Member Info for StickyToffeePudd

The mood music from the Trump visit is excellent.

Sir Keir is showing what a masterful actor he is on the international stage!

We should all be grateful we have a politician of his calibre, leading the nation.

Chips, to be honest, given how far lloyds have come this year, 80p or 90p I'm good with either for a close price.

It really shocked me seeing people sell up along the way this year, and there were some deluded folks who predicted a retrace to the 30s.

Chips, so you're pushing TFE off 90p spot.

TFE doesn't use the forum much these days, so I'm sure he won't mind.

Will you have a PC handy at new year to run the EYC, when you win when lloyds closes 2025 at 90p?

Hartleygreen, thankfully one of the soldiers who murdered innocent civilians on Bloody Sunday in Derry in 1972, finally went on trial this week!

We need to see some justice here!

Queen mum that would be I guess.

ATISHA, I'm neutral on the royal family.

If the British want a monarchy, it's fine by me.

However, I do respect both Charles and the Queen mum who have both shaken hands with Martin McGuiness. These actions cemented the peace process and was a brave action, by all parties involved, given the history on all sides. Sadly neither Martin nor the Queen are with us any longer.

OK Growmorecash, I'll give you that one...

Maybe a little bit of tongue-in-cheek in that statement.

Regardless, I'm quite sure they've bitten their lip a few times and had to swallow hard, listening to Trump ramble on.

Geofrey, agree that Trump does make one cringe!

Look, Prince Charles, Starmer, the rest of our Royals and elected officials are thinking of what is good for the nation and simply buttering up Trump.

This soft power is worth its weight in gold and will filter through to the economy and untimately lloyds.

Labour continues to play a blinder with the economy!

With AI investment by US in UK!

Labour are making the UK the powerhouse of AI in Europe!

Lads, a “record-breaking” investment pledge of £150 billion refers to the largest total value of new confirmed inward investment commitments ever announced in connection with a UK state visit.

Sir Keir has played a blinder hoasting Donald and there can be no debate on that one!

https://www.gov.uk/government/news/record-breaking-150bn-investment-unveiled-during-us-state-visit#:~:text=The%20%E2%80%9Crecord%2Dbreaking%E2%80%9D%20investment,with%20a%20UK%20state%20visit.

HardDown, this forum is for chat relating to lloyds shares.

If you post juvenile nonsense on other topics, it is likely to be removed.

I suggest you take yourself off to Facebook, Instagram or twitter...

"I have yet to meet a poor man who has nostalgia for poverty", Charlie Chaplin.

"Forecasts

This is based on the 2025 outlook. But if I look further ahead, my fears of possible overvaluation start to fade a little.

Forecasts have the Lloyds P/E at 9 for 2026, dropping as low as 7.6 in 2027. That assumes 80% growth in earnings per share (EPS) between 2024 and 2027, and is based on the current share price.

The 95p Lloyds share price target would suggest multiples of around 10 and 8.7 next year and the year after respectively. And if the mooted EPS growth comes off, I could be seeing the kind of safety margin I like.

Some brokers, however, think things could be even better."

https://www.fool.co.uk/2025/09/17/how-high-can-the-lloyds-share-price-go-here-are-the-latest-broker-forecasts/

Natwest received on 12th and barclays today.

Chips, my forecast for the end of year was 75.5 I recall. We both need to see how the economy goes in the closing months of the year, but I still hoping that TFE bags it with his prediction of 95!

Lads, we get a lot of spin from the UK press and media on the outlook for the UK, depnding on whether that particilar source is left or right leaning.

We have analysis here for Bank of Ireland, who have no bias, one way or the other.

It does not make good reading...

"UK Chancellor of the Exchequer, Rachel Reeves faces a range of headwinds that will make it

harder to meet her fiscal rule for a current budget balance by 2029/30; recent Labour

government reversals on planned welfare cuts, likely downward revisions to the OBR’s

projections for UK GDP growth, questionable plans for restrained spending from 2027 onwards

and finally higher gilt yields and borrowing costs.

Hence, it is quite possible the November 26th Budget will be forced to set out a larger package

of tax rises and spending cuts, exceeding the £20bn (0.7% of GDP) currently anticipated. If so,

this poses a downside risk not only to our forecast for 1.3% UK GDP growth in 2026, but a more

aggressive fiscal consolidation could also bear down on sterling, gilt yields and perhaps

persuade investors the Bank of England has greater scope to cut interest rates."

https://corporate-economy.bankofireland.com/substantial-fiscal-consolidation-a-risk-for-uk-and-sterling/

DYOR!

"The Lloyds share price has rebounded in the past few days, moving from a low of 77.40p earlier this month to 84.22p today. LLOY has jumped by over 68% from its lowest level this year, bringing its market cap to over £50 billion."

Worth a read, that is for those who are actually interesting in lloyds shares..!

https://invezz.com/news/2025/09/16/lloyds-share-price-forecast-ahead-of-boe-interest-rate-decision/

Chips, you're increasing your price targets...?

At 0.83p the share is 37.6% undervalued and fair value is given as £1.32 with a fair value tolerance of +/-20%.

https://simplywall.st/stocks/gb/banks/lse-lloy/lloyds-banking-group-shares/valuation