SAYE - Save as you earn18 Oct 2021 09:18
Always take advantage of a SAYE scheme. 20% discount on shares plus some tax relief is a no brainier. Plus, as mentioned if the share price really bombed you get your money back. Plus you’re paying monthly so can budget for it etc. You’ll be surprised how quickly the 3 or 5 year passes. Also some capital gains/dividend advantages if held longer term. Cannot see any disadvantages really.