Member Info for Simon_Said

It's out!! http://www.investorschronicle.co.uk/comment/2017/11/27/looking-for-alpha/ Why sell this company pre-300p? Don't get it.

(I know this for a fact as he said so on the Investor's Chronicle podcast!)

Next Bango writeup from Simon Thompson coming this week. Most likely between today and Wednesday. Always helps the SP.

Thanks Pensioner, your sector knowledge here is remarkable! Are Boku still using SMS?

Latest Investor's Chronicle podcast features Simon Thompson talking about Bango! All the latest developments and talks about Bango. Regarding Boku, 'market is big enough for both', huge growth market in developing world, he will be writing this up next week to explain further. Get in! :D

Boku also uses SMS. This is a more common method of DCB. Bango's USP is that they have an integrated method allowing for one-click purchasing once the option is set up. Reading some of the developer blogs and older articles on the Bango website changed the way I see them a lot. Bango's USP compared with its competitors is that the transaction happens without the user needing to respond to SMS, and because everything happens through the website, they can add value through analytics services, which they call 'Bango Boost'. Many fail to grasp the significance of this product. Analytics are everything in online retail - key to Amazon's business model, for one - and many BGO RNS's have given examples of the effect Boost has on EUS for retailers who take the service up. V2 of Bango Boost includes developer tools for app developers, extending the reach of Bango's payment analytics into application source code. As KingBarolo said below, many recent new deals (losing track of them now) mention mobile payments 'standardising' on Bango. The pace of development suggests this, as does the Infomedia strategic partnership where they are concurring by passing over payment processing to Bango and concentrating on their strength, merchant services.

Thanks Pensioner, didn't know they had a Google Play relationship too.

I've been reading back on ST's columns on Bango, and remembered this: 'For example, chief executive Ray Anderson told me during our results call that two Middle Eastern mobile operators who migrated their Google Play routes to Bango�s platform in the first half saw a 35 per cent increase in their EUS immediately, highlighting the benefits of the company�s big data product, Bango Boost, which enables more cost effective and targeted marketing programmes of a client�s content and services. This can only lead to further migration of established Google Play routes to the Bango Platform. Mr Anderson has identified �sources of migrations that can bring in billions of dollars of EUS�.' When he talks about 'migrations', one must wonder where these are coming from. I strongly suspect the answer is Boku, the only other DCB provider to Google Play that I know of. Also, Ray says 'billions' could come from migrations, and Boku consistently talk about 'billions' in EUS (which they misleadingly refer to as 'revenue'). DYOR...

Simon Thompson has returned from his holiday and is back at the Investor's Chronicle, so I've just asked him if he'll do a write-up of the Bango deals that came out while he was away (South Korea, Egypt, Nigeria and Infomedia). If he does it'll certainly help.

Cheers. It literally just looks for keywords in posts, anything at all positive gets flagged as 'ramping'. It's a database using a crude algorithm, designed to help people trying to talk down a share defeat positive posters. Anyway. Seems we're doing another dip and climb again, hopefully people who've been here a while are starting to see the pattern. I've now got plenty put away in anticipation of results time in January.

That site is a load of *******s.

More buys than sells, yet the price fell today. Bizarre. AIM is incredibly irritating sometimes.

One of Bango's key strengths is its ability to expand operations with minimal capex. That is almost entirely down to the clever engineers who built a scalable platform that can easily flex to demand and can be customised to new clients rapidly. I highly recommend reading the engineering blog on their website from time to time - much of it goes over my head but it gives an insight into the technical geniuses behind this innovative set of products. Exapansion costs were mentioned the last Strategy Day and were extremely low, easily paid for by the additional EUS they facilitate. Tens of thousands to set up billions of revenue capacity and millions of profit pounds. I don't think that price target is realistic, but I do expect solid SP progress as we head toward the end of the year, in anticipation of the January trading update. But I don't think the market will manage to price in all the growth, as those of us monitoring the news here closely can see the immense buildup of new routes, not to mention the crazy increase of �100m EUS in the last 2 months before the last update, likely the first inkling of the Amazon effect. Bango have told investors they expect to double EUS in the next update, as they have several years in a row now. Every time they do it it gets more impressive, as they're doubling increasingly enormous figures - this is the true meaning of 'exponential growth', a term often misapplied. I think on this occasion it will be significantly more than double. Looking further down the line, the enormous newsflow here and deal flow means that I expect EUS to enter into billions in not too much time. Raymond Anderson made this prediction to Simon Thompson, saying he had 'poaching' customers in mind that alone could provide those billions, let alone the enormous Amazon contract an all these promising developing-world and other contracts via Google Play and local carriers. It's really hard to comprehend how big this could get, especially when we're in a country that isn't as mobile payment native. But ask somebody in Japan or Nigeria etc about this kind of business and I suspect you'd get a very different kind of response.

Today's Proactive Investors newsletter leads with this: 'The time of year is approaching when stock market journalists write about the best performers of the year � which brings us on to Bango. Up 250% year-to-date, it must be a strong candidate to win the accolade of London's number one go-go stock in 2017. The mobile payment specialist's shares put on another 7.3% today as it announced a deal in Nigeria � one of the most mobile-phone-crazy countries in the world. In Nigeria, having a bank account is not particularly common � despite the impression you might get from those scam emails asking you to help smuggle hundreds of thousands of dollars out of the country. In a society where bank accounts are not the norm but mobile phone ownership is high, the prospects for a mobile phone payments enabler such as Bango are enormous, hence Bango chief executive Ray Anderson's comment about this being an important milestone for Bango.'

Pensioner that is fascinating and I had no idea you had such history with the comapany. Thank you so much for sharing that.

https://bango.com/news https://news.bango.com/ https://blog.bango.com/ https://bangoinvestor.com/2017/09/29/proactive-investors-video-bango-sees-massive-opportunities-in-the-internet-of-things-space/

2/2 - Infomedia: New strategic partnership entered int with one of Bango�s historic rivals. Transactions from both will use Bango platform for payments, and Infomedia merchant services. This brings an immediate increase in EUS. Partners have been referring to Bango as the �standard� for mobile payments, and this deal underlines that. Overall, the direction of travel is clear. The next trading update is in January and you can see why many of us who have been here for a long time are extremely excited to see the next set of numbers. The rate of expansion is exponential at the moment and Bango appears to be the platform of choice for retailers and mobile operators around the world implementing Direct Carrier Billing.

Lots of new names here, good to see word getting around on this excellent company. To see the breadth of Bango's global partnerships read their website bangoinvestor.com, but here are some recent news highlights: - Amazon Japan: Bango has had a relationship with Bango for a long time for payments to the Amazon App Store, but as of this summer Amazon made a deal with Bango to allow its customers to use Bango direct carrier billing (DCB) across all physical products too. This was a major landmark for Bango, and hopefully just the first test in a global rollout of Bango DCB for Amazon. The concept of paying for goods through your phone bill is catching on, and Japan is ahead of most of the world with its adoption, so this is a great market to kick off physical goods purchasing, a new paradigm for DCB. The last set of Bango figures came out when the Amazon Japan deal had only just started going into operation, however CEO Ray Anderson shared that between the end of June and the end of August, annualised End User Spend (EUS) through the Bango platform rose from �300m to �400, and the Amazon deal only came online toward the very end of that period. The next results are due in January and the company has already said it expects to double EUS, which it has done for the last several years in succession. In an Investors Chronicle podcast in late September, Simon Thompson revealed that in an earlier discussion with Raymond Anderson, he told him that other Japanese physical goods online retailers were queuing up in the wake of the Amazon deal. This deal was extended last week to also include Amazon Prime and Student subscriptions, now also payable via Bango DCB. - South Korea: Bango announced a major strategic move into South Korea, appointing a Country Manager and exploring possibilities in this rich, technologically advanced territory. Last time they did this was with Japan in early 2016, and that obviously bore substantial fruits! The South Korean market is similar in many ways so this is very promising. - Egypt: As Bango pursues growth across Africa, which is largely mobile-first so a key growth market, last week they announced a deal with Victory Link in Egypt. This brings Bango DCB on Google Play to all 3 major mobile carriers in Egypt, opening up a large new potential market. - Nigeria: Continuing the theme of African expansion, a new deal was just announced with 9Pay in Nigeria, one of the most mobile-centric countries in the world, for a mobile wallet product. - PSD2: In January 2018 new European regulations are coming in which allow DCB to be used to pay for physical goods in Europe for the first time, and removes many of the obstacles to unconventional payments online (removing advantages of traditional credit card processors). Online retailers of physical goods will be able to integrate the Bango platform for the first time, and many new deals are expected to follow. CONTINUED IN NEXT POST

I just posted over on ADVFN regarding Bango Boost. I think that as investor's assess the Boku IPO it's important to remember the huge differences between them and Bango, and why the Bango platform is so powerful: https://bango.com/Files/Pdf/WhitePapers/bango_boost.pdf Because Bango is fully integrated with the retailer and mobile operator, they can provide data that the crude SMS system at Boku cannot get to. Bango Boost has typically seen 20-40% revenue increases for clients who took it up. That translates directly into higher EUS and profit for Bango. There is also a new version of Bango Boost for software developers to integrate directly into their apps, providing more valuable analytics data. As Amazon and Google have proven on an unprecedented scale, in the digital economy, data is absolutely key - it's gold. Bango is applying this principle on its own, and partnering with data-centric companies. This is an enormously revenue-positive way to do business on the internet.

And the deals keep on coming! This is a great one, Nigeria is a huge opportunity for Bango as DCB is so normalised there. So South Korea, Egypt, Infomedia and Nigeria deals all in the last few weeks. Incredible pace of developments.