Member Info for snige

I would say Alistair Darling/Gordon Brown are making a more professional job of their global crisis than this current bunch.

jl,
I would think there are lots of people like me.
Never made a claim but did have three and a half days sickness ( alcohol related in my youth).
Skiving in some parts of this country wasn't looked upon favourably.

No.
It's about self respect. Getting through life without ever making a claim.
Clearly Calisto you have.

Who would have thought the self employed would become benefit scroungers.
Only under a Tory economy!

Fully briefed up for another day in the big brother corona house by radio 4.
I've always believed in superior alien life forms out there and no doubt their observations of us will be on their comedy channel as to "how not to deal with global pandemics".
All along it has been about protecting the vulnerable yet we have sent the majority home to sit in the garden.
I'm treating this flu seriously, not for myself but for the contact I have to maintain looking after elderly mums.

The probability for Trump is by September we should have a rising market although not far of todays level, good for an election run.
Anyway Boris fixed it for me, the allotment is looking fantastic.

Political leaders who win a war, as long as it's short and sweet usually go on to win a second or third term.
The plebs will never know they are 5% worse off, they'll just be happy to sit on a beach again.

boomer, too late to listen to your professor's, we're ramping up a hero on a par with a latter day Jimmy Saville.
Boris is the chosen man, he will save thousands of lives and will lead us to the promised land at the bottom of the economic cliff, hallelujah.

You could until recently still buy income protection cover but they've pulled that one.
"Due to the coronavirus pandemic, ActiveQuote is no longer able to offer Unemployment cover to customers because insurance providers are unable to provide cover. ActiveQuote is still offering Accident and Sickness cover to customers."

livestock, borrowing more going into an uncertain 2021, that makes sense.
As you say it's for solvent companies, prepare for a spike in bad debt.

Richard,
"We easily forget pensioners but there are many that rely on dividends for their modest income".
You're meant to be able to live off state pension, my mum and mother in law do it,stop whinging.

I find the most feeble excuse from this debacle is we are dealing with a "hidden enemy".What is hidden if you can identify it with a test.
The South Koreans by testing know precisely where it lurks swamping the specific area with tests and a firm lock down letting the rest of the country to get on with its business .
Trace, test, treat, 270,000 so far.
https://www.sciencemag.org/news/2020/03/coronavirus-cases-have-dropped-sharply-south-korea-whats-secret-its-success

The negatives will be more "domestics" and a similar after Christmas spike in divorce.

Probably a bit to early for this one but the last 10yrs have seen personal saving rates fall 50% to 5.5% of earnings while Germany has doubled to 11%.
I would hope the truly self employed should have saved for such an event and therefore will not be entitled to UC unless their total savings are less than £16,000, but it does highlight the way this government has treated its savers.
Savers have been ostracised like smokers, to be both over the last 10yrs has been hard.

It's been suggested "One proposal under discussion is for the UK to follow the lead of countries such as Denmark, where the government has promised to cover 75% of salaries at private companies for three months, if they promise not to let staff go."
That might just cover permanent staff but the whole crux of the UK workforce is the ability to quickly hire & fire the zero hour,agency,freelance and part time staff, why would any employer pay 25% to keep them on the books especially after this dip is over you would be able to pick them up for a lower wage.

livestock,
it's not about whether they can afford it, it's about the largest shareholder sending out a message "we are all in this together".
If RBS cut, the pressure will be on Lloyds to follow suite.
The general public see 7% ,they won't be aware this was agreed when the share price was much higher.

Lloyds paying 7% in May does seem a high yield under current circumstances.
RBS share price under more pressure today and due to go ex div next Thursday also yielding 7% although the majority is a special.
Are they going to pull it?

Boomer, I did take the trouble to look at the number of weekly registered deaths in case they were hiding something and this winter compared to the last 5yrs is below average, apart from a spike mid Nov probably due to an early cold snap and another one early Jan probably caused by Brexit fatigue or remainers wishing to pop their clogs while still in the EU!

I bet a lot of you were reassured by Boris until the last question of todays briefing was asked by a reporter, "what do you mean by we can turn the tide in 12 weeks".
Then followed 5 mins of complete waffle but i think he does wants to tell the truth.

This should extinguish any further risks for banks of lower interest rates, unless the B of E is contemplating negative rates.
Would they do that?