” moments, that’s your choice. I’m interested in trajectory: earnings, cash generation, guidance, and whether the 2028 framework is being executed.

Filter, don’t filter — it makes no difference. The numbers will determine the outcome, not the noise around them.

Arsenal17 > It doesn’t “bug” me at all. Markets are probabilities, not guarantees. A forecast is a thesis based on available data — and it either plays out or it doesn’t. That’s investing.

What’s interesting is that you’ve shifted from discussing valuation, earnings trajectory, and capital allocation to discussing personalities and lifestyles. That usually happens when someone runs out of substance.

Whether someone is at a pub, on a yacht, or at a desk is irrelevant. What matters is earnings growth, cash flow, balance sheet strength, and execution against 2028 targets. The market will decide based on those — not forum theatrics.

If the numbers validate the glidepath, the price adjusts upward over time. If they don’t, it reprices. Simple.

Wealth isn’t declared on message boards — it’s compounded quietly.

Yes, a busman's holiday? With retirement on his tailcoat, what a pair!

Arsenal17 will be tearing through his next cruise like a man on a mission—scrubbing toilets, decks, chasing spinsters, and mistaking motion for progress. As for 3 × £5, that’s pocket change dressed up as strategy—hardly enough to steady the ship, let alone steer it. He signed off at £5. Bless Him.😆

Radka,

The price action during the day!

@Radika Just read the tape, the rest is history!🙌😎🎈🧨

Let's see the £15 printed first, shall we?😎🙌 🚀