Member Info for leas

SUFCESSEX

Sadly some posters with MH struggles are drawn to this bb like moths to the light. I think some may be ex Motley Fools journalists.

How many posters like myself feel that becoming a Premium Member of LSE is pointless when they clearly don't care on what is published. Some of the 'Far Right' views on here is shameful and their identities are protected behind a keyboard.

If on the very rare occasion they get found out they register yet another username so they can continue their vile trolling.

LSE clearly never cross check IP addresses so they continue with the same energy pretending to be experienced investors.

There is a guy who pretends to be residing in the Falkland Islands and regularly forgets the time difference between there and the UK. A poster who claims to have millions and spends all his time on the bb instead of getting out and enjoying life. Not forgetting the sad little men that are still crying over the Brexit vote and have found the perfect platform to bore everyone on LSE. Their loved ones have decided that they are sick and tired of listening to their bitterness day after day and have got into a relationship with their husband's best friend who happens to be a landlord.

If this was a grave concern for LLoy then I don't think they would have gone ahead with the current buyback. That would have covered any exposure to this lawyer scam. As for dealers, if it is found that they knew of this 'hidden commission' then it is only right that they return the money.

Personally, I think this works in the favour of institutions that are increasing their positions in the financial sector as they know the high interest climate will see big returns for their clients.

@Wenglish

Your post suggests that Lloy the majority of shareholders are private. If you have been invested for 15 years and you haven't made a profit then you only have yourself to blame. I have had an investment here for about a year and have taken the dividend as shares.

This strategy has or will after today bring my average into the 30s. Not everyone's strategy but it fits in with my financial position. The 'higher interest rate era' is here to stay imo which only strengthens the case for me to keep my investment where it is. Certainly no surprise with today's drop but you as a long term holder will benefit as more shares can be bought back at the cheaper price.

@megan

Ex Div 11th April. Payment 21st May

@Hardup

On the surface that is sound advice but when you are buying a new vehicle the main dealers use the same finance company. For example Nissan used RCI now owned by another company.

A family member owns a dealership and he was told to sell his finance as conventional and non conventional. The conventional being RCI

@ livestock 'A interest rate cut is a drop in profits for Lloyds 🤔

That's not necessarily true. Banking sector is also about the wider economy. LLoy is heavily weighted towards the UK high street and any improvement favours investors here. Apart for the potential of the business growing, there is less chance of loan defaults through high interest rates. Balance is the key. imo with all this world unrest the chances of returning to the historical low interest rates are zero.

If you are only invested 3 years, you are a newbie!‘

What does length of time matter when it comes to investing. What matters is whether or not you can make a profit. I will listen and take advice from anyone regardless of age or experience if that advice is good.

Having listened to some of my friends stories of planning for their retirement and the current position they find themselves, it would be ‘financial suicide’ to follow them.

@Thoroubred

Attention seeking. Only reason why they post their views. Look at their posting history, nothing researched or backed up with the fundamentals of a company. I’m guessing that they have lost money investing in Lloy in the past because they are naive investors or gamblers and cannot lot go of their bitterness. The reality is not accepting the blame but blaming everyone ( immigrants, brexit, landlords) and Lloyds.

Probably have a drawer full of viagra but not got a victim to put it to the test ;)

@Donkey

Quite right. We are mere spectators here. The private investor makes zero difference.

This is a forum to vent your frustrations in life on because everyone around you, friends and family have decided that you have turned into a bitter old man. ;)

As I wrote upon the announcement of this round of buybacks, Lloy shares are now in stickier hands. All opinion of course but this time they will struggle to buy the shares at a discount.

Confidence in the UK banking sector has returned and the increase in institutional buying and the buyback scheme is only going to send the sp one way.

Unless something unforeseen in the wider markets occur then we are in for a very rewarding year.

No apologies for my post being bullish but that’s my take on the current share price movement.

Let you guys get back to discussing immigration, brexit and landlords. ;)

Spread currently at less than 0.04% so pretty much impossible to determine buys v sells.

Hardup

Your thoughts appreciated. My view, which I posted after the buyback was announced is that this time the shares appear to be in ‘stickier hands’

There is no way the low average of last time is going to be achieved by the algos. I feel the the ‘city’ is more confident around the UK banking sector now as loan defaults look less likely with some institutions increasing their holdings by 20% on average. Also world conflicts will sustain inflationary pressure which will result in interest rates being above the historical lows of the last decade.

Not always a fan of buybacks, particularly when it comes to Lloy but I think on this occasion it was the right strategy.

Apologies to the majority of members going off topic here. ;)

Apologies for going off topic and posting opinion investor related. I think this year’s buyback strategy will have a positive impact on the MC.

The attractive yield will keep many institutions holding onto their shares to cover annuity payments and other investors will be reluctant to sell now that we have higher interest rates. The wider geopolitical landscape now is more uncertain making historic low interest rates a thing of the past.

The sp will probably fall back on ex div date but imo the buybacks this time will push the sp above last year’s highs.

Again, just my opinion but the shares this year are in ‘stickier hands’.

Catch you guys later next year but I’m guessing Brexit , immigration etc will still be the main topic of conversation.

All that frustration and bitterness that many on here prefer over any form of positivity.

Mavs

I was posting the very same view for almost 3 years.

Terrible outcome for LTHs

Good luck to the LTHs that have opened their wallets again. Quite a few familiar names that have been around since the last P3 readout.

Sadly seems to be playing out as predicted. The lack of communication is a pattern of behaviour that has been inherent with this company for almost 20 years. Normally by now the usual ‘jam tomorrow’ RNS would have been issued.

In the absence of such imo they should suspend trading and formulate a plan (together with Avion) to rescue the company from the inevitable.

Shocking treatment of private investors that have supported this company by the BoDs

‘ Well, Lisa did reply to say she will share my thoughts with the Board.’

Which board? Ironing board :)

Poker

'I am aware of timeframes for the P3 study but I am discussing the lead up to that. As you are well aware, this is not 1991 when investors backed growing companies and were more patient with their investments.

This is 2021 where the investor is looking for a quick turnaround.

Won’t post on the bb for a few weeks and will hold my hands up and admit I got it wrong.

I know this company inside and out in relation to IR and I know Tim and Lisa will not be in any rush to put out any news that will calm investor frustrations.'

My post back when the sp was 7.8p. Was posting the same at sub 20. Naturally no one thought my posts had any substance as 'the carrot' was being dangled.

Also posted that Avion will drag their feet in order to pick off IMM and it's pipeline from the administrators. That view still stands. Whatever the outcome, IMM shareholders have no impact on direction the company will take, they don't even 'grease the wheels of the gravy train' that has been parked up in the sidings for 3 years.

However, the losers here are not the fools parting with their hard earned cash but the poor lupus sufferers who could have had their condition eased with a drug that has been proven to be safe.

No need to reply as my next post will be when the new shares get issued. Not forgetting the possibility that if Avion do buy out IMM it would never be at the sp of 7.5p.

Sometimes averaging down is a shrewd investment if the fundamentals remain the same, or it could be the result of getting it wrong the first ,second, third .........

CS7

Maybe the shares are slowly going from institutional investor to the private. Investor's averaging down on the hope that it cannot get any cheaper. High risk with potentially high rewards. The science is good but the clock is ticking down for IMM. Nothing surprises me here other than missed timeframes and promises that fail to materialise.

I did predict the likely scenario here. Still think the same. IMM is being 'run into the buffers' so their partner can snap them up on the cheap. More dilution on the cards.

'.they know this type of business inside out and know the fund raising difficulties along the way...

Which is exactly what I have been posting when the sp was 17p. This may be small change to Avion but they have dictated the pace and arguably put IMM in this current position.