Member Info for Roguemale1

Hi Billzo you were obviously unhappy at 1704 Saturday? Football results not to your liking? :)

Where we are now due to historic goodwill being unwound (I assume it was loaded up to make the IPO juicy?), the ship debt and the unknown on insurance returns.

Next month we will know what that looks like and at some point we may have the debt position improved by a leaseback/whatever or we may not. Even if we do that will affect EBITDa but at least then there is a this is what it looks like now position and then you will have to make your mind up where it could get to when insurance recovers, travel steadies and costs are under control? I am relatively lucky to have an average below 2 so I think I'll get back and when it goes there I will see how I feel. Billzo you're about the same price? WRT Roger acting as a bank I thought when that was announced the view overall was that it wasn't any more expensive than the banks? And as for Babu being able to hoover up cheap shares, if indeed he still is, so could we if we were so inclined? Volumes low until results I think. As for the 6 quid which I know winds you up, I'll say I don't know now until results, market cap low due to the above so clear that lot and it will be well north of where are now which in any event would probably be enough for most on here, not that there are that many now compared to the 2020 covid recovery share club. Like exams, in a few weeks time it will be all over!

Do you have view on what good might look like?

Last year I had 3 or 4 bought on the cheap. Its OK for the quick 50% but no good if you have a book of recovery stocks that in theory should go back to their previous Market Cap given a couple of years....it demonstrates where a lot of Director's priorities lie-the quick buck rinse and repeat rather than building back the business.

ST yesterday. Perhaps that can move it!

Open annual report.

Word search "Reserves"?

Wild stab in the dark.....

Hi Alnwick,

Well I don't know how they quote then! GR4, lowest postcode. Aviva did try it on so I just went back n via Confused. Job done.

Oh and Aspers my old fruit-also Defacto 5* also! They should do a shareholder discount...

Alnwick, its funny-They are always way off for me-over 30 years no claims but a fast car. Aviva get the work every year. And look at them? They need to review their algos.

Yeah. I'm not saying it hasn't reduced-seems to me to be about 25-30% 2018-2022 (note we have no firm figure for 2023 yet)..

But the latest was they present the numbers has changed so not 100% what the like for like would be-eg 3 yr policy-is that 1 policy or 3 1 for each year etc etc.

Billzo is good at this-what do you think?

Well on P44 of the 2018 report the figure of 2488k saga branded plus 293k unbranded=2781k is given. If you go through the reports 2018-2022 there are slight differences in the presentation formats for the policies sold numbers. Some of the figures going into the headline core figure count buildings and contents as 2 policies. Apples with Apples is hard to find.

Where is the 4415 stated?

Morning Golarge, welcome aboard the good ship SAGA.

"Also if you look year on year the number of policies they're selling, it's more than half what it was back in 2018."

Please can you clarify what figures you are using to make that statement? It doesn't appear to be based upon the Annual Report and accounts for that period....

Buglet, I'm merely pointing out that your strategy as previously regaled, is sell some when they are higher and buy back lower. No issue with that.

But as previous I am just saying that the only time you post is after big drops, and always negatively. You never post positively when it rises....or indeed any personal opinions on why it might be going up or down. Just that there must be some secret bad news. Neither you or I have any influence on how this moves so may as well lighten up a bit? But good luck anyway. No issue with you making money long or short.

Hey

How are you doing mate? Hope you've not done too much on those AIM miners? You could have lost it all here!!??

Yeah I guess till we see more detail its wait and see.

I was telling you £4 was too much. We should do one at £1.78!

Keep an eye on us, we'll need you in March!

UTV!

Buglet,

"Mr 10 million is not doing so well is he?" Well as far as we can see he is currently about at his average or maybe even slightly above it. As my learned friends said below, until his role/intent is clarified and the cruise JV/whatever is revealed along with the actual cruise numbers this is just gonna bounce around. Its being moved around at will by the small trades atm. In the position we're in does carrying the goodwill at all do us any good-its gonna get a big lump off oit dropped anyway as we have had the heads up on that.

I knew you'd be i put a 1/4 in , I took a 3/8ths out. Nonsense. You should go take lessons on the PFC board for bashing. You need to up your game LOL.

Ah, I wondered where you were.

Remind us all what the bad was last time you said that? SInce then someone now has 10m reasons to be confident I think. I'll take his view of life thanks.

Banbury-did you see my msg mate? Other board.

I think you'll be fine at that level. Several big trades on Friday. Results should be solid, dividend fully back in play. I am thinking £1 + sooner than year end but its always slower going back up huh?

Https://simplywall.st/stocks/gb/insurance/lse-saga/saga-shares/valuation

Fairly gloomy bot generated overview. Probably doesn't really account for the blend of travel and insurance, as its written as an insurance sector. Predicting a smaller loss and return to profit 2025 ish.

Hey.

Hope you're well man?

Long time no speak. Had enough of the AIM sheet yet? Have a catch up on the detail here.

As you predicted Insurance fkkd. Cruise up. Debt a problem still.

SIngleton UAE investor 10m shares since October..

Have a look-you know how I like goodwill write offs?!!!

Speak soon.

We're gettin' the band back together.

Dunno but its creating a patch of red on my blue watchlist...

Robert. Thanks for the prompt to revisit my historic market cap calculation. As usual where there has been a RI, all the platforms back plot the prices based on some fanciful means, so getting back to the actual MC in say 2018/19 is hard work. I eventually used one of TUI annual report filed pdf which should be safe from shares in issue tweaking. To be honest on my previous figure I was going to argue the point but not now.

Some scope for sure but not 3x.

Thanks again.