Member Info for Paul2566

Hi
While I would not usually consider dividend capture strategies, as I tend to try and pick a stock to hold and would consider myself an investor not a trader, I havea puzzle I need help to solve despite checking online.
The last couple of years I have maxed out my ISA and the wifes ISA so started a BED account.
I need to start thinking about the next tax year and how best to move stock into the BED account for 2022 and beyond.
I will of course keep an eye on tax implications as I go to minimize losses.
One strategy I am considering is selling after the dividend is declared and on the lead into the ex-dividend date from the BED account, transferring funds into the ISA and buying back the stock post ex-dividend date. I am just not sure how the timing works and if it would be effective.
The problem I have is the time delay, by the time I have sold in the BED, transferred funds to my bank account and moved them into my ISA I am looking at 4 or 5 days and while this delay could work in my favor, my luck suggests it is more likly to work against me.
All things being equal I am transferring the stocks likly to cause the biggest tax liabilities first.
Has anyone done this or can offer any advice or pitfalls to watch out for.
I appreciate that its just advice and any adverse outcome is my responsibility, but it may give me things to consider that I hadn't thought of.
Thanks in advance for anyone who can find the time to reply.

Hi
While I would not usually consider dividend capture strategies, as I tend to try and pick a stock to hold and would consider myself an investor not a trader, I havea puzzle I need help to solve despite checking online.
The last couple of years I have maxed out my ISA and the wifes ISA so started a BED account.
I need to start thinking about the next tax year and how best to move stock into the BED account for 2022 and beyond.
I will of course keep an eye on tax implications as I go to minimize losses.
One strategy I am considering is selling after the dividend is declared and on the lead into the ex-dividend date from the BED account, transferring funds into the ISA and buying back the stock post ex-dividend date. I am just not sure how the timing works and if it would be effective.
The problem I have is the time delay, by the time I have sold in the BED, transferred funds to my bank account and moved them into my ISA I am looking at 4 or 5 days and while this delay could work in my favor, my luck suggests it is more likly to work against me.
All things being equal I am transferring the stocks likly to cause the biggest tax liabilities first.
Has anyone done this or can offer any advice or pitfalls to watch out for.
I appreciate that its just advice and any adverse outcome is my responsibility, but it may give me things to consider that I hadn't thought of.
Thanks in advance for anyone who can find the time to reply.

Hi
While I would not usually consider dividend capture strategies, as I tend to try and pick a stock to hold and would consider myself an investor not a trader, I havea puzzle I need help to solve despite checking online.
The last couple of years I have maxed out my ISA and the wifes ISA so started a BED account.
I need to start thinking about the next tax year and how best to move stock into the BED account for 2022 and beyond.
I will of course keep an eye on tax implications as I go to minimize losses.
One strategy I am considering is selling after the dividend is declared and on the lead into the ex-dividend date from the BED account, transferring funds into the ISA and buying back the stock post ex-dividend date. I am just not sure how the timing works and if it would be effective.
The problem I have is the time delay, by the time I have sold in the BED, transferred funds to my bank account and moved them into my ISA I am looking at 4 or 5 days and while this delay could work in my favor, my luck suggests it is more likly to work against me.
All things being equal I am transferring the stocks likly to cause the biggest tax liabilities first.
Has anyone done this or can offer any advice or pitfalls to watch out for.
I appreciate that its just advice and any adverse outcome is my responsibility, but it may give me things to consider that I hadn't thought of.
Thanks in advance for anyone who can find the time to reply.

Hi
While I would not usually consider dividend capture strategies, as I tend to try and pick a stock to hold and would consider myself an investor not a trader, I havea puzzle I need help to solve despite checking online.
The last couple of years I have maxed out my ISA and the wifes ISA so started a BED account.
I need to start thinking about the next tax year and how best to move stock into the BED account for 2022 and beyond.
I will of course keep an eye on tax implications as I go to minimize losses.
One strategy I am considering is selling after the dividend is declared and on the lead into the ex-dividend date from the BED account, transferring funds into the ISA and buying back the stock post ex-dividend date. I am just not sure how the timing works and if it would be effective.
The problem I have is the time delay, by the time I have sold in the BED, transferred funds to my bank account and moved them into my ISA I am looking at 4 or 5 days and while this delay could work in my favor, my luck suggests it is more likly to work against me.
All things being equal I am transferring the stocks likly to cause the biggest tax liabilities first.
Has anyone done this or can offer any advice or pitfalls to watch out for.
I appreciate that its just advice and any adverse outcome is my responsibility, but it may give me things to consider that I hadn't thought of.
Thanks in advance for anyone who can find the time to reply.

NG. is a good anchor stock to hold in a portfolio.
It keeps the ship steady in choppy waters.
Personally I wouldn't be without it, and try and maintain it around 5% of my holdings.

Good news.

GSK have stated;
Sotrovimab is the first monoclonal antibody to report preclinical data demonstrating activity against all tested SARS-CoV-2 variants of concern and interest to date, including Omicron, as well as the still prevalent and highly contagious Delta variant.
Given the less than three-fold neutralization shift demonstrated in the pre-clinical pseudo-virus assay, which falls below the FDA authorized fact sheet guidance of less than a 5-fold change, we are confident that sotrovimab will continue to provide significant benefit for the early treatment of patients hoping to avoid the most severe consequences of COVID-19.

Well I nearly decided to wait this morning, now glad I added 3198 at £1.8638.
That brings my total holding to 8568 shares at average of £1.867 including tax etc.
Unfortunately I'm done now as adding more would mess with the feng shui of my portfolio.

Omicron while looking more transmissable, so far seems to be low risk. Despite the increase in cases, there have thus far been no fatalities and symptoms are mild.
Unfortunately because of the lag between infection and outcome its going to be another 1 or 2 weeks before we know the true effect of the virus.
At least so far its not as bad as the media suggested so hopefully the markets will settle down, until the next one of course.

Omicron while looking more transmissable, so far seems to be low risk. Despite the increase in cases, there have thus far been no fatalities and symptoms are mild.
Unfortunately because of the lag between infection and outcome its going to be another 1 or 2 weeks before we know the true effect of the virus.
At least so far its not as bad as the media suggested so hopefully the markets will settle down, until the next one of course.

Omicron while looking more transmissable, so far seems to be low risk. Despite the increase in cases, there have thus far been no fatalities and symptoms are mild.
Hopefully the markets will settle down, until the next one of course.

Omicron while looking more transmissable, so far seems to be low risk. Despite the increase in cases, there have thus far been no fatalities and symptoms are mild.
Hopefully the markets will settle down, until the next one of course.

Well I've added somemore GLO, DLG, and RIO to my portfolio this morning.
Omicron while looking more transmissable, so far seems to be low risk. Despite the increase in cases, there have thus far been no fatalities and symptoms are mild.
Hopefully the markets will settle down, until the next one of course.

I blame the VOD BOD for making some poor decisions.
The Vodafone takeover of German rival Mannesmann takes a bit of beating for sheer destruction of shareholder value, and still yet to fully recover, and that was 20 odd years ago.
2019 Vodafone makes a £6.6bn annual loss resulting in a 40% dividend cut.
Vodafones dividend has fallen in the last five years, so that may have contributed to the share price decline, and the revenue decline of around 1.4% would not have helped the stock price either.
There have been some insiders have who have made significant purchases in the last year which I take as a good signal.
I think that over time the SP may improve, but I think any shorts are are just symptoms of the underlying issues, which begun several years ago.
Since I hold long term for the dividend which is still decent, the SP will only cause me a problem if I have to sell.
The BOD is I think a very different animal today, and I look forward to better times ahead. While its nice to have a dividend, its good to also see a reasonable SP.
Living in hope.......

Since Lehman Brothers I think there is a lot more oversight in large financial institutions, and while I would never say never, I think its very unlikly with large institutions with good reputations.
Personally were I concerned I would invest in some professional advice as it would be money well spent.
Good advice is rarely free, free advice is rarely good.

To expand on that.
I believe HSBA released a statement a little while ago stating they had no direct exposure to the Evergrande issue.

Regarding your opening post,
You state it was an accident and planned.
So was it in your opinion an accident or planned. It can't be both.
As for biological weapons, I doubt there is any power that dosen't have them, if only to research vaccines to combat any attack.
Viruses pop up naturally out of the blue, and mutate, it dosen't mean every new virus was manufactured.
In 1918 there was a flu epidemic that killed 50 - 100 million.
In 541 a bubonic plague killed 10% of the worlds population, in 2013 a paper was published giving evidence that the symptoms of the plague may have been an Ebola like virus.
1545 to 1548 a viral hemorrhagic fever that killed 15 million inhabitants of Mexico and Central America.
In the 16th century the Smallpox virus killed 90% of the indigenous population in the Western Hemisphere.
I could go on but I think most would agree that although viruses may be created, they also occur naturally.
Still lets not spoil a good conspiracy theory.

I will be looking next week to buy another batch of £5k.
I am actually getting towards the end of of buying batches of any note with only about £28k spare funds left and I'm getting even more choosey than usual so will be hoping for a sub £1.83 price, although to be honest I'm not sure it matters that much over the long term, and it does seem like good value so whatever happens within reason I will probaby fill that order in December.
It will bring my total investments up to about £325k, which while not a fortune should in the next couple of years help suppliment my work based pension.

Also have a read of TrekMadone's posts.
He/she makes some valid observations which may prompt further research.
While I would advise against investing based on the advice/views of anyone, including me of course, there are certain posters on these BB's that can generate further research by the investor.

Who does China sell their products to again, ah yes I remember.