Member Info for jamesroo

ERV1.Thanks for posting the link but I found little new or unexpected imo.
Sunak is indeed a lovely speaker unfortunately he believes to much in fair play and the integrity of others.Bad and doubtful loans are hard enough to manage but he had declares a rogues charter, with the best will in the world his tinkered with plans are wide open to abuse.Makes me wonder who is to blame is it the person that leaves money lying around the house or the employee that eventually succumbs to sticking a fifty in his pocket to stop his wife nagging about never having enough housekeeping?
Back to the article, even if accurate which I doubt it is the next 2 quarters which will show how the wide boys will have capitalized on the drive throughs for coach and horses.
Time will tell.

Bankers are in the game of making money and yet so many PI`s pile in here.The Mail said it all yesterday, in my way of calculating we require a 104% rise to get us back to the early part of this year ignoring inflation and dividend loss.
Frankly not a hope in `ell of that happening as we are currently engaged in giving out free loans for the Government.
As peter Sutherland once said the last thing the World Bank would allow you to ask, is how do you intend paying this back?
Swim fast the sharks are here and smell blood.

Of course you can, but will I answer?

Diageo will be a long time holding for most here.
Guinness is good for you?

The answer(divi) is blowing in the wind.

Asperger 1.
Given the return of the PM possibly on Monday how do you feel the markets will react?

Richard, please accept all the BoD have done is respond to the wishes of the Government positively. We should be proud to help our fellow citizens at this time not belly aching over a dividend.
Surely we are made of better stuff than this.If such an amendment is put in front of the group at the AGM I hope it is kicked into touch with vigour.
A year ago or any time in the last decade I would have supported this motion but no way will I go against the governments wishes over money when the liquidity of Banks is seen as paramount.

Don`t complain THEOSUS as you speak elsewhere on this BB how you enjoy the challenge of the current markets.What you say is accurate about algos etc but surely that takes all the fun out of it or at least reduces it.Me, I wonder how I have survived all these years scaping a living trading a pittance here and there just hoping for a lucky break.Well over 40 years and all I have is a pen and paper.
The point is I now prefer to sit and watch the markets swing , with my base holding of stocks or as I call them my foundation, I will and do trade when it suits me and hopefully make a few shillings.As for youself I am delighted you have a more up-to-date technique and that it serves you well and genuinely like to hear of all doing well.
I believe you are of the same opinion as myself we just deploy different methods.I laugh because my method is to buy in a rising market and bail or go short when I feel things become excessive.Mine isn`t a method at all.
Stay long and prosper to you THEOSUS and everyone.

Why not wait until Kod goes bust and then buy it for a song.

The fact that the gun was put to his head was also beneficial in him making the correct decisions.
No disrespect but I have read enough loan books figures in my time to make my head spin.They all boil down to an A-Z of lending Categories and the Personal opinions of Managers and regional Managers as to rate their quality.Hence the problem which of these two are going to admit their sanctioning of loans in many cases was crap.
Another point that few are aware off is that default percentages are instructed from above and all calculations have to fall within those guidelines.Then you move to associate boards and higher still to the main board, where on most cases they lend on past record and security(if there is any).Remember Carillion, Junk bonds and block mortgage packages.
Even independent and specialist reviewers are bambozzled, never mind the small fact we could be back to 3months or 3 years before common work practice occurs.
No thanks , the Banks are not good at analysing themselves.
Mortgages, pcp and credit cards are the better end of the market even in hard times, but the real money is to made in Corporate and multi national lending, and how may I ask can that be done now when the Chancellor subscribes to lending for free.The banks being only conduits to do the work and receiving no income for it.
The government need banks but a little discussion with them prior to rolling out policy would help.
Hence I will stay mostly in cash and in markets that are not a maze.

What price would you stop buying Lloyds?
30p seems to be underpinned , but if they jumped to 40p 50p or even 60p in the next month would you be a buyer?Would the lack of a forward looking plan, buyback failures, unknown quality of lending book and dodgy dividends concern you our would you still be a buyer?Not mention a second wave or more of the virus.
I ask because I can only see problems/excuses for under performance and a BoD that are dormant.
Stay safe.

Starmer to raab how many care workers have died from Covid19?
raab, I don`t know. Cracking answer.
"Labour is dead", doubt it but over 20,000 of our citizens most certainly are.
I would recommend you give politicians of all parties a break this is not a point scoring exercise.

No wonder "labour is dead " given the brilliant job the encumbents are doing.
I literally am laughing to my sides are sore.May have to go to A&E and wait on the plateau effect.
Yes, raab was excellent on the number of deaths of care home staff.Bring back Boris all is forgiven.

Itsanightmare.Great way to get the Pensions funds hit with more taxation.This is Government led not the Bank.

John46.Naturally I don`t have the literate ability of a Bild editor.But my option which I will pursue is to buy nothing Chinese ever again.If world leaders applied strong sanctions to all things Chinese maybe they would start acting in a more responsible way.It is also my belief that the Chinese people no longer fully indoctrinated would welcome such action.

It must take a great deal of ignorance and indeed self righteousness, to advocate against staying at home when anyone can be carrying this Virus without showing symptoms.
Very sad lack of supporting other citizens and more like "I`m all right Jack".

I don`t know ,please advise.

OXO, I am not thick I know not all people put on ventilators live.The greatest majority of people getting Covid 19 live.I stick by the rules not out of fear for myself, but out of respect for my fellow man.
I don`t quite get the point you are making, but covid 19 is not Pneumonia but the way it blocks the lungs is Pneumonia like.AT the beginning i wanted ventilators, now it seems that the mercedes thing for delivering oxygen and turning patients from side to side is more effective.
My point was basically , if Boris is improving as I hope he is he should let it be known.Whether you agree or not with his politics his PRIME task is to lead.What better day to do it than today`s re-opening of Parliament.

Oxo skimming your recent posts why do you advise of your age and the deceased of your family tree.I don`t mean this in any offensive manner but to me you are a cub and misfortune and death follow us all.Alright you had a couple of injections recently but it was hardly a cause for you concerning yourself about your own mortality.
This is not you, do not worry about the future but enjoy the pleasures ahead and smile in remembrance of those past.Ignore what the future holds for us all go laughing in its face.We cannot change what coming but we can sure as hell enjoy it.Accept you are the master of the way you live and roar with indignation when it ends.
Go to that AGM and tell them they are a shower of B*****D`s, have them drag you from the hall kicking and punching. It may not be of any reward financially but you will profit in far greater ways.
Stay safe.

Is Boris our PM worse than we are being told? I hope not, but I was told last night that given he was never on a ventilator which I know can greatly increase recovery time his period of recuperation is unseemly long.
I ask this on behalf of a senior Physician, who made points of genuine concern.
Surely J R Mogg could make a statement on his behalf if Boris is unable.
We need direction and we need it now.