Member Info for retirment

Quote " You can contribute all your salary (up to £60k) to your SIPP.

I’m doing this now to minimise my income tax bill"

I capped my SIPP as you will just pay TAX getting the money back out, ISA 1st for future wealth.

I don't want any money in my sipp at 67 as you will pay for every 1p taking it out, I retired at 54, the sipp pays me 12k a year till I am 67, then the State pension kicks in. plan to be an ISA millionair that mean NO TAX to ever pay.

Mystic you a lier lier bums on fire.

I have just one login and always have had just the one login.

Just topped up using my remaining ISA allowance

lol how much you lost today then Pott ? seems it was pump and dump Friday.

Better for who ? all the immigrants waiting in France for a Labour win !!

And the tories implementing what in the last 14 years !! the highest TAX's we have ever paid when they say they don;t put up TAX's !! liers,

I still lol at the £7 price

CMC was the new RR £1 in Jan £335 now :-)

It's not worth that now, funny world.

Lloyds is worse they are worthless but the company is worth billions. SP tends to mean f4ck all these days.

So you sold on a rising share ! odd

We need a Boost, the EU is at 3.75% the BOE is useless, 1 rate cut in August at 0.25% will do nothing any time soon for the UK.

CUTS RATES 0.5% 20th June or the UK will going backwards. maybe even back into recession.

We are doomed come Oct finances !!

Will Labour increase the 40% personal Allowance nope !! so who votes for them ? then moans about Tory TAX rises !

Will they cut stamp duty on stock trading, nope !

Will they TAX the working person more, yep it's a given if they freeze 40% tax threshold , even Pensions will now be TAXED !

Tory not much better, they did a crap March budget the worst ever imo. now promise too little too late.

They needed to address all the Issues people had back in March and failed to do so.

I wonder how these people even get jobs !

no interest rates cuts, job market crap, labour getting in.

people want to vote labour but we are fu4k when they get in.

shame tories are out really, they are **** but the best of the ****.

£2.27 now which is painful

Yes £4.60 I hope is the new base.

I disagree, but lets see what happens

Conger2 depends on your age I guess I am 54 and rather self manage for a few more years over getting a 5% at best return or worse they loose you money.

I think I can make 15% in low risks stocks no issue so should not have to do much. I don;t change my holding now really.

stamp duty stops you making an extra few £ on the small dips. So i tend to hold the same shares. and only buy the big dips and sell the big highs which is rare as every thing just keeps going up. or like lgen stays the same but gives me 8.6% return. any way.

It’s not about the % - it’s about the capital you are taking the % from.

not really. it's all about the % what ever the capital.

Conger2 i don;t buy funds or annuity. I manage all my own money, 54 and about to retire. Taking 7% is peanuts.

I have been scaling out for ages, sold 50% when I made 100% on these. Mistake, yep but so what, I made 100% REAL MONEY. still have 300k in them. all it takes is a plane crash, or the CEO leaves. I am happy for 15% PA now days.

which is still £5.30 within 12 months which seems high to me. £7 I would be buying a holiday home in the lakes., I would be all out or at least 66% out.

PS it took 3 years for RR to move 1p . I was buying IAG at 102 so it's not none nothing it's up 38% in two years which is ok for me. my 102 shares are up 70% I just keep upping my ave as I scale in.

I see this at £3 within 24 months

Just like RR we waited and waited imo this will do the same. I now add any time it dips £1.70

Happy to double my money in 24 months, where else can you do this now ?

Div stocks like lgen are great for 8.6% div but zero growth. I would rather wait 2 years and make 100%

I always cap at £100k for any share and at that with lgen now. Today of course was a nice day getting the divs.

but I Look for 15% over all growth PA and then take out 6.5% wages. so need some growth stocks in with the div stocks, I don't mind waiting 2 years rather than getting in late. my Ave is £1.43 though so up 20% anyway which is fab.

why did you not buy at £1.68 the other day to lower your ave ? I bought a few then.

NTC’s predicted valuation of RR

nothing to do with that, long weekend, USA were up BIG on Friday close 1.5% , euro might reduced rates, all my shares are up. >10k up today.