Member Info for longtimeinvestor

Lbp

''Anyone disagreeing or questioning me''

Yes

NC

''and importantly 'think' what I would do if HMG, or the CEO, which will often be very different to what us shareholders want or get.''

do you really think that a UK government and the CEO of Lloyds bank spend their time in thinking up ways to pi zz off Lloyds shareholders?

we know what shareholders want - they want a progressive dividend and buybacks.

NC

''I assume I would have to take off the few years that Lloyds have being paying a div from that total to give a more balanced break even assumption?''

dividends reinvested would have been a good edge against against inflation .

Even better would have been to have sold a good chunk when you was sitting on a very good capital gain and reinvested the proceeds at depressed levels again. Whatever position an investor finds themselves in is down to their own decisions, so not worth trying to divert the blame elsewhere.

Forgot to add - 3i at an all time closing high, now at over £25 per share

Re 13:24

based on current share price of course and not my personal average price

Flec

''but looking at the evidence Israel have kicked millions of Palestinians off their ancestral land''

There was me thinking that in a certain religions book called a bible refers to the land of Israel/Israelite 's and that the land was promised by 'God' - stand to be corrected as I am no expert - I am a sensible atheist

BUT dividend return on £50,000 worth of my Lloyds shares held outside of an ISA may be less after tax than my PB's a.t the moment

Suf

''just pointing out you actually get better returns on Lloyd Dividend payouts''

that is easily the case with only average luck on PB which the vast majority of people have.

Mark

from BLB - ''Remember it went to 48 and YOU DID NOT SELL''

Mark

''I honestly think the same will happen again.''

so we should expect you to be selling - thanks

SC

Vodafone's debt level is very manageable - indeed is has been reduced by many Billions recently - it is not an issue to be prioritised. The priority would be better served getting rid of shares on which a yield of 11% is being paid

Mark

''if it can hold to 50, the same will happen as happened on the last 2 occassions - selling pressure will succumb''

the market will decide the value of Lloyds on a daily basis. It is up to the individual investor to decide when they think Lloyds is fully valued - JCB for example was planning to sell out at 48p.

Mark

''shorters that took advantage of this will be taking profits''

what shorters?

Lbp

appropriate name for new id. ?

''I have been doing maths on Lloyds and I have worked it all out''

oh dear - let me tell you something Lloyds IS NOT worth £5 per share

''Lloyds are undervalued''

that is for individual investors to decide

''In the US, they have Lloyds at under 10 dollars per share''

They purchase Lloyds shares in the US via ADR's - currently each share within an ADR is valued at 59 cents - yes that is below 10 dollars

SC

Would you be paying extra on a 10 year fixed mortgage at 2.1% when you can get about a 5% return on cash? - same principal

SC

That would be a STUPID thing to do from income - cost of dividend far more than the cost of debt . Net debt levels would automatically reduce with disposals.

First full week of buybacks at sub 50p - good but would be better if more sellers came out of the woodwork to keep the price down a bit. JCB not happy with 47.5p - still waiting for 48p.

Vodafone currently over 70p - hoping for a dividend cut to be redirected towards buybacks

Dar

''the Yanks are trying to trash it''

nonsense of course

Fakey - would 34.5p be too high a price for you to buy at?

KK

'' 23p is still on the cards.'' - J46?

J46

14 Jan 2022 18:48

‘’Only 3 yrs to go till we get to pick up Lloy @ 23p again .’’

Fakey still waiting for sub 35p this year - rolled over from 2023