RE: Deep dip on “liberation day”2 Apr 2025 18:08
Only issue we all have, for those with private pensions not yet drawn down on, is the vast majority is invested in funds associated with the us. ...............................espectful behaviour that will effect us all.'
Kind of , but as you get older - you should be de-risking and moving the money from equities to funds (or super secure - money market). I once read , that the % equities should be inversely proportional to your age,,, i.e. you are 50, so you should have 50% equities 50% funds, that should change to 40% equities 60% by 60. (sorry If I’m tell you how to suck eggs). In addition - its often advised to have 3yrs money outside of this by time you come to retire - so that you don’t have to start draw down unless the market is favourable. I’ll try find you a like to bloke who is a registered pension expert on youtube ,,,, 'James shack' really useful :)