Member Info for longtimeinvestor

Baldrick -

https://www.youtube.com/watch?v=AsXKS8Nyu8Q

Baldrick - how many more months until you get your cash untied ?

Brix

''Small top up with Lloyds for the Divi, questionable move that.''

Tying up cash rather than buying Lloyds with 14% returns - questionable move that.

229p -

not so long ago the share price would have been at about 235p on that nav

To break a blank posting day, when Glaxo has made a nice move up beyond £17 - gone well since my last purchase at £14 - have a below £13 average - not yet a high enough valuation to contemplate any sales.

For more sellers to come forward to help out MS, to continue to make sub 50p purchases

Excellent

Kk

''I am usually one of the ones who slate this share for its performance and that of the BODS''

Along with many others, the question is WHY?. - have I ever?

Why complain when Lloyds performance was such that they have been making healthy profits.

Why complain when for a long period now , double digit returns have been available and have been up to about 15% for a new investment .

Why complain when the valuation of Lloyds is out of the hands of the BOD's.

Save any complaints for if the BOD's make disastrous investment decisions, badly hitting profitability.

In the mean time sit back and watch another good investment decision to invest a further £2 Billion in Lloyds shares

Mor

"pretty much meaningless"

so it is not meaningless then - it means that I can shelter a further £5,000 from taxes - that means something doesn't it.

HT

'' Any idea?''

I have an idea - 1.05p

An alternative could have been to have reduced the £20,000 limit to £10,000 and to have a UK ISA at £15,000 - cannot please everyone as then I suppose there would be moans from those wanting to invest in US stock with p/e's of 50-100s.

PEPS were for UK/EU investments but then Labour came along and changed it to an ISA

Spk

''partly cos I went to bank office first time in ages '' etc etc

heard it all now. No you made a sale today because you needed the money.

Sk1

''The FTSE100 rocketed''

The London market is currently way undervalued - that is an opportunity that I continue to take advantage off - it is not a drawback.

Despite GB's raid on pension funds, personally I have done well with UK investments, with compounding and stock selections bought and sold at appropriate times. I prefer to purchase at low valuations rather than p/e ratios of 100.

888

''most people''

I think you meant, most people who can afford to do so, as most people would not be able to afford any where near the current £20,000 limit.

Yes , when available, I will put in the extra £5,000 to shelter from taxes.

SC

Do you pay dividend tax? - would a new investor pay dividend tax?

NC

''Feel we need far higher rates of dividends than is currently being given here to encourage investors in''

why do you not switch to a double digit dividend yielding stock?

Sk1

''It's also worth noting that any (small) tax gains from a UK ISA''

the idea is to funnel extra investment into UK stocks not as an offset measure

against inflation rate rises in council tax etc.

Btw N.I. was cut instead of altering income tax thresholds to help those in work instead of including those not in work as well.

Flec

''The Guardian says it's a gimmick and explains why''

that is about as much as i need to read

Flec

''The Guardian says it's a gimmick and explains why''

that is about as i need to read

Sk1

''If Hunt were serious about juicing up the UK stockmarket, he'd signal the abolishment of the pernicious dividend tax, the abolishment of uncompetitive stamp duty''

there is no tax on dividends held within an isa. Not many retail investors are able to fully utilise the available £20,000 isa limit each year, let alone additional amounts. Those paying dividend tax will be those who can afford to do so with only 8.75% to pay for basic rate tax payers. Stamp duty is not a game changer when it comes to equity investments.

''That lot would take the FTSE100 to 20,000 by 2030.''

really

'' Don't be surprised if most people just buy a US S&P500 ETF listed in London!''

BRITISH ISA

''What's more, the FTSE100 has barely moved today on the UK ISA news''

why should it?